Compare Jemez Springs, NM Car Insurance Rates (2021)

Car insurance in Jemez Springs, NM averages $300 a month. Jemez Springs, New Mexico car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Jemez Springs car insurance rates, compare quotes from the top car insurance companies in Jemez Springs, NM.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Jemez Springs, NM after a DUI are $4,642/year
  • Average car insurance rates in Jemez Springs, NM are $3,601/year
  • The cheapest car insurance company in Jemez Springs for teen drivers is USAA

If you need to buy Jemez Springs, New Mexico car insurance, the options can be confusing. Everything you need to know about car insurance in Jemez Springs, NM is right here.

You’ll find Jemez Springs car insurance rates, the cheapest Jemez Springs, NM car insurance companies, and information on New Mexico car insurance laws. You can also compare Jemez Springs, New Mexico car insurance rates to Carlsbad car insurance rates, Hobbs car insurance rates, and Farmington car insurance rates.

Ready to find affordable Jemez Springs, NM car insurance today? Enter your ZIP code for fast, free Jemez Springs car insurance quotes.

Cheapest Jemez Springs, NM Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jemez Springs, NM car insurance rates? Every Jemez Springs, New Mexico car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jemez Springs, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,509 $2,506 $2,312 $2,429 $8,708 $10,126 $2,757 $2,915
Farmers $2,301 $2,285 $2,064 $2,202 $9,193 $9,409 $2,589 $2,672
GEICO $3,088 $3,172 $2,903 $2,903 $8,952 $12,283 $3,255 $3,266
Nationwide $2,448 $2,485 $2,228 $2,332 $5,976 $7,514 $2,770 $2,961
Progressive $1,747 $1,684 $1,594 $1,593 $7,362 $8,311 $2,111 $2,179
State Farm $1,620 $1,620 $1,476 $1,476 $4,401 $5,518 $1,812 $2,002
USAA $1,617 $1,602 $1,545 $1,535 $4,316 $4,875 $2,004 $2,142

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Minimum Car Insurance in Jemez Springs, NM

Every driver must carry the minimum car insurance in Jemez Springs, NM. Take a look at the New Mexico car insurance requirements.

Minimum Required Car Insurance Coverage in Jemez Springs, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Jemez Springs, NM Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jemez Springs, NM. Compare credit history car insurance rates in Jemez Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jemez Springs, New Mexico

Insurance Company Poor Fair Good
Allstate $4,976 $4,113 $3,760
Farmers $4,701 $3,880 $3,688
GEICO $5,580 $4,858 $4,495
Nationwide $4,388 $3,418 $2,962
Progressive $3,637 $3,251 $3,081
State Farm $3,545 $2,190 $1,736
USAA $3,070 $2,300 $1,994

Cheapest Jemez Springs, NM Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jemez Springs, NM to rates for a clean record with top companies.

Annual Jemez Springs, New Mexico Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,500 $4,652 $5,014 $3,966
Farmers $3,451 $4,447 $4,343 $4,116
GEICO $2,945 $4,710 $9,310 $2,945
Nationwide $2,691 $3,768 $4,853 $3,045
Progressive $2,865 $3,946 $3,091 $3,388
State Farm $2,338 $2,541 $2,541 $2,541
USAA $1,819 $2,539 $3,339 $2,121

Cheapest Jemez Springs, NM Car Insurance for Teen Drivers

Teen car insurance in Jemez Springs, NM can be expensive. Take a look at rates from the top car insurance companies in Jemez Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jemez Springs, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,708 $10,126
Farmers $9,193 $9,409
GEICO $8,952 $12,283
Nationwide $5,976 $7,514
Progressive $7,362 $8,311
State Farm $4,401 $5,518
USAA $4,316 $4,875

Cheapest Jemez Springs, NM Car Insurance for Seniors

Take a look at Jemez Springs, NM senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jemez Springs, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,312 $2,429
Farmers $2,064 $2,202
GEICO $2,903 $2,903
Nationwide $2,228 $2,332
Progressive $1,594 $1,593
State Farm $1,476 $1,476
USAA $1,545 $1,535

Cheapest Jemez Springs, NM Car Insurance Rates After a DUI

A DUI in Jemez Springs, NM increases car insurance rates. Compare Jemez Springs, New Mexico DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jemez Springs, New Mexico

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,014
Farmers $4,343
GEICO $9,310
Nationwide $4,853
Progressive $3,091
State Farm $2,541
USAA $3,339

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Cheapest Jemez Springs, NM Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jemez Springs, NM by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jemez Springs, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,283 $4,283
Farmers $4,089 $4,089
GEICO $4,902 $5,054
Nationwide $3,589 $3,589
Progressive $3,323 $3,323
State Farm $2,429 $2,552
USAA $2,381 $2,528

The Best Cheap Car Insurance Companies in Jemez Springs, NM

Take a look at a side-by-side comparison of the top car insurance companies in Jemez Springs, NM to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jemez Springs, New Mexico

Insurance Company Average Annual Rates
Allstate $4,283
Farmers $4,089
GEICO $4,978
Nationwide $3,589
Progressive $3,323
State Farm $2,491
USAA $2,455

Category Winners: Cheapest Car Insurance in Jemez Springs, New Mexico

Find the cheapest car insurance companies in Jemez Springs, NM for each category right here.

Best Annual Car Insurance Rates by Company in Jemez Springs, New Mexico

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Jemez Springs, NM Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jemez Springs car insurance rates. Find the cheapest Jemez Springs, NM car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jemez Springs, New Mexico

Insurance Company Low Medium High
Allstate $4,094 $4,274 $4,480
Farmers $3,746 $4,057 $4,465
GEICO $4,635 $4,964 $5,335
Nationwide $3,511 $3,558 $3,699
Progressive $3,148 $3,320 $3,500
State Farm $2,265 $2,498 $2,709
USAA $2,279 $2,467 $2,618

What affects car insurance rates in Jemez Springs, New Mexico?

What factors can have an impact on Jemez Springs, NM car insurance? There are several reasons why Jemez Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Jemez Springs, New Mexico.

Commute Time in Jemez Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Jemez Springs, NM is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Jemez Springs, NM

Ready to find affordable Jemez Springs, New Mexico car insurance today? Enter your ZIP code for fast, free Jemez Springs, NM car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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