Compare Joelton, TN Car Insurance Rates (2021)

Car insurance in Joelton, TN averages $316 a month. Joelton, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Joelton car insurance rates, compare quotes from the top car insurance companies in Joelton, TN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Joelton, TN are $3,788/year
  • The cheapest car insurance company in Joelton for teen drivers is Travelers
  • Average car insurance rates in Joelton, TN after a DUI are $4,411/year

If you need to buy Joelton, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Joelton, TN is right here.

You’ll find Joelton car insurance rates, the cheapest Joelton, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Joelton, Tennessee car insurance rates to Memphis car insurance rates, Hendersonville car insurance rates, and Johnson City car insurance rates.

Ready to find affordable Joelton, TN car insurance today? Enter your ZIP code for fast, free Joelton car insurance quotes.

Cheapest Joelton, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Joelton, TN car insurance rates? Every Joelton, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Joelton, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,794 $2,680 $2,520 $2,615 $10,589 $11,539 $2,969 $3,068
Farmers $1,684 $1,713 $1,503 $1,651 $6,974 $7,429 $2,292 $2,442
GEICO $2,079 $2,096 $1,913 $1,913 $6,374 $6,482 $2,116 $2,183
Liberty Mutual $3,694 $129 $3,027 $3,379 $15,613 $17,346 $3,970 $4,232
Nationwide $2,331 $2,348 $2,089 $2,119 $6,521 $8,403 $2,688 $2,914
Progressive $2,266 $2,123 $1,851 $1,937 $10,614 $11,941 $2,742 $3,009
State Farm $1,677 $1,677 $1,521 $1,521 $5,271 $6,576 $1,899 $2,217
Travelers $1,759 $1,851 $1,610 $1,713 $5,038 $6,278 $1,870 $1,968
USAA $1,501 $1,525 $1,359 $1,358 $5,414 $6,204 $1,966 $2,085

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Minimum Car Insurance in Joelton, TN

Every driver must carry the minimum car insurance in Joelton, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Joelton, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Joelton, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Joelton, TN. Compare credit history car insurance rates in Joelton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Joelton, Tennessee

Insurance Company Poor Fair Good
Allstate $6,183 $4,738 $3,619
Farmers $3,802 $2,996 $2,835
GEICO $3,567 $3,056 $2,811
Liberty Mutual $9,197 $5,655 $4,419
Nationwide $4,412 $3,509 $3,109
Progressive $5,101 $4,428 $4,152
State Farm $4,060 $2,435 $1,890
Travelers $3,505 $2,764 $2,014
USAA $3,866 $2,279 $1,884

Cheapest Joelton, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Joelton, TN to rates for a clean record with top companies.

Annual Joelton, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,054 $4,835 $5,855 $4,643
Farmers $2,751 $3,391 $3,458 $3,244
GEICO $2,289 $3,062 $4,938 $2,289
Liberty Mutual $5,199 $7,520 $6,990 $5,986
Nationwide $3,179 $3,179 $4,782 $3,566
Progressive $4,009 $5,238 $4,269 $4,726
State Farm $2,539 $3,051 $2,795 $2,795
Travelers $2,235 $2,875 $3,183 $2,751
USAA $1,944 $2,923 $3,426 $2,413

Cheapest Joelton, TN Car Insurance for Teen Drivers

Teen car insurance in Joelton, TN can be expensive. Take a look at rates from the top car insurance companies in Joelton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Joelton, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,589 $11,539
Farmers $6,974 $7,429
GEICO $6,374 $6,482
Liberty Mutual $15,613 $17,346
Nationwide $6,521 $8,403
Progressive $10,614 $11,941
State Farm $5,271 $6,576
Travelers $5,038 $6,278
USAA $5,414 $6,204

Cheapest Joelton, TN Car Insurance for Seniors

Take a look at Joelton, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Joelton, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,520 $2,615
Farmers $1,503 $1,651
GEICO $1,913 $1,913
Liberty Mutual $3,027 $3,379
Nationwide $2,089 $2,119
Progressive $1,851 $1,937
State Farm $1,521 $1,521
Travelers $1,610 $1,713
USAA $1,359 $1,358

Cheapest Joelton, TN Car Insurance Rates After a DUI

A DUI in Joelton, TN increases car insurance rates. Compare Joelton, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Joelton, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,855
Farmers $3,458
GEICO $4,938
Liberty Mutual $6,990
Nationwide $4,782
Progressive $4,269
State Farm $2,795
Travelers $3,183
USAA $3,426

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Cheapest Joelton, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Joelton, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Joelton, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,847 $4,847
Farmers $3,211 $3,211
GEICO $3,124 $3,165
Liberty Mutual $6,424 $6,424
Nationwide $3,677 $3,677
Progressive $4,560 $4,560
State Farm $2,728 $2,862
Travelers $2,652 $2,869
USAA $2,601 $2,752

The Best Cheap Car Insurance Companies in Joelton, TN

Take a look at a side-by-side comparison of the top car insurance companies in Joelton, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Joelton, Tennessee

Insurance Company Average Annual Rates
Allstate $4,847
Farmers $3,211
GEICO $3,145
Liberty Mutual $6,424
Nationwide $3,677
Progressive $4,560
State Farm $2,795
Travelers $2,761
USAA $2,677

Category Winners: Cheapest Car Insurance in Joelton, Tennessee

Find the cheapest car insurance companies in Joelton, TN for each category right here.

Best Annual Car Insurance Rates by Company in Joelton, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Joelton, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Joelton car insurance rates. Find the cheapest Joelton, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Joelton, Tennessee

Insurance Company Low Medium High
Allstate $4,668 $4,834 $5,039
Farmers $3,052 $3,201 $3,380
GEICO $2,999 $3,139 $3,296
Liberty Mutual $6,161 $6,425 $6,685
Nationwide $3,701 $3,599 $3,730
Progressive $4,281 $4,567 $4,833
State Farm $2,633 $2,809 $2,943
Travelers $2,588 $2,759 $2,936
USAA $2,581 $2,665 $2,783

Compare Car Insurance Quotes in Joelton, TN

Ready to find affordable Joelton, Tennessee car insurance today? Enter your ZIP code for fast, free Joelton, TN car insurance quotes.

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