Compare Johnsburg, IL Car Insurance Rates (2021)

Car insurance in Johnsburg, IL averages $274 a month. Johnsburg, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Johnsburg car insurance rates, compare quotes from the top car insurance companies in Johnsburg, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Johnsburg, IL after a DUI are $3,855/year
  • Average car insurance rates in Johnsburg, IL are $3,285/year
  • The cheapest car insurance company in Johnsburg for teen drivers is State Farm

If you need to buy Johnsburg, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Johnsburg, IL is right here.

You’ll find Johnsburg car insurance rates, the cheapest Johnsburg, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Johnsburg, Illinois car insurance rates to Aurora car insurance rates, Peoria car insurance rates, and Chicago car insurance rates.

Ready to find affordable Johnsburg, IL car insurance today? Enter your ZIP code for fast, free Johnsburg car insurance quotes.

Cheapest Johnsburg, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnsburg, IL car insurance rates? Every Johnsburg, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnsburg, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,421 $3,570 $3,570 $8,978 $11,642 $4,094 $4,424
American Family $2,400 $2,400 $2,205 $2,205 $6,944 $9,567 $2,400 $3,105
Farmers $2,535 $2,533 $2,240 $2,378 $11,338 $11,833 $2,894 $3,010
GEICO $1,508 $1,549 $1,474 $1,647 $5,498 $5,672 $1,752 $1,814
Liberty Mutual $1,452 $1,563 $1,199 $1,337 $5,108 $5,675 $1,522 $1,605
Nationwide $1,685 $1,709 $1,507 $1,589 $4,585 $5,855 $1,959 $2,115
Progressive $1,923 $1,796 $1,594 $1,673 $7,280 $8,148 $2,280 $2,452
State Farm $1,407 $1,407 $1,274 $1,274 $4,464 $5,635 $1,595 $1,839
Travelers $1,568 $1,653 $1,456 $1,550 $4,776 $6,076 $1,654 $1,741
USAA $1,625 $1,652 $1,512 $1,488 $5,269 $5,804 $2,139 $2,348

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Minimum Car Insurance in Johnsburg, IL

Every driver must carry the minimum car insurance in Johnsburg, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Johnsburg, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Johnsburg, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnsburg, IL. Compare credit history car insurance rates in Johnsburg from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnsburg, Illinois

Insurance Company Poor Fair Good
Allstate $6,853 $4,965 $4,346
American Family $5,176 $3,537 $2,997
Farmers $5,485 $4,638 $4,412
GEICO $4,192 $2,051 $1,599
Liberty Mutual $3,436 $2,153 $1,709
Nationwide $3,126 $2,532 $2,218
Progressive $3,856 $3,284 $3,040
State Farm $3,431 $2,057 $1,597
Travelers $3,109 $2,526 $2,043
USAA $3,632 $2,497 $2,059

Cheapest Johnsburg, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnsburg, IL to rates for a clean record with top companies.

Annual Johnsburg, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,797 $6,579 $6,130 $5,047
American Family $2,870 $4,069 $5,419 $3,254
Farmers $4,088 $5,286 $5,154 $4,853
GEICO $1,750 $2,820 $3,833 $2,053
Liberty Mutual $2,018 $2,886 $2,528 $2,297
Nationwide $2,128 $2,736 $3,204 $2,435
Progressive $2,789 $4,172 $3,095 $3,516
State Farm $2,144 $2,580 $2,362 $2,362
Travelers $2,028 $2,669 $2,995 $2,545
USAA $1,944 $2,798 $3,830 $2,346

Cheapest Johnsburg, IL Car Insurance for Teen Drivers

Teen car insurance in Johnsburg, IL can be expensive. Take a look at rates from the top car insurance companies in Johnsburg for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnsburg, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,978 $11,642
American Family $6,944 $9,567
Farmers $11,338 $11,833
GEICO $5,498 $5,672
Liberty Mutual $5,108 $5,675
Nationwide $4,585 $5,855
Progressive $7,280 $8,148
State Farm $4,464 $5,635
Travelers $4,776 $6,076
USAA $5,269 $5,804

Cheapest Johnsburg, IL Car Insurance for Seniors

Take a look at Johnsburg, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnsburg, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,570 $3,570
American Family $2,205 $2,205
Farmers $2,240 $2,378
GEICO $1,474 $1,647
Liberty Mutual $1,199 $1,337
Nationwide $1,507 $1,589
Progressive $1,594 $1,673
State Farm $1,274 $1,274
Travelers $1,456 $1,550
USAA $1,512 $1,488

Cheapest Johnsburg, IL Car Insurance Rates After a DUI

A DUI in Johnsburg, IL increases car insurance rates. Compare Johnsburg, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnsburg, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,130
American Family $5,419
Farmers $5,154
GEICO $3,833
Liberty Mutual $2,528
Nationwide $3,204
Progressive $3,095
State Farm $2,362
Travelers $2,995
USAA $3,830

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Cheapest Johnsburg, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnsburg, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnsburg, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,388 $5,388
American Family $3,854 $3,953
Farmers $4,845 $4,845
GEICO $2,571 $2,658
Liberty Mutual $2,432 $2,432
Nationwide $2,626 $2,626
Progressive $3,393 $3,393
State Farm $2,302 $2,421
Travelers $2,458 $2,660
USAA $2,653 $2,806

The Best Cheap Car Insurance Companies in Johnsburg, IL

Take a look at a side-by-side comparison of the top car insurance companies in Johnsburg, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnsburg, Illinois

Insurance Company Average Annual Rates
Allstate $5,388
American Family $3,903
Farmers $4,845
GEICO $2,614
Liberty Mutual $2,432
Nationwide $2,626
Progressive $3,393
State Farm $2,362
Travelers $2,559
USAA $2,730

Category Winners: Cheapest Car Insurance in Johnsburg, Illinois

Find the cheapest car insurance companies in Johnsburg, IL for each category right here.

Best Annual Car Insurance Rates by Company in Johnsburg, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Johnsburg, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnsburg car insurance rates. Find the cheapest Johnsburg, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnsburg, Illinois

Insurance Company Low Medium High
Allstate $5,214 $5,383 $5,567
American Family $3,739 $4,047 $3,924
Farmers $4,590 $4,720 $5,225
GEICO $2,364 $2,613 $2,866
Liberty Mutual $2,310 $2,429 $2,559
Nationwide $2,579 $2,652 $2,645
Progressive $3,066 $3,378 $3,736
State Farm $2,215 $2,366 $2,504
Travelers $2,375 $2,556 $2,748
USAA $2,544 $2,727 $2,918

What affects car insurance rates in Johnsburg, Illinois?

What factors can have an impact on Johnsburg, IL car insurance? There are several reasons why Johnsburg car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnsburg, Illinois.

Commute Time in Johnsburg

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnsburg, IL is 33.0 minutes according to City-Data.

Compare Car Insurance Quotes in Johnsburg, IL

Ready to find affordable Johnsburg, Illinois car insurance today? Enter your ZIP code for fast, free Johnsburg, IL car insurance quotes.

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