Compare John Day, OR Car Insurance Rates (2021)

Car insurance in John Day, OR averages $254 a month. John Day, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap John Day car insurance rates, compare quotes from the top car insurance companies in John Day, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in John Day for teen drivers is USAA
  • Average car insurance rates in John Day, OR are $3,050/year
  • Average car insurance rates in John Day, OR after a DUI are $3,584/year

If you need to buy John Day, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in John Day, OR is right here.

You’ll find John Day car insurance rates, the cheapest John Day, OR car insurance companies, and information on Oregon car insurance laws. You can also compare John Day, Oregon car insurance rates to Gresham car insurance rates, Beaverton car insurance rates, and Eugene car insurance rates.

Ready to find affordable John Day, OR car insurance today? Enter your ZIP code for fast, free John Day car insurance quotes.

Cheapest John Day, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect John Day, OR car insurance rates? Every John Day, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in John Day, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,833 $2,650 $2,566 $2,593 $8,216 $9,219 $3,010 $3,052
American Family $2,057 $2,057 $1,834 $1,834 $5,043 $7,856 $2,057 $2,162
Farmers $1,842 $1,800 $1,633 $1,731 $7,390 $7,538 $2,073 $2,141
GEICO $2,225 $2,145 $2,037 $2,021 $5,675 $5,214 $2,373 $2,080
Liberty Mutual $2,411 $2,543 $2,094 $2,317 $7,365 $7,930 $2,337 $2,372
Nationwide $1,971 $1,973 $1,756 $1,843 $4,401 $5,525 $2,285 $2,415
Progressive $1,862 $1,706 $1,600 $1,655 $7,592 $8,372 $2,234 $2,133
State Farm $1,394 $1,394 $1,257 $1,257 $4,195 $5,266 $1,576 $1,814
Travelers $1,680 $1,691 $1,473 $1,532 $4,293 $5,053 $1,761 $1,788
USAA $1,501 $1,467 $1,463 $1,432 $4,381 $4,750 $1,931 $2,033

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Minimum Car Insurance in John Day, OR

Every driver must carry the minimum car insurance in John Day, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in John Day, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest John Day, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in John Day, OR. Compare credit history car insurance rates in John Day from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in John Day, Oregon

Insurance Company Poor Fair Good
Allstate $5,596 $3,946 $3,260
American Family $3,960 $2,913 $2,465
Farmers $3,790 $3,089 $2,927
GEICO $3,583 $2,971 $2,359
Liberty Mutual $5,384 $3,172 $2,458
Nationwide $3,350 $2,656 $2,308
Progressive $3,838 $3,290 $3,055
State Farm $3,167 $2,022 $1,619
Travelers $3,047 $2,338 $1,843
USAA $3,558 $1,978 $1,574

Cheapest John Day, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in John Day, OR to rates for a clean record with top companies.

Annual John Day, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,470 $4,623 $4,777 $4,199
American Family $2,161 $3,344 $4,176 $2,770
Farmers $2,754 $3,544 $3,466 $3,311
GEICO $1,975 $3,111 $4,060 $2,739
Liberty Mutual $3,256 $3,636 $4,175 $3,618
Nationwide $2,351 $2,517 $3,558 $2,659
Progressive $2,567 $4,642 $3,308 $3,061
State Farm $2,029 $2,605 $2,221 $2,221
Travelers $1,961 $2,496 $2,783 $2,395
USAA $1,737 $2,401 $3,315 $2,027

Cheapest John Day, OR Car Insurance for Teen Drivers

Teen car insurance in John Day, OR can be expensive. Take a look at rates from the top car insurance companies in John Day for teenagers.

Annual Car Insurance Rates for Teen Drivers in John Day, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,216 $9,219
American Family $5,043 $7,856
Farmers $7,390 $7,538
GEICO $5,675 $5,214
Liberty Mutual $7,365 $7,930
Nationwide $4,401 $5,525
Progressive $7,592 $8,372
State Farm $4,195 $5,266
Travelers $4,293 $5,053
USAA $4,381 $4,750

Cheapest John Day, OR Car Insurance for Seniors

Take a look at John Day, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in John Day, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,566 $2,593
American Family $1,834 $1,834
Farmers $1,633 $1,731
GEICO $2,037 $2,021
Liberty Mutual $2,094 $2,317
Nationwide $1,756 $1,843
Progressive $1,600 $1,655
State Farm $1,257 $1,257
Travelers $1,473 $1,532
USAA $1,463 $1,432

Cheapest John Day, OR Car Insurance Rates After a DUI

A DUI in John Day, OR increases car insurance rates. Compare John Day, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in John Day, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,777
American Family $4,176
Farmers $3,466
GEICO $4,060
Liberty Mutual $4,175
Nationwide $3,558
Progressive $3,308
State Farm $2,221
Travelers $2,783
USAA $3,315

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Cheapest John Day, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in John Day, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in John Day, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,267 $4,267
American Family $3,064 $3,161
Farmers $3,269 $3,269
GEICO $2,921 $3,022
Liberty Mutual $3,671 $3,671
Nationwide $2,771 $2,771
Progressive $3,394 $3,394
State Farm $2,214 $2,324
Travelers $2,314 $2,504
USAA $2,302 $2,438

The Best Cheap Car Insurance Companies in John Day, OR

Take a look at a side-by-side comparison of the top car insurance companies in John Day, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in John Day, Oregon

Insurance Company Average Annual Rates
Allstate $4,267
American Family $3,113
Farmers $3,269
GEICO $2,971
Liberty Mutual $3,671
Nationwide $2,771
Progressive $3,394
State Farm $2,269
Travelers $2,409
USAA $2,370

Category Winners: Cheapest Car Insurance in John Day, Oregon

Find the cheapest car insurance companies in John Day, OR for each category right here.

Best Annual Car Insurance Rates by Company in John Day, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest John Day, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your John Day car insurance rates. Find the cheapest John Day, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in John Day, Oregon

Insurance Company Low Medium High
Allstate $4,152 $4,259 $4,391
American Family $3,112 $3,287 $2,939
Farmers $3,088 $3,231 $3,487
GEICO $2,783 $2,983 $3,148
Liberty Mutual $3,474 $3,662 $3,877
Nationwide $2,657 $2,842 $2,815
Progressive $3,290 $3,380 $3,513
State Farm $2,166 $2,270 $2,372
Travelers $2,298 $2,399 $2,530
USAA $2,277 $2,371 $2,461

What affects car insurance rates in John Day, Oregon?

What factors can have an impact on John Day, OR car insurance? There are several reasons why John Day car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in John Day, Oregon.

Commute Time in John Day

The more time you spend in your car the higher the risk of an accident. The average commute length in John Day, OR is 7.7 minutes according to City-Data.

Compare Car Insurance Quotes in John Day, OR

Ready to find affordable John Day, Oregon car insurance today? Enter your ZIP code for fast, free John Day, OR car insurance quotes.

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