Compare Jefferson, AL Car Insurance Rates (2021)

Car insurance in Jefferson, AL averages $310 a month. Jefferson, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jefferson, AL are $3,718/year
  • The cheapest car insurance company in Jefferson is USAA
  • The cheapest car insurance company in Jefferson for teen drivers is USAA

If you need to buy Jefferson, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, AL is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Jefferson, Alabama car insurance rates to Dothan car insurance rates, Montgomery car insurance rates, and Birmingham car insurance rates.

Ready to find affordable Jefferson, AL car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, AL car insurance rates? Every Jefferson, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,414 $2,398 $2,159 $2,289 $9,213 $9,484 $2,748 $2,867
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,076 $3,327 $2,524 $2,826 $10,975 $12,213 $3,282 $3,503
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,432 $2,293 $1,989 $2,128 $9,513 $10,616 $2,836 $2,985
State Farm $2,940 $2,940 $2,624 $2,624 $8,362 $10,517 $3,308 $3,791
Travelers $1,623 $1,652 $1,510 $1,507 $8,472 $13,283 $1,538 $1,793
USAA $1,382 $1,408 $1,288 $1,268 $4,083 $4,536 $1,803 $1,953

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Minimum Car Insurance in Jefferson, AL

Every driver must carry the minimum car insurance in Jefferson, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jefferson, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, AL. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,709 $4,046 $3,835
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,478 $4,575 $3,594
Nationwide $3,171 $2,467 $2,229
Progressive $4,937 $4,201 $3,909
State Farm $7,514 $3,809 $2,592
Travelers $4,283 $3,708 $3,777
USAA $2,984 $1,935 $1,726

Cheapest Jefferson, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, AL to rates for a clean record with top companies.

Annual Jefferson, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,531 $4,563 $4,452 $4,240
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,094 $5,686 $5,575 $5,508
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,937 $4,914 $4,217 $4,329
State Farm $4,223 $5,146 $4,592 $4,592
Travelers $3,268 $3,432 $5,002 $3,987
USAA $1,703 $2,133 $3,182 $1,843

Cheapest Jefferson, AL Car Insurance for Teen Drivers

Teen car insurance in Jefferson, AL can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $9,213 $9,484
GEICO $5,292 $5,199
Liberty Mutual $10,975 $12,213
Nationwide $4,418 $5,752
Progressive $9,513 $10,616
State Farm $8,362 $10,517
Travelers $8,472 $13,283
USAA $4,083 $4,536

Cheapest Jefferson, AL Car Insurance for Seniors

Take a look at Jefferson, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,159 $2,289
GEICO $1,937 $1,974
Liberty Mutual $2,524 $2,826
Nationwide $1,577 $1,642
Progressive $1,989 $2,128
State Farm $2,624 $2,624
Travelers $1,510 $1,507
USAA $1,288 $1,268

Cheapest Jefferson, AL Car Insurance Rates After a DUI

A DUI in Jefferson, AL increases car insurance rates. Compare Jefferson, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,060
Farmers $4,452
GEICO $3,748
Liberty Mutual $5,575
Nationwide $3,353
Progressive $4,217
State Farm $4,592
Travelers $5,002
USAA $3,182

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Cheapest Jefferson, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,196 $4,196
GEICO $2,789 $2,899
Liberty Mutual $5,216 $5,216
Nationwide $2,623 $2,623
Progressive $4,349 $4,349
State Farm $4,528 $4,748
Travelers $3,922 $3,922
USAA $2,114 $2,317

The Best Cheap Car Insurance Companies in Jefferson, AL

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,196
GEICO $2,844
Liberty Mutual $5,216
Nationwide $2,623
Progressive $4,349
State Farm $4,638
Travelers $3,922
USAA $2,215

Category Winners: Cheapest Car Insurance in Jefferson, Alabama

Find the cheapest car insurance companies in Jefferson, AL for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Jefferson, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,972 $4,144 $4,473
GEICO $2,643 $2,832 $3,058
Liberty Mutual $4,977 $5,191 $5,480
Nationwide $2,624 $2,595 $2,649
Progressive $3,888 $4,320 $4,839
State Farm $4,411 $4,630 $4,873
Travelers $3,750 $4,001 $4,016
USAA $2,139 $2,204 $2,302

What affects car insurance rates in Jefferson, Alabama?

What factors can have an impact on Jefferson, AL car insurance? There are several reasons why Jefferson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson, Alabama.

Commute Time in Jefferson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson, AL is 26.8 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson, AL

Ready to find affordable Jefferson, Alabama car insurance today? Enter your ZIP code for fast, free Jefferson, AL car insurance quotes.

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