Compare Jefferson, CO Car Insurance Rates (2021)

Car insurance in Jefferson, CO averages $330 a month. Jefferson, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, CO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jefferson for teen drivers is GEICO
  • Average car insurance rates in Jefferson, CO after a DUI are $4,677/year
  • The cheapest car insurance company in Jefferson is GEICO

If you need to buy Jefferson, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, CO is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Jefferson, Colorado car insurance rates to Boulder car insurance rates, Colorado Springs car insurance rates, and Greeley car insurance rates.

Ready to find affordable Jefferson, CO car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, CO car insurance rates? Every Jefferson, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,749 $3,504 $3,354 $3,392 $13,068 $13,728 $4,155 $4,193
American Family $2,670 $2,670 $2,407 $2,407 $6,476 $8,699 $2,670 $3,267
Farmers $3,074 $3,050 $2,782 $2,987 $11,575 $11,700 $3,396 $3,456
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,852 $1,800 $1,562 $1,719 $5,867 $6,415 $1,881 $1,914
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,536 $2,361 $2,215 $2,200 $9,020 $10,116 $2,867 $2,790
State Farm $2,529 $2,529 $2,256 $2,256 $7,113 $9,033 $2,825 $3,347
USAA $1,994 $1,976 $1,918 $1,904 $5,128 $5,847 $2,552 $2,752

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Minimum Car Insurance in Jefferson, CO

Every driver must carry the minimum car insurance in Jefferson, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Jefferson, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, CO. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Colorado

Insurance Company Poor Fair Good
Allstate $7,837 $6,037 $4,555
American Family $5,075 $3,615 $3,035
Farmers $6,089 $4,957 $4,711
GEICO $3,209 $2,672 $2,136
Liberty Mutual $4,111 $2,517 $2,000
Nationwide $4,245 $3,363 $2,929
Progressive $4,832 $4,141 $3,816
State Farm $5,541 $3,555 $2,862
USAA $4,426 $2,549 $2,051

Cheapest Jefferson, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, CO to rates for a clean record with top companies.

Annual Jefferson, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,228 $6,017 $7,392 $5,935
American Family $2,893 $4,092 $5,368 $3,280
Farmers $4,436 $5,696 $5,619 $5,258
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,527 $2,949 $3,056 $2,973
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,686 $5,184 $3,891 $4,291
State Farm $3,681 $4,292 $3,986 $3,986
USAA $2,191 $2,686 $4,693 $2,465

Cheapest Jefferson, CO Car Insurance for Teen Drivers

Teen car insurance in Jefferson, CO can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,068 $13,728
American Family $6,476 $8,699
Farmers $11,575 $11,700
GEICO $5,302 $5,671
Liberty Mutual $5,867 $6,415
Nationwide $5,929 $7,587
Progressive $9,020 $10,116
State Farm $7,113 $9,033
USAA $5,128 $5,847

Cheapest Jefferson, CO Car Insurance for Seniors

Take a look at Jefferson, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,354 $3,392
American Family $2,407 $2,407
Farmers $2,782 $2,987
GEICO $1,751 $1,963
Liberty Mutual $1,562 $1,719
Nationwide $2,085 $2,204
Progressive $2,215 $2,200
State Farm $2,256 $2,256
USAA $1,918 $1,904

Cheapest Jefferson, CO Car Insurance Rates After a DUI

A DUI in Jefferson, CO increases car insurance rates. Compare Jefferson, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,392
American Family $5,368
Farmers $5,619
GEICO $3,404
Liberty Mutual $3,056
Nationwide $4,685
Progressive $3,891
State Farm $3,986
USAA $4,693

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Cheapest Jefferson, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,143 $6,143
American Family $3,824 $3,993
Farmers $5,252 $5,252
GEICO $2,618 $2,726
Liberty Mutual $2,876 $2,876
Nationwide $3,512 $3,512
Progressive $4,263 $4,263
State Farm $3,889 $4,083
USAA $2,925 $3,093

The Best Cheap Car Insurance Companies in Jefferson, CO

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Colorado

Insurance Company Average Annual Rates
Allstate $6,143
American Family $3,908
Farmers $5,252
GEICO $2,672
Liberty Mutual $2,876
Nationwide $3,512
Progressive $4,263
State Farm $3,986
USAA $3,009

Category Winners: Cheapest Car Insurance in Jefferson, Colorado

Find the cheapest car insurance companies in Jefferson, CO for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Cheapest Jefferson, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Colorado

Insurance Company Low Medium High
Allstate $5,864 $6,126 $6,440
American Family $3,693 $3,989 $4,043
Farmers $4,659 $5,184 $5,914
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,722 $2,866 $3,040
Nationwide $3,535 $3,511 $3,491
Progressive $3,957 $4,275 $4,558
State Farm $3,751 $3,988 $4,219
USAA $2,855 $3,009 $3,163

Compare Car Insurance Quotes in Jefferson, CO

Ready to find affordable Jefferson, Colorado car insurance today? Enter your ZIP code for fast, free Jefferson, CO car insurance quotes.

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