Compare Johannesburg, CA Car Insurance Rates (2021)

Car insurance in Johannesburg, CA averages $263 a month. Johannesburg, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Johannesburg car insurance rates, compare quotes from the top car insurance companies in Johannesburg, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Johannesburg for teen drivers is USAA
  • The cheapest car insurance company in Johannesburg is USAA
  • Average car insurance rates in Johannesburg, CA after a DUI are $4,411/year

If you need to buy Johannesburg, California car insurance, the options can be confusing. Everything you need to know about car insurance in Johannesburg, CA is right here.

You’ll find Johannesburg car insurance rates, the cheapest Johannesburg, CA car insurance companies, and information on California car insurance laws. You can also compare Johannesburg, California car insurance rates to San Diego car insurance rates, Los Angeles car insurance rates, and Oakland car insurance rates.

Ready to find affordable Johannesburg, CA car insurance today? Enter your ZIP code for fast, free Johannesburg car insurance quotes.

Cheapest Johannesburg, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johannesburg, CA car insurance rates? Every Johannesburg, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johannesburg, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,595 $2,613 $1,880 $1,919 $7,055 $8,907 $3,378 $3,777
Farmers $2,293 $2,293 $2,062 $2,062 $7,283 $11,959 $2,713 $3,018
GEICO $1,793 $1,793 $1,685 $1,685 $5,458 $5,565 $2,576 $2,639
Liberty Mutual $2,248 $2,122 $2,098 $2,030 $4,883 $5,220 $2,527 $2,558
Nationwide $2,667 $2,548 $2,338 $2,207 $6,699 $7,407 $3,160 $3,124
Progressive $1,505 $1,549 $1,286 $1,523 $3,980 $4,804 $2,176 $2,341
State Farm $2,504 $2,504 $2,233 $2,233 $4,544 $5,641 $2,766 $2,852
Travelers $2,004 $1,946 $1,772 $1,755 $4,013 $4,581 $2,571 $2,528
USAA $1,680 $1,590 $1,644 $1,649 $3,813 $3,817 $2,312 $2,184

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Minimum Car Insurance in Johannesburg, CA

Every driver must carry the minimum car insurance in Johannesburg, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Johannesburg, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Johannesburg, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johannesburg, CA to rates for a clean record with top companies.

Annual Johannesburg, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,409 $4,094 $6,389 $3,169
Farmers $3,111 $4,238 $5,283 $4,209
GEICO $2,026 $3,131 $3,925 $2,514
Liberty Mutual $2,570 $3,442 $3,108 $2,724
Nationwide $2,634 $3,374 $5,693 $3,374
Progressive $1,568 $2,659 $3,102 $2,253
State Farm $2,249 $2,686 $5,089 $2,613
Travelers $1,800 $2,861 $3,326 $2,597
USAA $1,555 $2,306 $3,781 $1,703

Cheapest Johannesburg, CA Car Insurance for Teen Drivers

Teen car insurance in Johannesburg, CA can be expensive. Take a look at rates from the top car insurance companies in Johannesburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johannesburg, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,055 $8,907
Farmers $7,283 $11,959
GEICO $5,458 $5,565
Liberty Mutual $4,883 $5,220
Nationwide $6,699 $7,407
Progressive $3,980 $4,804
State Farm $4,544 $5,641
Travelers $4,013 $4,581
USAA $3,813 $3,817

Cheapest Johannesburg, CA Car Insurance for Seniors

Take a look at Johannesburg, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johannesburg, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,880 $1,919
Farmers $2,062 $2,062
GEICO $1,685 $1,685
Liberty Mutual $2,098 $2,030
Nationwide $2,338 $2,207
Progressive $1,286 $1,523
State Farm $2,233 $2,233
Travelers $1,772 $1,755
USAA $1,644 $1,649

Cheapest Johannesburg, CA Car Insurance Rates After a DUI

A DUI in Johannesburg, CA increases car insurance rates. Compare Johannesburg, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johannesburg, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,389
Farmers $5,283
GEICO $3,925
Liberty Mutual $3,108
Nationwide $5,693
Progressive $3,102
State Farm $5,089
Travelers $3,326
USAA $3,781

Cheapest Johannesburg, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johannesburg, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johannesburg, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,626 $4,405
Farmers $3,821 $4,600
GEICO $2,634 $3,164
Liberty Mutual $2,717 $3,204
Nationwide $3,329 $4,208
Progressive $2,179 $2,612
State Farm $3,044 $3,275
Travelers $2,388 $2,904
USAA $2,152 $2,521

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The Best Cheap Car Insurance Companies in Johannesburg, CA

Take a look at a side-by-side comparison of the top car insurance companies in Johannesburg, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johannesburg, California

Insurance Company Average Annual Rates
Allstate $4,015
Farmers $4,210
GEICO $2,899
Liberty Mutual $2,961
Nationwide $3,769
Progressive $2,396
State Farm $3,160
Travelers $2,646
USAA $2,336

Category Winners: Cheapest Car Insurance in Johannesburg, California

Find the cheapest car insurance companies in Johannesburg, CA for each category right here.

Best Annual Car Insurance Rates by Company in Johannesburg, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Cheapest Johannesburg, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johannesburg car insurance rates. Find the cheapest Johannesburg, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johannesburg, California

Insurance Company Low Medium High
Allstate $3,837 $4,045 $4,164
Farmers $3,931 $4,240 $4,460
GEICO $2,620 $2,928 $3,150
Liberty Mutual $2,750 $2,986 $3,146
Nationwide $3,371 $3,827 $4,107
Progressive $2,146 $2,462 $2,579
State Farm $2,884 $3,204 $3,391
Travelers $2,324 $2,714 $2,901
USAA $2,107 $2,383 $2,519

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What affects car insurance rates in Johannesburg, California?

What factors can have an impact on Johannesburg, CA car insurance? There are several reasons why Johannesburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johannesburg, California.

Traffic in Johannesburg

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Johannesburg, CA traffic data from INRIX ranks Johannesburg as the 139th-most congested in the world.

Compare Car Insurance Quotes in Johannesburg, CA

Ready to find affordable Johannesburg, California car insurance today? Enter your ZIP code for fast, free Johannesburg, CA car insurance quotes.

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