Compare Jefferson, SC Car Insurance Rates (2021)

Car insurance in Jefferson, SC averages $313 a month. Jefferson, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jefferson car insurance rates, compare quotes from the top car insurance companies in Jefferson, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jefferson, SC are $3,762/year
  • Average car insurance rates in Jefferson, SC after a DUI are $4,302/year
  • The cheapest car insurance company in Jefferson for teen drivers is GEICO

If you need to buy Jefferson, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Jefferson, SC is right here.

You’ll find Jefferson car insurance rates, the cheapest Jefferson, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Jefferson, South Carolina car insurance rates to Rock Hill car insurance rates, Greenville car insurance rates, and Hilton Head Island car insurance rates.

Ready to find affordable Jefferson, SC car insurance today? Enter your ZIP code for fast, free Jefferson car insurance quotes.

Cheapest Jefferson, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jefferson, SC car insurance rates? Every Jefferson, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jefferson, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,511 $2,511 $2,401 $2,401 $6,455 $8,249 $2,786 $3,033
Farmers $3,202 $3,207 $3,040 $3,316 $8,346 $9,308 $3,485 $3,512
GEICO $2,288 $2,288 $2,089 $2,089 $5,369 $5,513 $2,658 $2,715
Nationwide $2,374 $2,407 $2,138 $2,222 $5,664 $7,309 $2,679 $2,925
Progressive $2,539 $2,349 $2,177 $2,275 $10,478 $11,581 $2,923 $3,055
State Farm $1,899 $1,899 $1,714 $1,714 $5,349 $6,730 $2,129 $2,392
USAA $1,942 $1,954 $1,780 $1,790 $7,736 $8,491 $2,558 $2,709

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Minimum Car Insurance in Jefferson, SC

Every driver must carry the minimum car insurance in Jefferson, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Jefferson, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jefferson, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jefferson, SC. Compare credit history car insurance rates in Jefferson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jefferson, South Carolina

Insurance Company Poor Fair Good
Allstate $4,780 $3,579 $3,021
Farmers $5,365 $4,537 $4,129
GEICO $4,768 $2,564 $2,046
Nationwide $4,115 $3,341 $2,938
Progressive $5,208 $4,559 $4,249
State Farm $4,270 $2,610 $2,054
USAA $5,673 $2,770 $2,416

Cheapest Jefferson, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jefferson, SC to rates for a clean record with top companies.

Annual Jefferson, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,868 $4,537 $3,990 $3,779
Farmers $3,907 $5,400 $4,494 $4,907
GEICO $2,378 $3,083 $4,666 $2,378
Nationwide $2,764 $3,562 $4,493 $3,040
Progressive $3,841 $5,564 $4,639 $4,643
State Farm $2,711 $3,304 $2,949 $2,949
USAA $2,861 $3,533 $4,881 $3,204

Cheapest Jefferson, SC Car Insurance for Teen Drivers

Teen car insurance in Jefferson, SC can be expensive. Take a look at rates from the top car insurance companies in Jefferson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jefferson, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,455 $8,249
Farmers $8,346 $9,308
GEICO $5,369 $5,513
Nationwide $5,664 $7,309
Progressive $10,478 $11,581
State Farm $5,349 $6,730
USAA $7,736 $8,491

Cheapest Jefferson, SC Car Insurance for Seniors

Take a look at Jefferson, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jefferson, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,401 $2,401
Farmers $3,040 $3,316
GEICO $2,089 $2,089
Nationwide $2,138 $2,222
Progressive $2,177 $2,275
State Farm $1,714 $1,714
USAA $1,780 $1,790

Cheapest Jefferson, SC Car Insurance Rates After a DUI

A DUI in Jefferson, SC increases car insurance rates. Compare Jefferson, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jefferson, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,990
Farmers $4,494
GEICO $4,666
Nationwide $4,493
Progressive $4,639
State Farm $2,949
USAA $4,881

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Cheapest Jefferson, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jefferson, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jefferson, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,714 $3,872
Farmers $4,677 $4,677
GEICO $3,111 $3,141
Nationwide $3,465 $3,465
Progressive $4,672 $4,672
State Farm $2,905 $3,052
USAA $3,581 $3,658

The Best Cheap Car Insurance Companies in Jefferson, SC

Take a look at a side-by-side comparison of the top car insurance companies in Jefferson, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jefferson, South Carolina

Insurance Company Average Annual Rates
Allstate $3,793
Farmers $4,677
GEICO $3,126
Nationwide $3,465
Progressive $4,672
State Farm $2,978
USAA $3,620

Category Winners: Cheapest Car Insurance in Jefferson, South Carolina

Find the cheapest car insurance companies in Jefferson, SC for each category right here.

Best Annual Car Insurance Rates by Company in Jefferson, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Jefferson, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jefferson car insurance rates. Find the cheapest Jefferson, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jefferson, South Carolina

Insurance Company Low Medium High
Allstate $3,567 $3,775 $4,038
Farmers $4,173 $4,672 $5,186
GEICO $2,931 $3,098 $3,350
Nationwide $3,405 $3,466 $3,524
Progressive $4,340 $4,611 $5,064
State Farm $2,766 $2,977 $3,191
USAA $3,407 $3,615 $3,838

What affects car insurance rates in Jefferson, South Carolina?

What factors can have an impact on Jefferson, SC car insurance? There are several reasons why Jefferson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jefferson, South Carolina.

Commute Time in Jefferson

The more time you spend in your car the higher the risk of an accident. The average commute length in Jefferson, SC is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Jefferson, SC

Ready to find affordable Jefferson, South Carolina car insurance today? Enter your ZIP code for fast, free Jefferson, SC car insurance quotes.

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