Compare Jefferson, OH Car Insurance Rates (2021)

Car insurance in Jefferson, OH averages $237 a month. Jefferson, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jefferson, OH after a DUI are $3,294/year
  • The cheapest car insurance company in Jefferson for teen drivers is USAA
  • The cheapest car insurance company in Jefferson is USAA

If you need to buy Jefferson, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, OH is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Jefferson, Ohio car insurance rates to Canton car insurance rates, Parma car insurance rates, and Dayton car insurance rates.

Ready to find affordable Jefferson, OH car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, OH car insurance rates? Every Jefferson, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,156 $1,948 $2,085 $5,925 $6,764 $2,268 $2,423
American Family $993 $1,031 $912 $916 $3,153 $3,424 $1,229 $1,296
Farmers $1,914 $1,911 $1,685 $1,777 $8,484 $8,820 $2,147 $2,246
GEICO $1,361 $1,316 $1,269 $1,277 $3,607 $3,352 $1,515 $1,284
Liberty Mutual $2,049 $2,240 $1,575 $1,920 $10,564 $11,941 $2,182 $2,386
Nationwide $2,125 $2,135 $1,920 $1,932 $5,484 $7,058 $2,276 $2,644
Progressive $1,812 $1,711 $1,504 $1,553 $8,016 $9,036 $2,179 $2,251
State Farm $1,550 $1,550 $1,386 $1,386 $4,826 $6,070 $1,799 $2,059
Travelers $1,388 $1,410 $1,376 $1,370 $5,961 $9,436 $1,445 $1,653
USAA $905 $913 $859 $860 $2,763 $3,080 $1,210 $1,303

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Minimum Car Insurance in Jefferson, OH

Every driver must carry the minimum car insurance in Jefferson, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jefferson, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, OH. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Ohio

Insurance Company Poor Fair Good
Allstate $4,137 $3,005 $2,506
American Family $2,150 $1,465 $1,242
Farmers $4,103 $3,466 $3,300
GEICO $2,246 $1,873 $1,500
Liberty Mutual $6,250 $3,823 $2,998
Nationwide $3,858 $3,108 $2,625
Progressive $3,942 $3,402 $3,180
State Farm $3,675 $2,271 $1,789
Travelers $3,360 $2,924 $2,731
USAA $1,929 $1,366 $1,165

Cheapest Jefferson, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, OH to rates for a clean record with top companies.

Annual Jefferson, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,277 $3,825 $3,057
American Family $1,550 $1,642 $1,642 $1,642
Farmers $2,988 $3,847 $3,752 $3,906
GEICO $1,278 $1,833 $2,638 $1,742
Liberty Mutual $3,662 $4,696 $4,802 $4,268
Nationwide $2,566 $3,258 $4,128 $2,835
Progressive $3,025 $4,109 $3,218 $3,679
State Farm $2,350 $2,807 $2,578 $2,578
Travelers $2,217 $2,883 $4,347 $2,573
USAA $1,141 $1,528 $2,014 $1,264

Cheapest Jefferson, OH Car Insurance for Teen Drivers

Teen car insurance in Jefferson, OH can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,925 $6,764
American Family $3,153 $3,424
Farmers $8,484 $8,820
GEICO $3,607 $3,352
Liberty Mutual $10,564 $11,941
Nationwide $5,484 $7,058
Progressive $8,016 $9,036
State Farm $4,826 $6,070
Travelers $5,961 $9,436
USAA $2,763 $3,080

Cheapest Jefferson, OH Car Insurance for Seniors

Take a look at Jefferson, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,948 $2,085
American Family $912 $916
Farmers $1,685 $1,777
GEICO $1,269 $1,277
Liberty Mutual $1,575 $1,920
Nationwide $1,920 $1,932
Progressive $1,504 $1,553
State Farm $1,386 $1,386
Travelers $1,376 $1,370
USAA $859 $860

Cheapest Jefferson, OH Car Insurance Rates After a DUI

A DUI in Jefferson, OH increases car insurance rates. Compare Jefferson, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,825
American Family $1,642
Farmers $3,752
GEICO $2,638
Liberty Mutual $4,802
Nationwide $4,128
Progressive $3,218
State Farm $2,578
Travelers $4,347
USAA $2,014

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Cheapest Jefferson, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,216 $3,216
American Family $1,599 $1,639
Farmers $3,623 $3,623
GEICO $1,839 $1,907
Liberty Mutual $4,357 $4,357
Nationwide $3,197 $3,197
Progressive $3,508 $3,508
State Farm $2,514 $2,643
Travelers $3,005 $3,005
USAA $1,429 $1,544

The Best Cheap Car Insurance Companies in Jefferson, OH

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Ohio

Insurance Company Average Annual Rates
Allstate $3,216
American Family $1,619
Farmers $3,623
GEICO $1,873
Liberty Mutual $4,357
Nationwide $3,197
Progressive $3,508
State Farm $2,578
Travelers $3,005
USAA $1,487

Category Winners: Cheapest Car Insurance in Jefferson, Ohio

Find the cheapest car insurance companies in Jefferson, OH for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Jefferson, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Ohio

Insurance Company Low Medium High
Allstate $3,096 $3,209 $3,343
American Family $1,587 $1,632 $1,639
Farmers $3,434 $3,567 $3,868
GEICO $1,814 $1,865 $1,940
Liberty Mutual $4,193 $4,380 $4,499
Nationwide $3,527 $3,099 $2,965
Progressive $3,391 $3,483 $3,650
State Farm $2,449 $2,587 $2,699
Travelers $2,919 $3,046 $3,050
USAA $1,417 $1,485 $1,558

What affects car insurance rates in Jefferson, Ohio?

What factors can have an impact on Jefferson, OH car insurance? There are several reasons why Jefferson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson, Ohio.

Commute Time in Jefferson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson, OH is 23.2 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson, OH

Ready to find affordable Jefferson, Ohio car insurance today? Enter your ZIP code for fast, free Jefferson, OH car insurance quotes.

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