Compare Jamestown, KS Car Insurance Rates (2021)

Car insurance in Jamestown, KS averages $282 a month. Jamestown, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, KS.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jamestown, KS after a DUI are $4,062/year
  • Average car insurance rates in Jamestown, KS are $3,384/year
  • The cheapest car insurance company in Jamestown is American Family

If you need to buy Jamestown, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, KS is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Jamestown, Kansas car insurance rates to Overland Park car insurance rates, Lawrence car insurance rates, and Wichita car insurance rates.

Ready to find affordable Jamestown, KS car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, KS car insurance rates? Every Jamestown, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,655 $2,589 $2,371 $2,441 $7,265 $8,136 $2,739 $2,845
American Family $1,644 $1,644 $1,483 $1,483 $3,127 $3,742 $1,644 $1,840
Farmers $2,704 $2,697 $2,424 $2,519 $6,900 $7,157 $3,035 $3,210
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,402 $2,600 $2,256 $2,519 $10,464 $11,698 $2,658 $2,884
Nationwide $1,942 $2,016 $1,717 $1,866 $3,702 $4,573 $2,219 $2,372
Progressive $2,622 $2,526 $2,113 $2,195 $9,164 $10,374 $3,103 $3,322
State Farm $1,653 $1,653 $1,446 $1,446 $4,372 $5,577 $1,857 $2,096
Travelers $2,194 $2,238 $2,109 $2,145 $8,603 $13,453 $2,238 $2,681
USAA $1,396 $1,431 $1,272 $1,296 $4,580 $4,837 $1,837 $1,934

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Minimum Car Insurance in Jamestown, KS

Every driver must carry the minimum car insurance in Jamestown, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamestown, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, KS. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, Kansas

Insurance Company Poor Fair Good
Allstate $4,804 $3,653 $3,183
American Family $2,709 $1,921 $1,598
Farmers $4,524 $3,583 $3,385
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,685 $4,685 $4,685
Nationwide $2,854 $2,482 $2,317
Progressive $5,113 $4,254 $3,915
State Farm $3,658 $2,186 $1,694
Travelers $5,167 $4,186 $4,019
USAA $3,182 $2,079 $1,707

Cheapest Jamestown, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, KS to rates for a clean record with top companies.

Annual Jamestown, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,348 $3,898 $4,515 $3,760
American Family $2,038 $2,188 $2,038 $2,038
Farmers $3,244 $4,141 $4,037 $3,901
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,571 $5,289 $5,201 $4,679
Nationwide $1,886 $2,183 $3,957 $2,178
Progressive $4,102 $4,764 $4,269 $4,575
State Farm $2,333 $2,692 $2,513 $2,513
Travelers $3,280 $4,242 $5,814 $4,494
USAA $1,705 $2,284 $3,352 $1,950

Cheapest Jamestown, KS Car Insurance for Teen Drivers

Teen car insurance in Jamestown, KS can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,265 $8,136
American Family $3,127 $3,742
Farmers $6,900 $7,157
GEICO $4,439 $5,960
Liberty Mutual $10,464 $11,698
Nationwide $3,702 $4,573
Progressive $9,164 $10,374
State Farm $4,372 $5,577
Travelers $8,603 $13,453
USAA $4,580 $4,837

Cheapest Jamestown, KS Car Insurance for Seniors

Take a look at Jamestown, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,371 $2,441
American Family $1,483 $1,483
Farmers $2,424 $2,519
GEICO $2,443 $2,273
Liberty Mutual $2,256 $2,519
Nationwide $1,717 $1,866
Progressive $2,113 $2,195
State Farm $1,446 $1,446
Travelers $2,109 $2,145
USAA $1,272 $1,296

Cheapest Jamestown, KS Car Insurance Rates After a DUI

A DUI in Jamestown, KS increases car insurance rates. Compare Jamestown, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,515
American Family $2,038
Farmers $4,037
GEICO $4,922
Liberty Mutual $5,201
Nationwide $3,957
Progressive $4,269
State Farm $2,513
Travelers $5,814
USAA $3,352

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Cheapest Jamestown, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,880 $3,880
American Family $2,049 $2,103
Farmers $3,831 $3,831
GEICO $3,027 $3,159
Liberty Mutual $4,685 $4,685
Nationwide $2,551 $2,551
Progressive $4,427 $4,427
State Farm $2,450 $2,575
Travelers $4,458 $4,458
USAA $2,254 $2,392

The Best Cheap Car Insurance Companies in Jamestown, KS

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, Kansas

Insurance Company Average Annual Rates
Allstate $3,880
American Family $2,076
Farmers $3,831
GEICO $3,093
Liberty Mutual $4,685
Nationwide $2,551
Progressive $4,427
State Farm $2,513
Travelers $4,458
USAA $2,323

Category Winners: Cheapest Car Insurance in Jamestown, Kansas

Find the cheapest car insurance companies in Jamestown, KS for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Jamestown, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, Kansas

Insurance Company Low Medium High
Allstate $3,772 $3,872 $3,997
American Family $2,100 $2,181 $1,947
Farmers $3,697 $3,813 $3,983
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,585 $4,675 $4,795
Nationwide $2,700 $2,521 $2,432
Progressive $4,226 $4,398 $4,658
State Farm $2,423 $2,519 $2,596
Travelers $4,243 $4,463 $4,667
USAA $2,253 $2,318 $2,398

What affects car insurance rates in Jamestown, Kansas?

What factors can have an impact on Jamestown, KS car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, Kansas.

Car Theft in Jamestown

High levels of vehicle theft can make car insurance more expensive. Jamestown, KS car theft statistics from the FBI indicate 0 vehicle thefts a year.

Commute Time in Jamestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamestown, KS is 24.5 minutes according to City-Data.

Compare Car Insurance Quotes in Jamestown, KS

Ready to find affordable Jamestown, Kansas car insurance today? Enter your ZIP code for fast, free Jamestown, KS car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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