Compare Jefferson, GA Car Insurance Rates (2021)

Car insurance in Jefferson, GA averages $440 a month. Jefferson, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jefferson is GEICO
  • Average car insurance rates in Jefferson, GA are $5,284/year
  • Average car insurance rates in Jefferson, GA after a DUI are $6,487/year

If you need to buy Jefferson, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, GA is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Jefferson, Georgia car insurance rates to Atlanta car insurance rates, Columbus car insurance rates, and Albany car insurance rates.

Ready to find affordable Jefferson, GA car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, GA car insurance rates? Every Jefferson, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,853 $2,853 $2,725 $2,725 $6,601 $8,512 $3,190 $3,484
GEICO $1,812 $1,791 $1,758 $1,758 $5,447 $6,534 $2,352 $2,601
Liberty Mutual $5,472 $5,958 $4,473 $5,080 $23,310 $26,038 $5,804 $6,180
Nationwide $4,488 $4,642 $4,427 $4,875 $14,145 $18,251 $5,490 $5,967
Progressive $3,153 $2,898 $2,714 $2,856 $10,077 $11,158 $3,648 $3,820
State Farm $2,213 $2,213 $1,987 $1,987 $5,911 $7,761 $2,429 $2,626
USAA $1,856 $1,852 $1,730 $1,731 $6,792 $8,037 $2,314 $2,552

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Minimum Car Insurance in Jefferson, GA

Every driver must carry the minimum car insurance in Jefferson, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jefferson, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, GA. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Georgia

Insurance Company Poor Fair Good
Allstate $5,331 $3,709 $3,314
GEICO $3,782 $2,658 $2,580
Liberty Mutual $14,743 $9,040 $7,085
Nationwide $9,291 $7,510 $6,557
Progressive $5,665 $4,908 $4,549
State Farm $4,806 $2,994 $2,372
USAA $4,367 $3,078 $2,629

Cheapest Jefferson, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, GA to rates for a clean record with top companies.

Annual Jefferson, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,408 $5,220 $4,262 $3,581
GEICO $2,025 $2,537 $5,194 $2,270
Liberty Mutual $7,813 $10,672 $12,270 $10,403
Nationwide $5,977 $7,024 $10,882 $7,260
Progressive $3,936 $6,984 $4,659 $4,583
State Farm $3,089 $3,692 $3,391 $3,391
USAA $2,565 $3,254 $4,750 $2,862

Cheapest Jefferson, GA Car Insurance for Teen Drivers

Teen car insurance in Jefferson, GA can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,601 $8,512
GEICO $5,447 $6,534
Liberty Mutual $23,310 $26,038
Nationwide $14,145 $18,251
Progressive $10,077 $11,158
State Farm $5,911 $7,761
USAA $6,792 $8,037

Cheapest Jefferson, GA Car Insurance for Seniors

Take a look at Jefferson, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,725 $2,725
GEICO $1,758 $1,758
Liberty Mutual $4,473 $5,080
Nationwide $4,427 $4,875
Progressive $2,714 $2,856
State Farm $1,987 $1,987
USAA $1,730 $1,731

Cheapest Jefferson, GA Car Insurance Rates After a DUI

A DUI in Jefferson, GA increases car insurance rates. Compare Jefferson, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,262
GEICO $5,194
Liberty Mutual $12,270
Nationwide $10,882
Progressive $4,659
State Farm $3,391
USAA $4,750

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Cheapest Jefferson, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,025 $4,211
GEICO $2,955 $3,058
Liberty Mutual $10,289 $10,289
Nationwide $7,786 $7,786
Progressive $5,041 $5,041
State Farm $3,391 $3,391
USAA $3,205 $3,511

The Best Cheap Car Insurance Companies in Jefferson, GA

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Georgia

Insurance Company Average Annual Rates
Allstate $4,118
GEICO $3,007
Liberty Mutual $10,289
Nationwide $7,786
Progressive $5,041
State Farm $3,391
USAA $3,358

Category Winners: Cheapest Car Insurance in Jefferson, Georgia

Find the cheapest car insurance companies in Jefferson, GA for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Jefferson, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Georgia

Insurance Company Low Medium High
Allstate $3,816 $4,157 $4,380
GEICO $2,812 $3,021 $3,187
Liberty Mutual $9,864 $10,236 $10,768
Nationwide $7,680 $7,927 $7,750
Progressive $4,626 $4,961 $5,535
State Farm $3,176 $3,393 $3,603
USAA $3,206 $3,341 $3,526

What affects car insurance rates in Jefferson, Georgia?

What factors can have an impact on Jefferson, GA car insurance? There are several reasons why Jefferson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson, Georgia.

Commute Time in Jefferson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson, GA is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson, GA

Ready to find affordable Jefferson, Georgia car insurance today? Enter your ZIP code for fast, free Jefferson, GA car insurance quotes.

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