Compare Johnson, NE Car Insurance Rates (2021)

Car insurance in Johnson, NE averages $275 a month. Johnson, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Johnson car insurance rates, compare quotes from the top car insurance companies in Johnson, NE.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Johnson for teen drivers is American Family
  • Average car insurance rates in Johnson, NE after a DUI are $3,824/year
  • The cheapest car insurance company in Johnson is USAA

If you need to buy Johnson, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Johnson, NE is right here.

You’ll find Johnson car insurance rates, the cheapest Johnson, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Johnson, Nebraska car insurance rates to Norfolk car insurance rates, Lincoln car insurance rates, and Hastings car insurance rates.

Ready to find affordable Johnson, NE car insurance today? Enter your ZIP code for fast, free Johnson car insurance quotes.

Cheapest Johnson, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnson, NE car insurance rates? Every Johnson, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnson, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,096 $1,995 $1,861 $1,876 $5,835 $6,125 $2,358 $2,410
American Family $1,790 $1,790 $1,627 $1,627 $2,971 $4,339 $1,751 $1,890
Farmers $2,390 $2,377 $2,141 $2,260 $9,195 $9,476 $2,691 $2,803
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,178 $3,451 $2,510 $3,056 $13,515 $15,190 $3,338 $3,700
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $1,830 $1,760 $1,503 $1,565 $7,155 $8,056 $2,185 $2,335
State Farm $1,645 $1,645 $1,441 $1,441 $4,446 $5,679 $1,817 $2,055
USAA $1,304 $1,300 $1,188 $1,221 $4,120 $4,927 $1,682 $1,874

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Johnson, NE

Every driver must carry the minimum car insurance in Johnson, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Johnson, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Johnson, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnson, NE. Compare credit history car insurance rates in Johnson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnson, Nebraska

Insurance Company Poor Fair Good
Allstate $3,810 $2,899 $2,499
American Family $2,975 $2,038 $1,657
Farmers $4,770 $3,960 $3,770
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,655 $5,218 $4,103
Nationwide $3,157 $2,512 $2,208
Progressive $3,777 $3,181 $2,938
State Farm $3,664 $2,196 $1,704
USAA $2,931 $1,987 $1,688

Cheapest Johnson, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnson, NE to rates for a clean record with top companies.

Annual Johnson, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,664 $3,004 $3,630 $2,980
American Family $2,177 $2,361 $2,177 $2,177
Farmers $3,530 $4,524 $4,412 $4,201
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,142 $6,051 $6,567 $6,208
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $2,803 $4,119 $3,136 $3,136
State Farm $2,343 $2,699 $2,521 $2,521
USAA $1,670 $2,105 $3,141 $1,892

Cheapest Johnson, NE Car Insurance for Teen Drivers

Teen car insurance in Johnson, NE can be expensive. Take a look at rates from the top car insurance companies in Johnson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnson, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,835 $6,125
American Family $2,971 $4,339
Farmers $9,195 $9,476
GEICO $5,684 $7,440
Liberty Mutual $13,515 $15,190
Nationwide $4,226 $5,274
Progressive $7,155 $8,056
State Farm $4,446 $5,679
USAA $4,120 $4,927

Cheapest Johnson, NE Car Insurance for Seniors

Take a look at Johnson, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnson, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,861 $1,876
American Family $1,627 $1,627
Farmers $2,141 $2,260
GEICO $2,692 $2,591
Liberty Mutual $2,510 $3,056
Nationwide $1,639 $1,755
Progressive $1,503 $1,565
State Farm $1,441 $1,441
USAA $1,188 $1,221

Cheapest Johnson, NE Car Insurance Rates After a DUI

A DUI in Johnson, NE increases car insurance rates. Compare Johnson, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnson, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,630
American Family $2,177
Farmers $4,412
GEICO $4,992
Liberty Mutual $6,567
Nationwide $3,838
Progressive $3,136
State Farm $2,521
USAA $3,141

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Johnson, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnson, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnson, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,069 $3,069
American Family $2,205 $2,241
Farmers $4,167 $4,167
GEICO $3,535 $3,646
Liberty Mutual $5,992 $5,992
Nationwide $2,626 $2,626
Progressive $3,299 $3,299
State Farm $2,456 $2,586
USAA $2,177 $2,227

The Best Cheap Car Insurance Companies in Johnson, NE

Take a look at a side-by-side comparison of the top car insurance companies in Johnson, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnson, Nebraska

Insurance Company Average Annual Rates
Allstate $3,069
American Family $2,223
Farmers $4,167
GEICO $3,591
Liberty Mutual $5,992
Nationwide $2,626
Progressive $3,299
State Farm $2,521
USAA $2,202

Category Winners: Cheapest Car Insurance in Johnson, Nebraska

Find the cheapest car insurance companies in Johnson, NE for each category right here.

Best Annual Car Insurance Rates by Company in Johnson, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Johnson, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnson car insurance rates. Find the cheapest Johnson, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnson, Nebraska

Insurance Company Low Medium High
Allstate $2,997 $3,064 $3,147
American Family $2,211 $2,290 $2,168
Farmers $3,982 $4,105 $4,413
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,827 $5,960 $6,190
Nationwide $2,673 $2,615 $2,589
Progressive $3,129 $3,290 $3,478
State Farm $2,420 $2,517 $2,626
USAA $2,129 $2,199 $2,279

What affects car insurance rates in Johnson, Nebraska?

What factors can have an impact on Johnson, NE car insurance? There are several reasons why Johnson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnson, Nebraska.

Commute Time in Johnson

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnson, NE is 20.0 minutes according to City-Data.

Compare Car Insurance Quotes in Johnson, NE

Ready to find affordable Johnson, Nebraska car insurance today? Enter your ZIP code for fast, free Johnson, NE car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption