Compare Janesville, IL Car Insurance Rates (2021)

Car insurance in Janesville, IL averages $261 a month. Janesville, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Janesville car insurance rates, compare quotes from the top car insurance companies in Janesville, IL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Janesville, IL after a DUI are $3,647/year
  • Average car insurance rates in Janesville, IL are $3,131/year
  • The cheapest car insurance company in Janesville for teen drivers is State Farm

If you need to buy Janesville, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Janesville, IL is right here.

You’ll find Janesville car insurance rates, the cheapest Janesville, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Janesville, Illinois car insurance rates to Naperville car insurance rates, Springfield car insurance rates, and Elgin car insurance rates.

Ready to find affordable Janesville, IL car insurance today? Enter your ZIP code for fast, free Janesville car insurance quotes.

Cheapest Janesville, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Janesville, IL car insurance rates? Every Janesville, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Janesville, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,031 $3,046 $3,153 $3,153 $7,734 $10,062 $3,641 $3,934
American Family $2,165 $2,165 $1,978 $1,978 $6,009 $8,367 $2,165 $2,787
Farmers $2,243 $2,246 $1,990 $2,102 $9,588 $10,007 $2,560 $2,680
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,500 $1,620 $1,244 $1,394 $5,126 $5,708 $1,564 $1,646
Nationwide $1,431 $1,458 $1,279 $1,353 $3,820 $4,891 $1,655 $1,789
Progressive $1,705 $1,612 $1,402 $1,470 $6,193 $6,949 $2,032 $2,206
State Farm $1,304 $1,304 $1,164 $1,164 $3,723 $4,722 $1,474 $1,695
Travelers $2,605 $2,755 $2,366 $2,530 $7,852 $9,892 $2,780 $2,934
USAA $1,638 $1,669 $1,524 $1,504 $5,277 $5,820 $2,158 $2,375

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Minimum Car Insurance in Janesville, IL

Every driver must carry the minimum car insurance in Janesville, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Janesville, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Janesville, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Janesville, IL. Compare credit history car insurance rates in Janesville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Janesville, Illinois

Insurance Company Poor Fair Good
Allstate $6,032 $4,337 $3,788
American Family $4,600 $3,120 $2,635
Farmers $4,748 $3,989 $3,795
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,503 $2,186 $1,737
Nationwide $2,631 $2,129 $1,868
Progressive $3,362 $2,847 $2,629
State Farm $3,008 $1,801 $1,397
Travelers $5,140 $4,145 $3,357
USAA $3,657 $2,511 $2,069

Cheapest Janesville, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Janesville, IL to rates for a clean record with top companies.

Annual Janesville, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,422 $5,702 $5,309 $4,444
American Family $2,535 $3,615 $4,782 $2,876
Farmers $3,530 $4,546 $4,433 $4,201
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $2,058 $2,934 $2,571 $2,338
Nationwide $1,791 $2,302 $2,697 $2,049
Progressive $2,431 $3,599 $2,688 $3,067
State Farm $1,892 $2,246 $2,069 $2,069
Travelers $3,325 $4,400 $4,927 $4,206
USAA $1,958 $2,812 $3,851 $2,361

Cheapest Janesville, IL Car Insurance for Teen Drivers

Teen car insurance in Janesville, IL can be expensive. Take a look at rates from the top car insurance companies in Janesville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Janesville, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,734 $10,062
American Family $6,009 $8,367
Farmers $9,588 $10,007
GEICO $4,375 $4,641
Liberty Mutual $5,126 $5,708
Nationwide $3,820 $4,891
Progressive $6,193 $6,949
State Farm $3,723 $4,722
Travelers $7,852 $9,892
USAA $5,277 $5,820

Cheapest Janesville, IL Car Insurance for Seniors

Take a look at Janesville, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Janesville, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,153 $3,153
American Family $1,978 $1,978
Farmers $1,990 $2,102
GEICO $1,364 $1,612
Liberty Mutual $1,244 $1,394
Nationwide $1,279 $1,353
Progressive $1,402 $1,470
State Farm $1,164 $1,164
Travelers $2,366 $2,530
USAA $1,524 $1,504

Cheapest Janesville, IL Car Insurance Rates After a DUI

A DUI in Janesville, IL increases car insurance rates. Compare Janesville, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Janesville, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,309
American Family $4,782
Farmers $4,433
GEICO $3,141
Liberty Mutual $2,571
Nationwide $2,697
Progressive $2,688
State Farm $2,069
Travelers $4,927
USAA $3,851

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Cheapest Janesville, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Janesville, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Janesville, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,719 $4,719
American Family $3,407 $3,497
Farmers $4,177 $4,177
GEICO $2,263 $2,351
Liberty Mutual $2,475 $2,475
Nationwide $2,210 $2,210
Progressive $2,946 $2,946
State Farm $2,017 $2,121
Travelers $4,044 $4,385
USAA $2,669 $2,823

The Best Cheap Car Insurance Companies in Janesville, IL

Take a look at a side-by-side comparison of the top car insurance companies in Janesville, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Janesville, Illinois

Insurance Company Average Annual Rates
Allstate $4,719
American Family $3,452
Farmers $4,177
GEICO $2,307
Liberty Mutual $2,475
Nationwide $2,210
Progressive $2,946
State Farm $2,069
Travelers $4,214
USAA $2,746

Category Winners: Cheapest Car Insurance in Janesville, Illinois

Find the cheapest car insurance companies in Janesville, IL for each category right here.

Best Annual Car Insurance Rates by Company in Janesville, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Janesville, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Janesville car insurance rates. Find the cheapest Janesville, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Janesville, Illinois

Insurance Company Low Medium High
Allstate $4,585 $4,715 $4,858
American Family $3,343 $3,577 $3,435
Farmers $3,973 $4,077 $4,482
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,322 $2,470 $2,634
Nationwide $2,212 $2,223 $2,195
Progressive $2,716 $2,936 $3,186
State Farm $1,960 $2,072 $2,174
Travelers $3,940 $4,209 $4,494
USAA $2,561 $2,743 $2,933

Compare Car Insurance Quotes in Janesville, IL

Ready to find affordable Janesville, Illinois car insurance today? Enter your ZIP code for fast, free Janesville, IL car insurance quotes.

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