Compare Johnston City, IL Car Insurance Rates (2021)

Car insurance in Johnston City, IL averages $286 a month. Johnston City, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Johnston City car insurance rates, compare quotes from the top car insurance companies in Johnston City, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Johnston City, IL are $3,431/year
  • The cheapest car insurance company in Johnston City is Liberty Mutual
  • Average car insurance rates in Johnston City, IL after a DUI are $4,014/year

If you need to buy Johnston City, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Johnston City, IL is right here.

You’ll find Johnston City car insurance rates, the cheapest Johnston City, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Johnston City, Illinois car insurance rates to Aurora car insurance rates, Cicero car insurance rates, and Elgin car insurance rates.

Ready to find affordable Johnston City, IL car insurance today? Enter your ZIP code for fast, free Johnston City car insurance quotes.

Cheapest Johnston City, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnston City, IL car insurance rates? Every Johnston City, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnston City, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,521 $2,528 $2,236 $2,361 $10,709 $11,191 $2,869 $3,001
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,401 $1,516 $1,164 $1,305 $4,414 $4,920 $1,465 $1,551
Nationwide $2,685 $2,737 $2,373 $2,527 $7,506 $9,697 $3,139 $3,416
Progressive $2,070 $1,952 $1,706 $1,798 $7,348 $8,249 $2,445 $2,617
State Farm $1,516 $1,516 $1,356 $1,356 $4,282 $5,457 $1,712 $1,946
Travelers $1,626 $1,720 $1,481 $1,583 $4,644 $5,877 $1,723 $1,816
USAA $1,598 $1,621 $1,490 $1,464 $5,216 $5,735 $2,102 $2,302

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Minimum Car Insurance in Johnston City, IL

Every driver must carry the minimum car insurance in Johnston City, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Johnston City, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Johnston City, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnston City, IL. Compare credit history car insurance rates in Johnston City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnston City, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,201 $3,526 $2,977
Farmers $5,313 $4,467 $4,252
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,141 $1,952 $1,558
Nationwide $5,102 $4,097 $3,581
Progressive $4,029 $3,405 $3,136
State Farm $3,474 $2,085 $1,620
Travelers $3,130 $2,505 $2,041
USAA $3,575 $2,464 $2,034

Cheapest Johnston City, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnston City, IL to rates for a clean record with top companies.

Annual Johnston City, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,867 $4,068 $5,415 $3,254
Farmers $3,958 $5,090 $4,963 $4,698
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,855 $2,611 $2,304 $2,098
Nationwide $3,401 $4,449 $5,260 $3,930
Progressive $2,904 $4,295 $3,224 $3,669
State Farm $2,190 $2,595 $2,393 $2,393
Travelers $2,028 $2,655 $3,003 $2,549
USAA $1,915 $2,761 $3,777 $2,311

Cheapest Johnston City, IL Car Insurance for Teen Drivers

Teen car insurance in Johnston City, IL can be expensive. Take a look at rates from the top car insurance companies in Johnston City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnston City, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,812 $9,483
Farmers $10,709 $11,191
GEICO $5,690 $6,014
Liberty Mutual $4,414 $4,920
Nationwide $7,506 $9,697
Progressive $7,348 $8,249
State Farm $4,282 $5,457
Travelers $4,644 $5,877
USAA $5,216 $5,735

Cheapest Johnston City, IL Car Insurance for Seniors

Take a look at Johnston City, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnston City, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,228 $2,228
Farmers $2,236 $2,361
GEICO $1,757 $2,095
Liberty Mutual $1,164 $1,305
Nationwide $2,373 $2,527
Progressive $1,706 $1,798
State Farm $1,356 $1,356
Travelers $1,481 $1,583
USAA $1,490 $1,464

Cheapest Johnston City, IL Car Insurance Rates After a DUI

A DUI in Johnston City, IL increases car insurance rates. Compare Johnston City, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnston City, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,743
American Family $5,415
Farmers $4,963
GEICO $4,060
Liberty Mutual $2,304
Nationwide $5,260
Progressive $3,224
State Farm $2,393
Travelers $3,003
USAA $3,777

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Cheapest Johnston City, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnston City, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnston City, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,851 $3,952
Farmers $4,677 $4,677
GEICO $2,920 $3,043
Liberty Mutual $2,217 $2,217
Nationwide $4,260 $4,260
Progressive $3,523 $3,523
State Farm $2,330 $2,455
Travelers $2,458 $2,659
USAA $2,616 $2,766

The Best Cheap Car Insurance Companies in Johnston City, IL

Take a look at a side-by-side comparison of the top car insurance companies in Johnston City, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnston City, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,901
Farmers $4,677
GEICO $2,982
Liberty Mutual $2,217
Nationwide $4,260
Progressive $3,523
State Farm $2,393
Travelers $2,559
USAA $2,691

Category Winners: Cheapest Car Insurance in Johnston City, Illinois

Find the cheapest car insurance companies in Johnston City, IL for each category right here.

Best Annual Car Insurance Rates by Company in Johnston City, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Johnston City, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnston City car insurance rates. Find the cheapest Johnston City, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnston City, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,775 $4,043 $3,885
Farmers $4,448 $4,564 $5,019
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,085 $2,212 $2,354
Nationwide $4,242 $4,299 $4,240
Progressive $3,136 $3,500 $3,933
State Farm $2,239 $2,395 $2,544
Travelers $2,364 $2,555 $2,757
USAA $2,498 $2,688 $2,887

What affects car insurance rates in Johnston City, Illinois?

What factors can have an impact on Johnston City, IL car insurance? There are several reasons why Johnston City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnston City, Illinois.

Commute Time in Johnston City

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnston City, IL is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Johnston City, IL

Ready to find affordable Johnston City, Illinois car insurance today? Enter your ZIP code for fast, free Johnston City, IL car insurance quotes.

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