Compare Jerome, MO Car Insurance Rates (2021)

Car insurance in Jerome, MO averages $267 a month. Jerome, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Jerome car insurance rates, compare quotes from the top car insurance companies in Jerome, MO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Jerome is Nationwide
  • The cheapest car insurance company in Jerome for teen drivers is Nationwide
  • Average car insurance rates in Jerome, MO after a DUI are $3,732/year

If you need to buy Jerome, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Jerome, MO is right here.

You’ll find Jerome car insurance rates, the cheapest Jerome, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Jerome, Missouri car insurance rates to Independence car insurance rates, Kansas City car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Jerome, MO car insurance today? Enter your ZIP code for fast, free Jerome car insurance quotes.

Cheapest Jerome, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Jerome, MO car insurance rates? Every Jerome, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Jerome, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,242 $2,242 $1,992 $1,992 $6,001 $7,831 $2,242 $2,635
Farmers $2,379 $2,377 $2,121 $2,248 $10,005 $10,375 $2,723 $2,852
GEICO $1,741 $1,971 $1,343 $1,734 $5,553 $5,928 $1,573 $1,594
Liberty Mutual $2,621 $2,841 $2,160 $2,423 $9,039 $10,037 $2,761 $2,943
Nationwide $1,388 $1,417 $1,244 $1,316 $3,553 $4,540 $1,587 $1,713
Progressive $2,028 $1,877 $1,660 $1,711 $6,816 $7,665 $2,479 $2,542
State Farm $1,442 $1,442 $1,291 $1,291 $4,207 $5,289 $1,623 $1,864
USAA $1,486 $1,478 $1,332 $1,363 $4,329 $5,298 $1,857 $2,072

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Minimum Car Insurance in Jerome, MO

Every driver must carry the minimum car insurance in Jerome, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Jerome, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Jerome, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Jerome, MO. Compare credit history car insurance rates in Jerome from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Jerome, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,445 $3,120 $2,627
Farmers $5,008 $4,176 $3,971
GEICO $3,698 $2,411 $1,930
Liberty Mutual $6,241 $3,814 $3,004
Nationwide $2,469 $2,041 $1,774
Progressive $3,874 $3,209 $2,960
State Farm $3,176 $2,058 $1,684
USAA $4,007 $1,863 $1,335

Cheapest Jerome, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Jerome, MO to rates for a clean record with top companies.

Annual Jerome, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,583 $3,658 $4,421 $2,926
Farmers $3,786 $4,719 $4,615 $4,420
GEICO $2,065 $2,705 $3,694 $2,254
Liberty Mutual $3,165 $4,540 $4,679 $5,029
Nationwide $1,645 $2,112 $2,821 $1,801
Progressive $2,873 $3,910 $3,207 $3,400
State Farm $2,117 $2,496 $2,306 $2,306
USAA $1,945 $2,340 $3,208 $2,115

Cheapest Jerome, MO Car Insurance for Teen Drivers

Teen car insurance in Jerome, MO can be expensive. Take a look at rates from the top car insurance companies in Jerome for teenagers.

Annual Car Insurance Rates for Teen Drivers in Jerome, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $6,001 $7,831
Farmers $10,005 $10,375
GEICO $5,553 $5,928
Liberty Mutual $9,039 $10,037
Nationwide $3,553 $4,540
Progressive $6,816 $7,665
State Farm $4,207 $5,289
USAA $4,329 $5,298

Cheapest Jerome, MO Car Insurance for Seniors

Take a look at Jerome, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Jerome, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,992 $1,992
Farmers $2,121 $2,248
GEICO $1,343 $1,734
Liberty Mutual $2,160 $2,423
Nationwide $1,244 $1,316
Progressive $1,660 $1,711
State Farm $1,291 $1,291
USAA $1,332 $1,363

Cheapest Jerome, MO Car Insurance Rates After a DUI

A DUI in Jerome, MO increases car insurance rates. Compare Jerome, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Jerome, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,421
Farmers $4,615
GEICO $3,694
Liberty Mutual $4,679
Nationwide $2,821
Progressive $3,207
State Farm $2,306
USAA $3,208

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Cheapest Jerome, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Jerome, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Jerome, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,363 $3,431
Farmers $4,385 $4,385
GEICO $2,631 $2,728
Liberty Mutual $4,353 $4,353
Nationwide $2,095 $2,095
Progressive $3,347 $3,347
State Farm $2,251 $2,362
USAA $2,314 $2,490

The Best Cheap Car Insurance Companies in Jerome, MO

Take a look at a side-by-side comparison of the top car insurance companies in Jerome, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Jerome, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,397
Farmers $4,385
GEICO $2,680
Liberty Mutual $4,353
Nationwide $2,095
Progressive $3,347
State Farm $2,306
USAA $2,402

Category Winners: Cheapest Car Insurance in Jerome, Missouri

Find the cheapest car insurance companies in Jerome, MO for each category right here.

Best Annual Car Insurance Rates by Company in Jerome, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Jerome, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Jerome car insurance rates. Find the cheapest Jerome, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Jerome, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,308 $3,505 $3,378
Farmers $4,088 $4,337 $4,730
GEICO $2,523 $2,694 $2,822
Liberty Mutual $4,107 $4,376 $4,576
Nationwide $1,973 $2,113 $2,198
Progressive $2,980 $3,351 $3,711
State Farm $2,169 $2,314 $2,435
USAA $2,300 $2,393 $2,512

Compare Car Insurance Quotes in Jerome, MO

Ready to find affordable Jerome, Missouri car insurance today? Enter your ZIP code for fast, free Jerome, MO car insurance quotes.

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