Compare Jefferson, OR Car Insurance Rates (2021)

Car insurance in Jefferson, OR averages $288 a month. Jefferson, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jefferson for teen drivers is GEICO
  • The cheapest car insurance company in Jefferson is USAA
  • Average car insurance rates in Jefferson, OR after a DUI are $4,083/year

If you need to buy Jefferson, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, OR is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Jefferson, Oregon car insurance rates to Corvallis car insurance rates, Gresham car insurance rates, and Medford car insurance rates.

Ready to find affordable Jefferson, OR car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, OR car insurance rates? Every Jefferson, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,463 $3,213 $3,154 $3,184 $10,475 $11,678 $3,621 $3,635
American Family $2,472 $2,472 $2,203 $2,203 $6,128 $9,615 $2,472 $2,583
Farmers $1,870 $1,827 $1,652 $1,755 $7,781 $7,960 $2,103 $2,161
GEICO $2,166 $2,092 $2,036 $2,063 $5,644 $5,124 $2,303 $1,973
Liberty Mutual $2,747 $2,892 $2,392 $2,653 $8,759 $9,420 $2,627 $2,640
Nationwide $2,219 $2,200 $1,981 $2,065 $5,077 $6,316 $2,588 $2,713
Progressive $1,771 $1,605 $1,544 $1,587 $7,663 $8,446 $2,113 $1,999
State Farm $1,706 $1,706 $1,567 $1,567 $5,494 $6,894 $1,938 $2,222
Travelers $1,820 $1,834 $1,651 $1,717 $5,218 $6,363 $1,897 $1,928
USAA $1,707 $1,651 $1,699 $1,632 $5,269 $5,635 $2,198 $2,273

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Minimum Car Insurance in Jefferson, OR

Every driver must carry the minimum car insurance in Jefferson, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Jefferson, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, OR. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, Oregon

Insurance Company Poor Fair Good
Allstate $6,974 $4,899 $4,036
American Family $4,791 $3,534 $2,980
Farmers $3,911 $3,211 $3,043
GEICO $3,527 $2,925 $2,323
Liberty Mutual $6,270 $3,687 $2,841
Nationwide $3,805 $3,016 $2,613
Progressive $3,746 $3,247 $3,030
State Farm $4,033 $2,571 $2,056
Travelers $3,493 $2,753 $2,165
USAA $4,130 $2,306 $1,838

Cheapest Jefferson, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, OR to rates for a clean record with top companies.

Annual Jefferson, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,263 $5,769 $5,967 $5,213
American Family $2,624 $4,007 $5,078 $3,364
Farmers $2,854 $3,682 $3,600 $3,418
GEICO $1,919 $3,076 $4,066 $2,639
Liberty Mutual $3,775 $4,230 $4,857 $4,203
Nationwide $2,668 $2,857 $4,038 $3,016
Progressive $2,526 $4,593 $3,245 $3,001
State Farm $2,554 $3,352 $2,820 $2,820
Travelers $2,272 $2,909 $3,264 $2,769
USAA $1,996 $2,801 $3,895 $2,339

Cheapest Jefferson, OR Car Insurance for Teen Drivers

Teen car insurance in Jefferson, OR can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,475 $11,678
American Family $6,128 $9,615
Farmers $7,781 $7,960
GEICO $5,644 $5,124
Liberty Mutual $8,759 $9,420
Nationwide $5,077 $6,316
Progressive $7,663 $8,446
State Farm $5,494 $6,894
Travelers $5,218 $6,363
USAA $5,269 $5,635

Cheapest Jefferson, OR Car Insurance for Seniors

Take a look at Jefferson, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,154 $3,184
American Family $2,203 $2,203
Farmers $1,652 $1,755
GEICO $2,036 $2,063
Liberty Mutual $2,392 $2,653
Nationwide $1,981 $2,065
Progressive $1,544 $1,587
State Farm $1,567 $1,567
Travelers $1,651 $1,717
USAA $1,699 $1,632

Cheapest Jefferson, OR Car Insurance Rates After a DUI

A DUI in Jefferson, OR increases car insurance rates. Compare Jefferson, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,967
American Family $5,078
Farmers $3,600
GEICO $4,066
Liberty Mutual $4,857
Nationwide $4,038
Progressive $3,245
State Farm $2,820
Travelers $3,264
USAA $3,895

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Cheapest Jefferson, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,303 $5,303
American Family $3,709 $3,828
Farmers $3,389 $3,389
GEICO $2,879 $2,972
Liberty Mutual $4,266 $4,266
Nationwide $3,145 $3,145
Progressive $3,341 $3,341
State Farm $2,811 $2,962
Travelers $2,691 $2,916
USAA $2,679 $2,837

The Best Cheap Car Insurance Companies in Jefferson, OR

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, Oregon

Insurance Company Average Annual Rates
Allstate $5,303
American Family $3,768
Farmers $3,389
GEICO $2,925
Liberty Mutual $4,266
Nationwide $3,145
Progressive $3,341
State Farm $2,887
Travelers $2,804
USAA $2,758

Category Winners: Cheapest Car Insurance in Jefferson, Oregon

Find the cheapest car insurance companies in Jefferson, OR for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, Oregon

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Jefferson, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, Oregon

Insurance Company Low Medium High
Allstate $5,103 $5,292 $5,514
American Family $3,742 $3,987 $3,575
Farmers $3,187 $3,347 $3,632
GEICO $2,659 $2,942 $3,173
Liberty Mutual $4,000 $4,254 $4,545
Nationwide $2,986 $3,229 $3,219
Progressive $3,222 $3,325 $3,477
State Farm $2,720 $2,892 $3,049
Travelers $2,626 $2,788 $2,997
USAA $2,629 $2,761 $2,884

What affects car insurance rates in Jefferson, Oregon?

What factors can have an impact on Jefferson, OR car insurance? There are several reasons why Jefferson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson, Oregon.

Commute Time in Jefferson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson, OR is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson, OR

Ready to find affordable Jefferson, Oregon car insurance today? Enter your ZIP code for fast, free Jefferson, OR car insurance quotes.

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