Compare Jefferson, AR Car Insurance Rates (2021)

Car insurance in Jefferson, AR averages $358 a month. Jefferson, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jefferson for teen drivers is USAA
  • Average car insurance rates in Jefferson, AR after a DUI are $5,192/year
  • The cheapest car insurance company in Jefferson is USAA

If you need to buy Jefferson, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, AR is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Jefferson, Arkansas car insurance rates to Conway car insurance rates, Fort Smith car insurance rates, and Jonesboro car insurance rates.

Ready to find affordable Jefferson, AR car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, AR car insurance rates? Every Jefferson, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,948 $2,954 $2,642 $2,824 $11,055 $13,296 $3,233 $3,499
Farmers $2,294 $2,283 $2,050 $2,157 $9,671 $10,019 $2,632 $2,775
GEICO $2,943 $2,910 $2,713 $2,637 $7,708 $7,726 $2,897 $2,938
Liberty Mutual $2,466 $2,641 $2,383 $2,663 $9,201 $10,140 $2,674 $2,788
Nationwide $2,484 $2,526 $2,235 $2,356 $6,038 $7,672 $2,847 $3,064
Progressive $2,755 $2,612 $2,266 $2,366 $11,641 $13,126 $3,294 $3,564
State Farm $1,941 $1,941 $1,747 $1,747 $5,722 $7,203 $2,191 $2,505
Travelers $2,288 $2,331 $2,266 $2,273 $13,549 $21,858 $2,450 $2,811
USAA $1,476 $1,487 $1,373 $1,376 $4,793 $5,003 $1,908 $2,052

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Minimum Car Insurance in Jefferson, AR

Every driver must carry the minimum car insurance in Jefferson, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jefferson, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, AR. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Arkansas

Insurance Company Poor Fair Good
Allstate $6,665 $5,112 $4,142
Farmers $4,821 $4,038 $3,846
GEICO $4,862 $3,998 $3,317
Liberty Mutual $6,297 $3,821 $2,990
Nationwide $4,303 $3,479 $3,176
Progressive $5,899 $5,031 $4,679
State Farm $4,530 $2,724 $2,119
Travelers $7,140 $5,966 $5,578
USAA $3,220 $2,202 $1,878

Cheapest Jefferson, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, AR to rates for a clean record with top companies.

Annual Jefferson, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,350 $5,505 $6,142 $5,228
Farmers $3,576 $4,590 $4,481 $4,293
GEICO $2,752 $4,224 $6,299 $2,962
Liberty Mutual $2,959 $4,848 $5,678 $3,993
Nationwide $2,852 $3,672 $4,953 $3,135
Progressive $4,485 $6,231 $4,714 $5,381
State Farm $2,860 $3,389 $3,125 $3,125
Travelers $5,218 $5,391 $7,901 $6,402
USAA $1,862 $2,374 $3,431 $2,067

Cheapest Jefferson, AR Car Insurance for Teen Drivers

Teen car insurance in Jefferson, AR can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,055 $13,296
Farmers $9,671 $10,019
GEICO $7,708 $7,726
Liberty Mutual $9,201 $10,140
Nationwide $6,038 $7,672
Progressive $11,641 $13,126
State Farm $5,722 $7,203
Travelers $13,549 $21,858
USAA $4,793 $5,003

Cheapest Jefferson, AR Car Insurance for Seniors

Take a look at Jefferson, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,642 $2,824
Farmers $2,050 $2,157
GEICO $2,713 $2,637
Liberty Mutual $2,383 $2,663
Nationwide $2,235 $2,356
Progressive $2,266 $2,366
State Farm $1,747 $1,747
Travelers $2,266 $2,273
USAA $1,373 $1,376

Cheapest Jefferson, AR Car Insurance Rates After a DUI

A DUI in Jefferson, AR increases car insurance rates. Compare Jefferson, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,142
Farmers $4,481
GEICO $6,299
Liberty Mutual $5,678
Nationwide $4,953
Progressive $4,714
State Farm $3,125
Travelers $7,901
USAA $3,431

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Cheapest Jefferson, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,306 $5,306
Farmers $4,235 $4,235
GEICO $4,031 $4,087
Liberty Mutual $4,369 $4,369
Nationwide $3,653 $3,653
Progressive $5,203 $5,203
State Farm $3,047 $3,202
Travelers $6,228 $6,228
USAA $2,364 $2,503

The Best Cheap Car Insurance Companies in Jefferson, AR

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Arkansas

Insurance Company Average Annual Rates
Allstate $5,306
Farmers $4,235
GEICO $4,059
Liberty Mutual $4,369
Nationwide $3,653
Progressive $5,203
State Farm $3,125
Travelers $6,228
USAA $2,433

Category Winners: Cheapest Car Insurance in Jefferson, Arkansas

Find the cheapest car insurance companies in Jefferson, AR for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Jefferson, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Arkansas

Insurance Company Low Medium High
Allstate $5,139 $5,303 $5,477
Farmers $4,022 $4,190 $4,493
GEICO $3,881 $4,057 $4,238
Liberty Mutual $4,207 $4,336 $4,564
Nationwide $3,644 $3,570 $3,744
Progressive $4,758 $5,106 $5,745
State Farm $2,955 $3,123 $3,296
Travelers $5,897 $6,244 $6,543
USAA $2,326 $2,424 $2,550

Compare Car Insurance Quotes in Jefferson, AR

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Average Monthly Car Insurance Rates by State