Compare Jamestown, NM Car Insurance Rates (2021)

Car insurance in Jamestown, NM averages $281 a month. Jamestown, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, NM.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jamestown is State Farm
  • The cheapest car insurance company in Jamestown for teen drivers is State Farm
  • Average car insurance rates in Jamestown, NM are $3,371/year

If you need to buy Jamestown, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, NM is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Jamestown, New Mexico car insurance rates to Alamogordo car insurance rates, Santa Fe car insurance rates, and Roswell car insurance rates.

Ready to find affordable Jamestown, NM car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, NM car insurance rates? Every Jamestown, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,447 $2,447 $2,252 $2,366 $8,414 $9,783 $2,694 $2,853
Farmers $2,257 $2,245 $2,018 $2,148 $9,258 $9,525 $2,558 $2,655
GEICO $2,600 $2,669 $2,442 $2,442 $7,617 $10,449 $2,743 $2,739
Nationwide $2,327 $2,361 $2,121 $2,218 $5,649 $7,089 $2,630 $2,808
Progressive $1,641 $1,574 $1,500 $1,499 $7,084 $7,963 $1,982 $2,037
State Farm $1,417 $1,417 $1,291 $1,291 $3,773 $4,725 $1,581 $1,745
USAA $1,604 $1,590 $1,531 $1,523 $4,270 $4,824 $1,987 $2,124

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Minimum Car Insurance in Jamestown, NM

Every driver must carry the minimum car insurance in Jamestown, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jamestown, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, NM. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, New Mexico

Insurance Company Poor Fair Good
Allstate $4,833 $3,989 $3,649
Farmers $4,679 $3,881 $3,689
GEICO $4,719 $4,112 $3,806
Nationwide $4,158 $3,238 $2,806
Progressive $3,443 $3,095 $2,942
State Farm $3,056 $1,899 $1,511
USAA $3,042 $2,278 $1,975

Cheapest Jamestown, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, NM to rates for a clean record with top companies.

Annual Jamestown, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,401 $4,513 $4,864 $3,851
Farmers $3,443 $4,441 $4,335 $4,113
GEICO $2,493 $3,986 $7,878 $2,493
Nationwide $2,560 $3,570 $4,582 $2,890
Progressive $2,728 $3,757 $2,937 $3,217
State Farm $2,026 $2,198 $2,198 $2,198
USAA $1,803 $2,516 $3,306 $2,102

Cheapest Jamestown, NM Car Insurance for Teen Drivers

Teen car insurance in Jamestown, NM can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,414 $9,783
Farmers $9,258 $9,525
GEICO $7,617 $10,449
Nationwide $5,649 $7,089
Progressive $7,084 $7,963
State Farm $3,773 $4,725
USAA $4,270 $4,824

Cheapest Jamestown, NM Car Insurance for Seniors

Take a look at Jamestown, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,252 $2,366
Farmers $2,018 $2,148
GEICO $2,442 $2,442
Nationwide $2,121 $2,218
Progressive $1,500 $1,499
State Farm $1,291 $1,291
USAA $1,531 $1,523

Cheapest Jamestown, NM Car Insurance Rates After a DUI

A DUI in Jamestown, NM increases car insurance rates. Compare Jamestown, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,864
Farmers $4,335
GEICO $7,878
Nationwide $4,582
Progressive $2,937
State Farm $2,198
USAA $3,306

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Cheapest Jamestown, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,157 $4,157
Farmers $4,083 $4,083
GEICO $4,148 $4,277
Nationwide $3,400 $3,400
Progressive $3,160 $3,160
State Farm $2,103 $2,207
USAA $2,359 $2,504

The Best Cheap Car Insurance Companies in Jamestown, NM

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, New Mexico

Insurance Company Average Annual Rates
Allstate $4,157
Farmers $4,083
GEICO $4,213
Nationwide $3,400
Progressive $3,160
State Farm $2,155
USAA $2,432

Category Winners: Cheapest Car Insurance in Jamestown, New Mexico

Find the cheapest car insurance companies in Jamestown, NM for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Jamestown, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, New Mexico

Insurance Company Low Medium High
Allstate $3,968 $4,148 $4,354
Farmers $3,749 $4,049 $4,452
GEICO $3,928 $4,201 $4,509
Nationwide $3,312 $3,368 $3,522
Progressive $3,008 $3,163 $3,309
State Farm $1,957 $2,160 $2,348
USAA $2,260 $2,443 $2,592

What affects car insurance rates in Jamestown, New Mexico?

What factors can have an impact on Jamestown, NM car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, New Mexico.

Car Theft in Jamestown

High levels of vehicle theft can make car insurance more expensive. Jamestown, NM car theft statistics from the FBI indicate 24 vehicle thefts a year.

Compare Car Insurance Quotes in Jamestown, NM

Ready to find affordable Jamestown, New Mexico car insurance today? Enter your ZIP code for fast, free Jamestown, NM car insurance quotes.

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