Compare Jamestown, RI Car Insurance Rates (2021)

Car insurance in Jamestown, RI averages $331 a month. Jamestown, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jamestown car insurance rates, compare quotes from the top car insurance companies in Jamestown, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jamestown for teen drivers is State Farm
  • Average car insurance rates in Jamestown, RI after a DUI are $4,787/year
  • Average car insurance rates in Jamestown, RI are $3,968/year

If you need to buy Jamestown, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Jamestown, RI is right here.

You’ll find Jamestown car insurance rates, the cheapest Jamestown, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Jamestown, Rhode Island car insurance rates to Kingston car insurance rates, Little Compton car insurance rates, and West Warwick car insurance rates.

Ready to find affordable Jamestown, RI car insurance today? Enter your ZIP code for fast, free Jamestown car insurance quotes.

Cheapest Jamestown, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jamestown, RI car insurance rates? Every Jamestown, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jamestown, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,147 $3,092 $3,119 $3,252 $5,537 $6,460 $3,297 $3,389
GEICO $2,330 $2,386 $2,386 $2,334 $7,260 $9,477 $2,407 $2,513
Liberty Mutual $3,389 $3,389 $3,234 $3,234 $8,091 $12,584 $3,389 $4,581
Nationwide $2,340 $2,376 $2,082 $2,198 $5,737 $7,332 $2,736 $2,957
Progressive $2,050 $1,948 $1,882 $1,873 $9,046 $10,151 $2,496 $2,549
State Farm $1,296 $1,296 $1,144 $1,144 $3,550 $4,730 $1,423 $1,695
Travelers $1,439 $1,456 $1,464 $1,455 $14,663 $23,160 $1,479 $1,642
USAA $1,638 $1,619 $1,572 $1,540 $7,456 $8,514 $2,221 $2,329

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Minimum Car Insurance in Jamestown, RI

Every driver must carry the minimum car insurance in Jamestown, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Jamestown, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jamestown, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jamestown, RI. Compare credit history car insurance rates in Jamestown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jamestown, Rhode Island

Insurance Company Poor Fair Good
Allstate $4,901 $3,763 $3,070
GEICO $4,356 $3,778 $3,526
Liberty Mutual $6,873 $4,578 $4,257
Nationwide $4,013 $3,317 $3,079
Progressive $4,481 $3,894 $3,623
State Farm $2,731 $1,848 $1,525
Travelers $6,133 $5,712 $5,689
USAA $4,973 $2,838 $2,272

Cheapest Jamestown, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jamestown, RI to rates for a clean record with top companies.

Annual Jamestown, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,206 $4,002 $4,704 $3,735
GEICO $2,527 $3,313 $6,546 $3,161
Liberty Mutual $4,819 $5,582 $5,725 $4,819
Nationwide $3,137 $3,541 $3,915 $3,285
Progressive $3,278 $5,151 $3,675 $3,894
State Farm $1,888 $2,475 $1,888 $1,888
Travelers $5,235 $5,414 $6,765 $5,965
USAA $2,448 $3,317 $5,081 $2,599

Cheapest Jamestown, RI Car Insurance for Teen Drivers

Teen car insurance in Jamestown, RI can be expensive. Take a look at rates from the top car insurance companies in Jamestown for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jamestown, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,537 $6,460
GEICO $7,260 $9,477
Liberty Mutual $8,091 $12,584
Nationwide $5,737 $7,332
Progressive $9,046 $10,151
State Farm $3,550 $4,730
Travelers $14,663 $23,160
USAA $7,456 $8,514

Cheapest Jamestown, RI Car Insurance for Seniors

Take a look at Jamestown, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jamestown, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,119 $3,252
GEICO $2,386 $2,334
Liberty Mutual $3,234 $3,234
Nationwide $2,082 $2,198
Progressive $1,882 $1,873
State Farm $1,144 $1,144
Travelers $1,464 $1,455
USAA $1,572 $1,540

Cheapest Jamestown, RI Car Insurance Rates After a DUI

A DUI in Jamestown, RI increases car insurance rates. Compare Jamestown, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jamestown, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,704
GEICO $6,546
Liberty Mutual $5,725
Nationwide $3,915
Progressive $3,675
State Farm $1,888
Travelers $6,765
USAA $5,081

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Cheapest Jamestown, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jamestown, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jamestown, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,884 $3,940
GEICO $3,809 $3,965
Liberty Mutual $5,069 $5,404
Nationwide $3,470 $3,470
Progressive $3,999 $3,999
State Farm $1,973 $2,096
Travelers $5,845 $5,845
USAA $3,329 $3,393

The Best Cheap Car Insurance Companies in Jamestown, RI

Take a look at a side-by-side comparison of the top car insurance companies in Jamestown, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jamestown, Rhode Island

Insurance Company Average Annual Rates
Allstate $3,912
GEICO $3,887
Liberty Mutual $5,236
Nationwide $3,470
Progressive $3,999
State Farm $2,035
Travelers $5,845
USAA $3,361

Category Winners: Cheapest Car Insurance in Jamestown, Rhode Island

Find the cheapest car insurance companies in Jamestown, RI for each category right here.

Best Annual Car Insurance Rates by Company in Jamestown, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Jamestown, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jamestown car insurance rates. Find the cheapest Jamestown, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jamestown, Rhode Island

Insurance Company Low Medium High
Allstate $3,715 $3,902 $4,118
GEICO $3,705 $3,876 $4,078
Liberty Mutual $4,899 $5,196 $5,613
Nationwide $3,557 $3,485 $3,366
Progressive $3,792 $3,975 $4,230
State Farm $1,927 $2,030 $2,146
Travelers $5,937 $5,952 $5,645
USAA $3,204 $3,364 $3,515

What affects car insurance rates in Jamestown, Rhode Island?

What factors can have an impact on Jamestown, RI car insurance? There are several reasons why Jamestown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jamestown, Rhode Island.

Car Theft in Jamestown

High levels of vehicle theft can make car insurance more expensive. Jamestown, RI car theft statistics from the FBI indicate 7 vehicle thefts a year.

Compare Car Insurance Quotes in Jamestown, RI

Ready to find affordable Jamestown, Rhode Island car insurance today? Enter your ZIP code for fast, free Jamestown, RI car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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