Compare Jamestown, MO Car Insurance Rates (2021)

Car insurance in Jamestown, MO averages $265 a month. Jamestown, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jamestown is Nationwide
  • Average car insurance rates in Jamestown, MO after a DUI are $3,700/year
  • Average car insurance rates in Jamestown, MO are $3,182/year

If you need to buy Jamestown, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, MO is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Jamestown, Missouri car insurance rates to St. Charles car insurance rates, Springfield car insurance rates, and Columbia car insurance rates.

Ready to find affordable Jamestown, MO car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, MO car insurance rates? Every Jamestown, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $1,974 $1,974 $1,759 $1,759 $5,380 $6,991 $1,974 $2,311
Farmers $2,266 $2,254 $2,025 $2,145 $9,248 $9,555 $2,576 $2,688
GEICO $1,841 $2,045 $1,427 $1,808 $5,694 $6,011 $1,698 $1,706
Liberty Mutual $2,703 $2,932 $2,223 $2,496 $9,206 $10,230 $2,851 $3,047
Nationwide $1,377 $1,411 $1,230 $1,307 $3,461 $4,451 $1,569 $1,702
Progressive $1,945 $1,813 $1,591 $1,637 $6,287 $7,068 $2,373 $2,437
State Farm $1,683 $1,683 $1,488 $1,488 $4,675 $5,907 $1,888 $2,155
USAA $1,604 $1,598 $1,429 $1,469 $4,629 $5,676 $2,017 $2,258

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Minimum Car Insurance in Jamestown, MO

Every driver must carry the minimum car insurance in Jamestown, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamestown, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, MO. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $3,935 $2,773 $2,337
Farmers $4,675 $3,899 $3,709
GEICO $3,836 $2,500 $2,000
Liberty Mutual $6,408 $3,901 $3,073
Nationwide $2,436 $2,007 $1,748
Progressive $3,643 $3,012 $2,777
State Farm $3,536 $2,360 $1,966
USAA $4,340 $1,994 $1,421

Cheapest Jamestown, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, MO to rates for a clean record with top companies.

Annual Jamestown, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,254 $3,272 $3,963 $2,573
Farmers $3,550 $4,402 $4,306 $4,120
GEICO $2,174 $2,819 $3,767 $2,355
Liberty Mutual $3,246 $4,648 $4,798 $5,153
Nationwide $1,636 $2,080 $2,754 $1,784
Progressive $2,729 $3,638 $3,019 $3,189
State Farm $2,421 $2,820 $2,621 $2,621
USAA $2,105 $2,518 $3,432 $2,285

Cheapest Jamestown, MO Car Insurance for Teen Drivers

Teen car insurance in Jamestown, MO can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,380 $6,991
Farmers $9,248 $9,555
GEICO $5,694 $6,011
Liberty Mutual $9,206 $10,230
Nationwide $3,461 $4,451
Progressive $6,287 $7,068
State Farm $4,675 $5,907
USAA $4,629 $5,676

Cheapest Jamestown, MO Car Insurance for Seniors

Take a look at Jamestown, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,759 $1,759
Farmers $2,025 $2,145
GEICO $1,427 $1,808
Liberty Mutual $2,223 $2,496
Nationwide $1,230 $1,307
Progressive $1,591 $1,637
State Farm $1,488 $1,488
USAA $1,429 $1,469

Cheapest Jamestown, MO Car Insurance Rates After a DUI

A DUI in Jamestown, MO increases car insurance rates. Compare Jamestown, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $3,963
Farmers $4,306
GEICO $3,767
Liberty Mutual $4,798
Nationwide $2,754
Progressive $3,019
State Farm $2,621
USAA $3,432

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Cheapest Jamestown, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $2,985 $3,045
Farmers $4,095 $4,095
GEICO $2,728 $2,830
Liberty Mutual $4,461 $4,461
Nationwide $2,063 $2,063
Progressive $3,144 $3,144
State Farm $2,558 $2,683
USAA $2,491 $2,680

The Best Cheap Car Insurance Companies in Jamestown, MO

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,015
Farmers $4,095
GEICO $2,779
Liberty Mutual $4,461
Nationwide $2,063
Progressive $3,144
State Farm $2,621
USAA $2,585

Category Winners: Cheapest Car Insurance in Jamestown, Missouri

Find the cheapest car insurance companies in Jamestown, MO for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Jamestown, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $2,927 $3,111 $3,008
Farmers $3,843 $4,059 $4,381
GEICO $2,606 $2,803 $2,928
Liberty Mutual $4,210 $4,481 $4,692
Nationwide $1,946 $2,082 $2,163
Progressive $2,836 $3,151 $3,445
State Farm $2,485 $2,628 $2,749
USAA $2,491 $2,578 $2,686

What affects car insurance rates in Jamestown, Missouri?

What factors can have an impact on Jamestown, MO car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, Missouri.

Commute Time in Jamestown

The more time you spend in your car the higher the risk of an accident. The average commute length in Jamestown, MO is 29.5 minutes according to City-Data.

Compare Car Insurance Quotes in Jamestown, MO

Ready to find affordable Jamestown, Missouri car insurance today? Enter your ZIP code for fast, free Jamestown, MO car insurance quotes.

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