Compare Jamestown, IN Car Insurance Rates (2021)

Car insurance in Jamestown, IN averages $262 a month. Jamestown, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jamestown, IN after a DUI are $3,758/year
  • The cheapest car insurance company in Jamestown for teen drivers is USAA
  • Average car insurance rates in Jamestown, IN are $3,147/year

If you need to buy Jamestown, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, IN is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Jamestown, Indiana car insurance rates to Indianapolis car insurance rates, Fishers car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Jamestown, IN car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, IN car insurance rates? Every Jamestown, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,452 $2,515 $2,152 $2,354 $7,466 $9,410 $2,493 $2,711
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,417 $1,400 $1,210 $1,359 $7,632 $8,139 $1,872 $2,026
GEICO $1,496 $1,492 $1,408 $1,464 $4,457 $4,133 $1,717 $1,506
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,516 $1,549 $1,332 $1,420 $4,405 $5,706 $1,777 $1,940
Progressive $1,440 $1,365 $1,306 $1,314 $8,428 $9,481 $1,805 $1,846
State Farm $1,347 $1,347 $1,193 $1,193 $3,942 $5,071 $1,486 $1,648
Travelers $1,157 $1,177 $1,087 $1,086 $7,194 $11,369 $1,226 $1,415
USAA $1,059 $1,040 $990 $992 $3,003 $3,345 $1,428 $1,521

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Minimum Car Insurance in Jamestown, IN

Every driver must carry the minimum car insurance in Jamestown, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamestown, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, IN. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, Indiana

Insurance Company Poor Fair Good
Allstate $4,893 $3,636 $3,303
American Family $4,755 $3,090 $2,588
Farmers $3,652 $2,982 $2,762
GEICO $2,657 $2,209 $1,761
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $2,795 $2,362 $2,210
Progressive $3,721 $3,294 $3,105
State Farm $3,137 $1,872 $1,451
Travelers $3,577 $3,033 $3,032
USAA $2,250 $1,489 $1,277

Cheapest Jamestown, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, IN to rates for a clean record with top companies.

Annual Jamestown, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,154 $4,622 $4,257 $3,744
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,799 $3,272 $3,366 $3,091
GEICO $1,441 $2,283 $3,117 $1,996
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,117 $2,718 $2,608 $2,379
Progressive $2,539 $4,415 $3,023 $3,516
State Farm $2,105 $2,298 $2,105 $2,105
Travelers $2,732 $3,373 $3,820 $2,929
USAA $1,260 $1,799 $2,067 $1,563

Cheapest Jamestown, IN Car Insurance for Teen Drivers

Teen car insurance in Jamestown, IN can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,466 $9,410
American Family $5,984 $8,674
Farmers $7,632 $8,139
GEICO $4,457 $4,133
Liberty Mutual $8,754 $13,230
Nationwide $4,405 $5,706
Progressive $8,428 $9,481
State Farm $3,942 $5,071
Travelers $7,194 $11,369
USAA $3,003 $3,345

Cheapest Jamestown, IN Car Insurance for Seniors

Take a look at Jamestown, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,354
American Family $1,962 $1,962
Farmers $1,210 $1,359
GEICO $1,408 $1,464
Liberty Mutual $3,662 $3,662
Nationwide $1,332 $1,420
Progressive $1,306 $1,314
State Farm $1,193 $1,193
Travelers $1,087 $1,086
USAA $990 $992

Cheapest Jamestown, IN Car Insurance Rates After a DUI

A DUI in Jamestown, IN increases car insurance rates. Compare Jamestown, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,257
American Family $4,834
Farmers $3,366
GEICO $3,117
Liberty Mutual $8,386
Nationwide $2,608
Progressive $3,023
State Farm $2,105
Travelers $3,820
USAA $2,067

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Cheapest Jamestown, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,944 $3,944
American Family $3,436 $3,519
Farmers $3,132 $3,132
GEICO $2,172 $2,246
Liberty Mutual $5,687 $5,998
Nationwide $2,456 $2,456
Progressive $3,373 $3,373
State Farm $2,091 $2,215
Travelers $3,214 $3,214
USAA $1,650 $1,694

The Best Cheap Car Insurance Companies in Jamestown, IN

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, Indiana

Insurance Company Average Annual Rates
Allstate $3,944
American Family $3,477
Farmers $3,132
GEICO $2,209
Liberty Mutual $5,842
Nationwide $2,456
Progressive $3,373
State Farm $2,153
Travelers $3,214
USAA $1,672

Category Winners: Cheapest Car Insurance in Jamestown, Indiana

Find the cheapest car insurance companies in Jamestown, IN for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Jamestown, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, Indiana

Insurance Company Low Medium High
Allstate $3,760 $3,928 $4,144
American Family $3,445 $3,593 $3,394
Farmers $3,029 $3,127 $3,240
GEICO $2,072 $2,203 $2,353
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,498 $2,436 $2,433
Progressive $3,203 $3,325 $3,591
State Farm $2,055 $2,152 $2,253
Travelers $3,155 $3,243 $3,243
USAA $1,612 $1,668 $1,736

What affects car insurance rates in Jamestown, Indiana?

What factors can have an impact on Jamestown, IN car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, Indiana.

Commute Time in Jamestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamestown, IN is 27.5 minutes according to City-Data.

Compare Car Insurance Quotes in Jamestown, IN

Ready to find affordable Jamestown, Indiana car insurance today? Enter your ZIP code for fast, free Jamestown, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State