Compare Johnston, IA Car Insurance Rates (2021)

Car insurance in Johnston, IA averages $232 a month. Johnston, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Johnston car insurance rates, compare quotes from the top car insurance companies in Johnston, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Johnston for teen drivers is USAA
  • Average car insurance rates in Johnston, IA after a DUI are $3,361/year
  • Average car insurance rates in Johnston, IA are $2,789/year

If you need to buy Johnston, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Johnston, IA is right here.

You’ll find Johnston car insurance rates, the cheapest Johnston, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Johnston, Iowa car insurance rates to Des Moines car insurance rates, Ames car insurance rates, and West Des Moines car insurance rates.

Ready to find affordable Johnston, IA car insurance today? Enter your ZIP code for fast, free Johnston car insurance quotes.

Cheapest Johnston, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnston, IA car insurance rates? Every Johnston, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnston, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,835 $1,722 $1,748 $5,816 $6,590 $2,074 $2,130
American Family $1,701 $1,701 $1,531 $1,531 $4,687 $6,480 $1,701 $2,036
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,668 $1,702 $1,492 $1,581 $3,992 $5,118 $1,906 $2,062
Progressive $1,489 $1,405 $1,234 $1,284 $4,127 $4,637 $1,787 $1,941
State Farm $1,275 $1,275 $1,144 $1,144 $3,809 $4,785 $1,441 $1,661
Travelers $2,105 $2,142 $2,081 $2,081 $9,929 $15,877 $2,207 $2,541
USAA $1,083 $1,083 $1,007 $1,010 $3,046 $3,203 $1,285 $1,411

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Minimum Car Insurance in Johnston, IA

Every driver must carry the minimum car insurance in Johnston, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Johnston, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Johnston, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnston, IA. Compare credit history car insurance rates in Johnston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnston, Iowa

Insurance Company Poor Fair Good
Allstate $3,559 $2,828 $2,553
American Family $3,400 $2,499 $2,113
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,949 $2,332 $2,039
Progressive $2,602 $2,148 $1,964
State Farm $2,943 $1,821 $1,437
Travelers $5,454 $4,684 $4,473
USAA $2,140 $1,488 $1,295

Cheapest Johnston, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnston, IA to rates for a clean record with top companies.

Annual Johnston, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $3,056 $3,525 $2,828
American Family $1,927 $2,837 $3,657 $2,262
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,782 $2,536 $3,434 $2,008
Progressive $1,785 $2,995 $1,943 $2,230
State Farm $1,890 $2,244 $2,067 $2,067
Travelers $3,527 $4,749 $6,368 $4,838
USAA $1,247 $1,691 $2,191 $1,435

Cheapest Johnston, IA Car Insurance for Teen Drivers

Teen car insurance in Johnston, IA can be expensive. Take a look at rates from the top car insurance companies in Johnston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnston, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,816 $6,590
American Family $4,687 $6,480
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,064 $11,330
Nationwide $3,992 $5,118
Progressive $4,127 $4,637
State Farm $3,809 $4,785
Travelers $9,929 $15,877
USAA $3,046 $3,203

Cheapest Johnston, IA Car Insurance for Seniors

Take a look at Johnston, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnston, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,722 $1,748
American Family $1,531 $1,531
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,831 $2,225
Nationwide $1,492 $1,581
Progressive $1,234 $1,284
State Farm $1,144 $1,144
Travelers $2,081 $2,081
USAA $1,007 $1,010

Cheapest Johnston, IA Car Insurance Rates After a DUI

A DUI in Johnston, IA increases car insurance rates. Compare Johnston, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnston, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,525
American Family $3,657
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,732
Nationwide $3,434
Progressive $1,943
State Farm $2,067
Travelers $6,368
USAA $2,191

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Cheapest Johnston, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnston, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnston, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,051
American Family $2,640 $2,702
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,343 $4,343
Nationwide $2,440 $2,440
Progressive $2,238 $2,238
State Farm $2,017 $2,117
Travelers $4,870 $4,870
USAA $1,582 $1,701

The Best Cheap Car Insurance Companies in Johnston, IA

Take a look at a side-by-side comparison of the top car insurance companies in Johnston, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnston, Iowa

Insurance Company Average Annual Rates
Allstate $2,980
American Family $2,671
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,343
Nationwide $2,440
Progressive $2,238
State Farm $2,067
Travelers $4,870
USAA $1,641

Category Winners: Cheapest Car Insurance in Johnston, Iowa

Find the cheapest car insurance companies in Johnston, IA for each category right here.

Best Annual Car Insurance Rates by Company in Johnston, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Johnston, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnston car insurance rates. Find the cheapest Johnston, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnston, Iowa

Insurance Company Low Medium High
Allstate $2,888 $2,983 $3,069
American Family $2,654 $2,821 $2,537
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,521 $2,439 $2,361
Progressive $2,078 $2,249 $2,387
State Farm $1,944 $2,082 $2,175
Travelers $4,557 $4,945 $5,109
USAA $1,536 $1,648 $1,739

What affects car insurance rates in Johnston, Iowa?

What factors can have an impact on Johnston, IA car insurance? There are several reasons why Johnston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnston, Iowa.

Commute Time in Johnston

The more time you spend in your car the higher the risk of an accident. The average commute length in Johnston, IA is 19.8 minutes according to City-Data.

Compare Car Insurance Quotes in Johnston, IA

Ready to find affordable Johnston, Iowa car insurance today? Enter your ZIP code for fast, free Johnston, IA car insurance quotes.

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