Compare Johnson City, KS Car Insurance Rates (2021)

Car insurance in Johnson City, KS averages $315 a month. Johnson City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Johnson City car insurance rates, compare quotes from the top car insurance companies in Johnson City, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Johnson City is American Family
  • Average car insurance rates in Johnson City, KS are $3,783/year
  • The cheapest car insurance company in Johnson City for teen drivers is American Family

If you need to buy Johnson City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Johnson City, KS is right here.

You’ll find Johnson City car insurance rates, the cheapest Johnson City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Johnson City, Kansas car insurance rates to Lenexa car insurance rates, Manhattan car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Johnson City, KS car insurance today? Enter your ZIP code for fast, free Johnson City car insurance quotes.

Cheapest Johnson City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnson City, KS car insurance rates? Every Johnson City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnson City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,611 $3,574 $3,150 $3,257 $9,016 $9,926 $3,822 $4,010
American Family $1,855 $1,855 $1,673 $1,673 $3,519 $4,212 $1,855 $2,076
Farmers $2,847 $2,836 $2,550 $2,654 $7,377 $7,649 $3,192 $3,366
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,908 $1,976 $1,691 $1,832 $3,764 $4,640 $2,198 $2,347
Progressive $2,627 $2,534 $2,119 $2,199 $9,135 $10,344 $3,112 $3,331
State Farm $1,904 $1,904 $1,658 $1,658 $4,944 $6,317 $2,137 $2,409
Travelers $2,479 $2,541 $2,339 $2,393 $9,383 $14,793 $2,520 $3,098
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Johnson City, KS

Every driver must carry the minimum car insurance in Johnson City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Johnson City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Johnson City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnson City, KS. Compare credit history car insurance rates in Johnson City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnson City, Kansas

Insurance Company Poor Fair Good
Allstate $6,285 $4,721 $4,132
American Family $3,053 $2,166 $1,800
Farmers $4,792 $3,798 $3,587
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,837 $2,482 $2,315
Progressive $5,113 $4,251 $3,911
State Farm $4,174 $2,494 $1,931
Travelers $5,747 $4,634 $4,449
USAA $3,553 $2,300 $1,879

Cheapest Johnson City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnson City, KS to rates for a clean record with top companies.

Annual Johnson City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,429 $5,130 $5,735 $4,890
American Family $2,302 $2,452 $2,302 $2,302
Farmers $3,435 $4,392 $4,282 $4,127
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,894 $2,186 $3,919 $2,179
Progressive $4,100 $4,760 $4,266 $4,574
State Farm $2,668 $3,065 $2,866 $2,866
Travelers $3,690 $4,719 $6,399 $4,966
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Johnson City, KS Car Insurance for Teen Drivers

Teen car insurance in Johnson City, KS can be expensive. Take a look at rates from the top car insurance companies in Johnson City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnson City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,016 $9,926
American Family $3,519 $4,212
Farmers $7,377 $7,649
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,764 $4,640
Progressive $9,135 $10,344
State Farm $4,944 $6,317
Travelers $9,383 $14,793
USAA $4,983 $5,299

Cheapest Johnson City, KS Car Insurance for Seniors

Take a look at Johnson City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnson City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,150 $3,257
American Family $1,673 $1,673
Farmers $2,550 $2,654
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,691 $1,832
Progressive $2,119 $2,199
State Farm $1,658 $1,658
Travelers $2,339 $2,393
USAA $1,424 $1,461

Cheapest Johnson City, KS Car Insurance Rates After a DUI

A DUI in Johnson City, KS increases car insurance rates. Compare Johnson City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnson City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,735
American Family $2,302
Farmers $4,282
GEICO $6,215
Liberty Mutual $5,741
Nationwide $3,919
Progressive $4,266
State Farm $2,866
Travelers $6,399
USAA $3,713

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Cheapest Johnson City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnson City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnson City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,046 $5,046
American Family $2,309 $2,370
Farmers $4,059 $4,059
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,544 $2,544
Progressive $4,425 $4,425
State Farm $2,795 $2,937
Travelers $4,943 $4,943
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Johnson City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Johnson City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnson City, Kansas

Insurance Company Average Annual Rates
Allstate $5,046
American Family $2,340
Farmers $4,059
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,544
Progressive $4,425
State Farm $2,866
Travelers $4,943
USAA $2,577

Category Winners: Cheapest Car Insurance in Johnson City, Kansas

Find the cheapest car insurance companies in Johnson City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Johnson City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Johnson City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnson City car insurance rates. Find the cheapest Johnson City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnson City, Kansas

Insurance Company Low Medium High
Allstate $4,930 $5,037 $5,170
American Family $2,369 $2,458 $2,193
Farmers $3,904 $4,038 $4,235
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,688 $2,515 $2,430
Progressive $4,231 $4,396 $4,649
State Farm $2,771 $2,874 $2,955
Travelers $4,728 $4,950 $5,153
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Johnson City, Kansas?

What factors can have an impact on Johnson City, KS car insurance? There are several reasons why Johnson City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnson City, Kansas.

Commute Time in Johnson City

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnson City, KS is 10.8 minutes according to City-Data.

Compare Car Insurance Quotes in Johnson City, KS

Ready to find affordable Johnson City, Kansas car insurance today? Enter your ZIP code for fast, free Johnson City, KS car insurance quotes.

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