Compare Joice, IA Car Insurance Rates (2021)

Car insurance in Joice, IA averages $238 a month. Joice, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Joice car insurance rates, compare quotes from the top car insurance companies in Joice, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Joice for teen drivers is USAA
  • Average car insurance rates in Joice, IA are $2,856/year
  • Average car insurance rates in Joice, IA after a DUI are $3,456/year

If you need to buy Joice, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Joice, IA is right here.

You’ll find Joice car insurance rates, the cheapest Joice, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Joice, Iowa car insurance rates to Des Moines car insurance rates, West Des Moines car insurance rates, and Ames car insurance rates.

Ready to find affordable Joice, IA car insurance today? Enter your ZIP code for fast, free Joice car insurance quotes.

Cheapest Joice, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Joice, IA car insurance rates? Every Joice, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Joice, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,863 $1,798 $1,648 $1,680 $5,209 $5,839 $2,041 $2,105
American Family $1,869 $1,869 $1,673 $1,673 $4,991 $6,995 $1,869 $2,250
Farmers $1,472 $1,500 $1,318 $1,438 $4,430 $4,719 $1,992 $2,136
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,045 $2,218 $1,800 $2,185 $10,036 $11,288 $2,318 $2,556
Nationwide $1,895 $1,952 $1,684 $1,806 $4,262 $5,552 $2,134 $2,330
Progressive $1,396 $1,344 $1,150 $1,195 $3,401 $3,836 $1,676 $1,808
State Farm $1,431 $1,431 $1,254 $1,254 $3,825 $4,856 $1,608 $1,828
Travelers $2,343 $2,394 $2,260 $2,270 $10,115 $16,079 $2,433 $2,901
USAA $1,271 $1,286 $1,166 $1,188 $3,450 $3,663 $1,527 $1,687

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Minimum Car Insurance in Joice, IA

Every driver must carry the minimum car insurance in Joice, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Joice, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Joice, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Joice, IA. Compare credit history car insurance rates in Joice from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Joice, Iowa

Insurance Company Poor Fair Good
Allstate $3,313 $2,637 $2,369
American Family $3,695 $2,717 $2,284
Farmers $2,724 $2,261 $2,142
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,137 $3,795 $2,985
Nationwide $3,294 $2,563 $2,249
Progressive $2,337 $1,885 $1,705
State Farm $3,113 $1,926 $1,519
Travelers $5,743 $4,894 $4,660
USAA $2,504 $1,720 $1,490

Cheapest Joice, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Joice, IA to rates for a clean record with top companies.

Annual Joice, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,373 $2,856 $3,223 $2,640
American Family $2,092 $3,069 $3,974 $2,459
Farmers $2,024 $2,511 $2,547 $2,420
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,719 $4,603 $4,690 $4,212
Nationwide $1,941 $2,811 $3,852 $2,204
Progressive $1,591 $2,597 $1,725 $1,989
State Farm $2,027 $2,345 $2,186 $2,186
Travelers $3,733 $4,954 $6,615 $5,096
USAA $1,454 $1,954 $2,541 $1,670

Cheapest Joice, IA Car Insurance for Teen Drivers

Teen car insurance in Joice, IA can be expensive. Take a look at rates from the top car insurance companies in Joice for teenagers.

Annual Car Insurance Rates for Teen Drivers in Joice, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,209 $5,839
American Family $4,991 $6,995
Farmers $4,430 $4,719
GEICO $4,328 $4,022
Liberty Mutual $10,036 $11,288
Nationwide $4,262 $5,552
Progressive $3,401 $3,836
State Farm $3,825 $4,856
Travelers $10,115 $16,079
USAA $3,450 $3,663

Cheapest Joice, IA Car Insurance for Seniors

Take a look at Joice, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Joice, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,680
American Family $1,673 $1,673
Farmers $1,318 $1,438
GEICO $1,710 $1,564
Liberty Mutual $1,800 $2,185
Nationwide $1,684 $1,806
Progressive $1,150 $1,195
State Farm $1,254 $1,254
Travelers $2,260 $2,270
USAA $1,166 $1,188

Cheapest Joice, IA Car Insurance Rates After a DUI

A DUI in Joice, IA increases car insurance rates. Compare Joice, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Joice, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,223
American Family $3,974
Farmers $2,547
GEICO $3,206
Liberty Mutual $4,690
Nationwide $3,852
Progressive $1,725
State Farm $2,186
Travelers $6,615
USAA $2,541

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Cheapest Joice, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Joice, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Joice, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,707 $2,838
American Family $2,865 $2,932
Farmers $2,376 $2,376
GEICO $2,294 $2,387
Liberty Mutual $4,306 $4,306
Nationwide $2,702 $2,702
Progressive $1,976 $1,976
State Farm $2,133 $2,239
Travelers $5,099 $5,099
USAA $1,835 $1,974

The Best Cheap Car Insurance Companies in Joice, IA

Take a look at a side-by-side comparison of the top car insurance companies in Joice, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Joice, Iowa

Insurance Company Average Annual Rates
Allstate $2,773
American Family $2,899
Farmers $2,376
GEICO $2,341
Liberty Mutual $4,306
Nationwide $2,702
Progressive $1,976
State Farm $2,186
Travelers $5,099
USAA $1,905

Category Winners: Cheapest Car Insurance in Joice, Iowa

Find the cheapest car insurance companies in Joice, IA for each category right here.

Best Annual Car Insurance Rates by Company in Joice, Iowa

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Joice, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Joice car insurance rates. Find the cheapest Joice, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Joice, Iowa

Insurance Company Low Medium High
Allstate $2,679 $2,776 $2,864
American Family $2,911 $3,060 $2,725
Farmers $2,280 $2,383 $2,464
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,139 $4,299 $4,480
Nationwide $2,834 $2,682 $2,590
Progressive $1,862 $1,982 $2,082
State Farm $2,083 $2,198 $2,277
Travelers $4,820 $5,175 $5,303
USAA $1,809 $1,911 $1,995

What affects car insurance rates in Joice, Iowa?

What factors can have an impact on Joice, IA car insurance? There are several reasons why Joice car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Joice, Iowa.

Commute Time in Joice

The more time you spend in your car the higher the risk of an accident. The average commute length in Joice, IA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Joice, IA

Ready to find affordable Joice, Iowa car insurance today? Enter your ZIP code for fast, free Joice, IA car insurance quotes.

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