Compare Jefferson City, MT Car Insurance Rates (2021)

Car insurance in Jefferson City, MT averages $255 a month. Jefferson City, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Jefferson City car insurance rates, compare quotes from the top car insurance companies in Jefferson City, MT.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Jefferson City is Liberty Mutual
  • Average car insurance rates in Jefferson City, MT are $3,058/year
  • Average car insurance rates in Jefferson City, MT after a DUI are $3,737/year

If you need to buy Jefferson City, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson City, MT is right here.

You’ll find Jefferson City car insurance rates, the cheapest Jefferson City, MT car insurance companies, and information on Montana car insurance laws. You can also compare Jefferson City, Montana car insurance rates to Belgrade car insurance rates, Helena car insurance rates, and Livingston car insurance rates.

Ready to find affordable Jefferson City, MT car insurance today? Enter your ZIP code for fast, free Jefferson City car insurance quotes.

Cheapest Jefferson City, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson City, MT car insurance rates? Every Jefferson City, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson City, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,754 $2,754 $2,511 $2,511 $10,445 $10,445 $2,978 $2,978
Farmers $2,693 $2,693 $2,410 $2,410 $7,590 $7,590 $2,962 $2,962
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,005 $1,005 $987 $987 $2,047 $2,047 $1,200 $1,200
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $3,100 $3,100 $2,804 $2,804 $7,522 $7,522 $3,498 $3,498
State Farm $1,578 $1,578 $1,392 $1,392 $4,702 $4,702 $1,712 $1,712
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Jefferson City, MT

Every driver must carry the minimum car insurance in Jefferson City, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson City, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Jefferson City, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson City, MT. Compare credit history car insurance rates in Jefferson City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson City, Montana

Insurance Company Poor Fair Good
Allstate $5,651 $4,517 $3,848
Farmers $4,604 $3,674 $3,463
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,310 $1,310 $1,310
Nationwide $3,808 $2,763 $2,490
Progressive $5,094 $3,924 $3,675
State Farm $3,372 $2,054 $1,612
USAA $2,603 $1,770 $1,436

Cheapest Jefferson City, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson City, MT to rates for a clean record with top companies.

Annual Jefferson City, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,928 $4,644 $5,631 $4,485
Farmers $3,430 $4,454 $4,342 $3,430
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $892 $1,552 $1,552 $1,243
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,640 $4,730 $4,510 $4,045
State Farm $2,178 $2,513 $2,346 $2,346
USAA $1,456 $1,814 $2,700 $1,775

Cheapest Jefferson City, MT Car Insurance for Teen Drivers

Teen car insurance in Jefferson City, MT can be expensive. Take a look at rates from the top car insurance companies in Jefferson City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson City, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,445 $10,445
Farmers $7,590 $7,590
GEICO $5,830 $5,426
Liberty Mutual $2,047 $2,047
Nationwide $4,884 $4,884
Progressive $7,522 $7,522
State Farm $4,702 $4,702
USAA $3,950 $3,950

Cheapest Jefferson City, MT Car Insurance for Seniors

Take a look at Jefferson City, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson City, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,511 $2,511
Farmers $2,410 $2,410
GEICO $2,342 $2,136
Liberty Mutual $987 $987
Nationwide $2,213 $2,213
Progressive $2,804 $2,804
State Farm $1,392 $1,392
USAA $1,081 $1,081

Cheapest Jefferson City, MT Car Insurance Rates After a DUI

A DUI in Jefferson City, MT increases car insurance rates. Compare Jefferson City, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson City, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,631
Farmers $4,342
GEICO $4,768
Liberty Mutual $1,552
Nationwide $4,045
Progressive $4,510
State Farm $2,346
USAA $2,700

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Jefferson City, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson City, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson City, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,561 $4,783
Farmers $3,914 $3,914
GEICO $2,984 $3,092
Liberty Mutual $1,310 $1,310
Nationwide $3,020 $3,020
Progressive $4,231 $4,231
State Farm $2,278 $2,414
USAA $1,913 $1,959

The Best Cheap Car Insurance Companies in Jefferson City, MT

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson City, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson City, Montana

Insurance Company Average Annual Rates
Allstate $4,672
Farmers $3,914
GEICO $3,038
Liberty Mutual $1,310
Nationwide $3,020
Progressive $4,231
State Farm $2,346
USAA $1,936

Category Winners: Cheapest Car Insurance in Jefferson City, Montana

Find the cheapest car insurance companies in Jefferson City, MT for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson City, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Jefferson City, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson City car insurance rates. Find the cheapest Jefferson City, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson City, Montana

Insurance Company Low Medium High
Allstate $4,449 $4,661 $4,906
Farmers $3,610 $3,909 $4,223
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,214 $1,313 $1,402
Nationwide $2,311 $3,208 $3,542
Progressive $3,985 $4,219 $4,490
State Farm $2,216 $2,336 $2,485
USAA $1,848 $1,926 $2,035

What affects car insurance rates in Jefferson City, Montana?

What factors can have an impact on Jefferson City, MT car insurance? There are several reasons why Jefferson City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson City, Montana.

Commute Time in Jefferson City

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson City, MT is 21.0 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson City, MT

Ready to find affordable Jefferson City, Montana car insurance today? Enter your ZIP code for fast, free Jefferson City, MT car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption