Compare Johnston, RI Car Insurance Rates (2021)

Car insurance in Johnston, RI averages $508 a month. Johnston, Rhode Island car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Johnston car insurance rates, compare quotes from the top car insurance companies in Johnston, RI.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Johnston, RI after a DUI are $7,424/year
  • The cheapest car insurance company in Johnston for teen drivers is State Farm
  • Average car insurance rates in Johnston, RI are $6,101/year

If you need to buy Johnston, Rhode Island car insurance, the options can be confusing. Everything you need to know about car insurance in Johnston, RI is right here.

You’ll find Johnston car insurance rates, the cheapest Johnston, RI car insurance companies, and information on Rhode Island car insurance laws. You can also compare Johnston, Rhode Island car insurance rates to Coventry car insurance rates, West Greenwich car insurance rates, and Slocum car insurance rates.

Ready to find affordable Johnston, RI car insurance today? Enter your ZIP code for fast, free Johnston car insurance quotes.

Cheapest Johnston, RI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Johnston, RI car insurance rates? Every Johnston, Rhode Island car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Johnston, Rhode Island

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,722 $4,641 $4,676 $4,885 $8,108 $9,591 $4,954 $5,117
GEICO $4,477 $4,587 $4,587 $4,485 $14,066 $18,396 $4,640 $4,846
Liberty Mutual $4,804 $4,804 $4,573 $4,573 $11,807 $18,496 $4,804 $6,579
Nationwide $3,480 $3,540 $3,027 $3,226 $9,522 $12,331 $4,187 $4,572
Progressive $2,668 $2,531 $2,450 $2,435 $11,996 $13,498 $3,263 $3,328
State Farm $1,729 $1,729 $1,527 $1,527 $4,794 $6,393 $1,902 $2,273
Travelers $2,097 $2,124 $2,132 $2,123 $21,941 $34,791 $2,162 $2,415
USAA $2,735 $2,714 $2,612 $2,570 $12,695 $14,523 $3,751 $3,957

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Minimum Car Insurance in Johnston, RI

Every driver must carry the minimum car insurance in Johnston, RI. Take a look at the Rhode Island car insurance requirements.

Minimum Required Car Insurance Coverage in Johnston, Rhode Island

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Johnston, RI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Johnston, RI. Compare credit history car insurance rates in Johnston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Johnston, Rhode Island

Insurance Company Poor Fair Good
Allstate $7,339 $5,617 $4,554
GEICO $8,413 $7,303 $6,816
Liberty Mutual $9,963 $6,587 $6,115
Nationwide $6,379 $5,237 $4,840
Progressive $5,899 $5,136 $4,780
State Farm $3,675 $2,482 $2,045
Travelers $9,154 $8,526 $8,489
USAA $8,478 $4,791 $3,815

Cheapest Johnston, RI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Johnston, RI to rates for a clean record with top companies.

Annual Johnston, Rhode Island Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,131 $5,927 $6,630 $5,660
GEICO $4,849 $6,379 $12,727 $6,087
Liberty Mutual $7,047 $8,118 $8,008 $7,047
Nationwide $5,153 $5,557 $5,931 $5,301
Progressive $4,299 $6,830 $4,829 $5,127
State Farm $2,532 $3,341 $2,532 $2,532
Travelers $7,816 $8,086 $10,081 $8,909
USAA $4,128 $5,606 $8,656 $4,388

Cheapest Johnston, RI Car Insurance for Teen Drivers

Teen car insurance in Johnston, RI can be expensive. Take a look at rates from the top car insurance companies in Johnston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Johnston, Rhode Island

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,108 $9,591
GEICO $14,066 $18,396
Liberty Mutual $11,807 $18,496
Nationwide $9,522 $12,331
Progressive $11,996 $13,498
State Farm $4,794 $6,393
Travelers $21,941 $34,791
USAA $12,695 $14,523

Cheapest Johnston, RI Car Insurance for Seniors

Take a look at Johnston, RI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Johnston, Rhode Island

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,676 $4,885
GEICO $4,587 $4,485
Liberty Mutual $4,573 $4,573
Nationwide $3,027 $3,226
Progressive $2,450 $2,435
State Farm $1,527 $1,527
Travelers $2,132 $2,123
USAA $2,612 $2,570

Cheapest Johnston, RI Car Insurance Rates After a DUI

A DUI in Johnston, RI increases car insurance rates. Compare Johnston, Rhode Island DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Johnston, Rhode Island

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,630
GEICO $12,727
Liberty Mutual $8,008
Nationwide $5,931
Progressive $4,829
State Farm $2,532
Travelers $10,081
USAA $8,656

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Cheapest Johnston, RI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Johnston, RI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Johnston, Rhode Island

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,795 $5,879
GEICO $7,358 $7,663
Liberty Mutual $7,306 $7,804
Nationwide $5,486 $5,486
Progressive $5,271 $5,271
State Farm $2,651 $2,817
Travelers $8,723 $8,723
USAA $5,640 $5,750

The Best Cheap Car Insurance Companies in Johnston, RI

Take a look at a side-by-side comparison of the top car insurance companies in Johnston, RI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Johnston, Rhode Island

Insurance Company Average Annual Rates
Allstate $5,837
GEICO $7,511
Liberty Mutual $7,555
Nationwide $5,486
Progressive $5,271
State Farm $2,734
Travelers $8,723
USAA $5,695

Category Winners: Cheapest Car Insurance in Johnston, Rhode Island

Find the cheapest car insurance companies in Johnston, RI for each category right here.

Best Annual Car Insurance Rates by Company in Johnston, Rhode Island

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Johnston, RI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Johnston car insurance rates. Find the cheapest Johnston, RI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Johnston, Rhode Island

Insurance Company Low Medium High
Allstate $5,498 $5,819 $6,194
GEICO $7,138 $7,494 $7,899
Liberty Mutual $7,123 $7,518 $8,025
Nationwide $5,682 $5,529 $5,245
Progressive $4,962 $5,239 $5,613
State Farm $2,591 $2,730 $2,881
Travelers $8,855 $8,885 $8,430
USAA $5,431 $5,699 $5,954

What affects car insurance rates in Johnston, Rhode Island?

What factors can have an impact on Johnston, RI car insurance? There are several reasons why Johnston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Johnston, Rhode Island.

Car Theft in Johnston

High levels of vehicle theft can make car insurance more expensive. Johnston, RI car theft statistics from the FBI indicate 40 vehicle thefts a year.

Compare Car Insurance Quotes in Johnston, RI

Ready to find affordable Johnston, Rhode Island car insurance today? Enter your ZIP code for fast, free Johnston, RI car insurance quotes.

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