Compare Johnson, NY Car Insurance Rates (2021)

Car insurance in Johnson, NY averages $399 a month. Johnson, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Johnson car insurance rates, compare quotes from the top car insurance companies in Johnson, NY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Johnson is GEICO
  • Average car insurance rates in Johnson, NY are $4,786/year
  • Average car insurance rates in Johnson, NY after a DUI are $6,365/year

If you need to buy Johnson, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Johnson, NY is right here.

You’ll find Johnson car insurance rates, the cheapest Johnson, NY car insurance companies, and information on New York car insurance laws. You can also compare Johnson, New York car insurance rates to Buffalo car insurance rates, Schenectady car insurance rates, and Albany car insurance rates.

Ready to find affordable Johnson, NY car insurance today? Enter your ZIP code for fast, free Johnson car insurance quotes.

Cheapest Johnson, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnson, NY car insurance rates? Every Johnson, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnson, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,793 $3,532 $3,572 $3,620 $11,443 $12,288 $3,682 $3,688
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $4,925 $4,925 $4,584 $4,584 $9,622 $15,635 $4,925 $5,233
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,766 $2,548 $2,178 $2,223 $9,032 $9,927 $3,508 $3,352
State Farm $3,091 $3,091 $2,699 $2,699 $9,072 $11,611 $3,404 $3,560
Travelers $3,793 $3,747 $3,435 $3,633 $8,747 $10,311 $3,980 $4,080
USAA $2,108 $2,070 $1,914 $1,914 $8,632 $10,262 $2,704 $2,990

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Minimum Car Insurance in Johnson, NY

Every driver must carry the minimum car insurance in Johnson, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Johnson, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Johnson, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnson, NY. Compare credit history car insurance rates in Johnson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnson, New York

Insurance Company Poor Fair Good
Allstate $8,241 $4,772 $4,094
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,532 $6,225 $4,655
Nationwide $4,429 $4,429 $4,429
Progressive $7,182 $3,566 $2,577
State Farm $6,924 $4,341 $3,445
Travelers $7,305 $4,486 $3,856
USAA $6,270 $3,162 $2,791

Cheapest Johnson, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnson, NY to rates for a clean record with top companies.

Annual Johnson, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $4,796 $7,109 $6,108
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,426 $5,426 $10,939 $5,426
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,316 $4,316 $4,790 $4,345
State Farm $4,667 $4,667 $5,140 $5,140
Travelers $4,432 $5,585 $5,661 $5,184
USAA $3,623 $3,683 $5,308 $3,683

Cheapest Johnson, NY Car Insurance for Teen Drivers

Teen car insurance in Johnson, NY can be expensive. Take a look at rates from the top car insurance companies in Johnson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnson, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,443 $12,288
GEICO $4,235 $6,248
Liberty Mutual $9,622 $15,635
Nationwide $6,028 $9,066
Progressive $9,032 $9,927
State Farm $9,072 $11,611
Travelers $8,747 $10,311
USAA $8,632 $10,262

Cheapest Johnson, NY Car Insurance for Seniors

Take a look at Johnson, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnson, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,620
GEICO $1,917 $1,889
Liberty Mutual $4,584 $4,584
Nationwide $3,100 $3,100
Progressive $2,178 $2,223
State Farm $2,699 $2,699
Travelers $3,435 $3,633
USAA $1,914 $1,914

Cheapest Johnson, NY Car Insurance Rates After a DUI

A DUI in Johnson, NY increases car insurance rates. Compare Johnson, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnson, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,109
GEICO $4,367
Liberty Mutual $10,939
Nationwide $7,603
Progressive $4,790
State Farm $5,140
Travelers $5,661
USAA $5,308

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Cheapest Johnson, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnson, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnson, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,622 $5,783
GEICO $2,639 $2,799
Liberty Mutual $6,613 $6,996
Nationwide $4,429 $4,429
Progressive $4,442 $4,442
State Farm $4,725 $5,082
Travelers $5,216 $5,216
USAA $4,033 $4,115

The Best Cheap Car Insurance Companies in Johnson, NY

Take a look at a side-by-side comparison of the top car insurance companies in Johnson, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnson, New York

Insurance Company Average Annual Rates
Allstate $5,702
GEICO $2,719
Liberty Mutual $6,804
Nationwide $4,429
Progressive $4,442
State Farm $4,904
Travelers $5,216
USAA $4,074

Category Winners: Cheapest Car Insurance in Johnson, New York

Find the cheapest car insurance companies in Johnson, NY for each category right here.

Best Annual Car Insurance Rates by Company in Johnson, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Johnson, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnson car insurance rates. Find the cheapest Johnson, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnson, New York

Insurance Company Low Medium High
Allstate $5,328 $5,678 $6,101
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,496 $6,783 $7,134
Nationwide $4,156 $4,391 $4,739
Progressive $4,213 $4,413 $4,699
State Farm $4,667 $4,929 $5,115
Travelers $4,920 $5,155 $5,572
USAA $3,942 $4,051 $4,230

What affects car insurance rates in Johnson, New York?

What factors can have an impact on Johnson, NY car insurance? There are several reasons why Johnson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnson, New York.

Commute Time in Johnson

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnson, NY is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Johnson, NY

Ready to find affordable Johnson, New York car insurance today? Enter your ZIP code for fast, free Johnson, NY car insurance quotes.

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