Compare Joseph, UT Car Insurance Rates (2021)

Car insurance in Joseph, UT averages $284 a month. Joseph, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Joseph car insurance rates, compare quotes from the top car insurance companies in Joseph, UT.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Joseph is USAA
  • The cheapest car insurance company in Joseph for teen drivers is USAA
  • Average car insurance rates in Joseph, UT are $3,410/year

If you need to buy Joseph, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Joseph, UT is right here.

You’ll find Joseph car insurance rates, the cheapest Joseph, UT car insurance companies, and information on Utah car insurance laws. You can also compare Joseph, Utah car insurance rates to Provo car insurance rates, St. George car insurance rates, and Orem car insurance rates.

Ready to find affordable Joseph, UT car insurance today? Enter your ZIP code for fast, free Joseph car insurance quotes.

Cheapest Joseph, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Joseph, UT car insurance rates? Every Joseph, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Joseph, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,036 $1,898 $1,844 $1,846 $6,135 $6,835 $2,174 $2,169
American Family $1,979 $1,979 $1,815 $1,815 $7,096 $9,328 $1,979 $2,345
Farmers $2,151 $2,124 $1,900 $2,019 $9,068 $9,342 $2,451 $2,549
GEICO $1,896 $2,112 $2,068 $2,389 $5,626 $6,011 $1,647 $1,664
Liberty Mutual $2,381 $2,564 $1,976 $2,201 $8,950 $9,941 $2,516 $2,680
Nationwide $1,819 $1,845 $1,625 $1,716 $4,808 $6,139 $2,088 $2,242
Progressive $2,081 $1,945 $1,697 $1,809 $8,389 $9,337 $2,414 $2,552
State Farm $2,518 $2,518 $2,277 $2,277 $7,548 $9,386 $2,851 $3,270
USAA $1,361 $1,338 $1,220 $1,221 $4,736 $5,538 $1,656 $1,809

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Minimum Car Insurance in Joseph, UT

Every driver must carry the minimum car insurance in Joseph, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Joseph, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Joseph, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Joseph, UT. Compare credit history car insurance rates in Joseph from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Joseph, Utah

Insurance Company Poor Fair Good
Allstate $4,170 $2,794 $2,387
American Family $4,451 $3,337 $2,838
Farmers $4,521 $3,760 $3,571
GEICO $4,460 $2,470 $1,850
Liberty Mutual $5,930 $3,643 $2,880
Nationwide $3,460 $2,600 $2,296
Progressive $4,284 $3,655 $3,394
State Farm $6,637 $3,344 $2,261
USAA $3,387 $2,156 $1,538

Cheapest Joseph, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Joseph, UT to rates for a clean record with top companies.

Annual Joseph, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,646 $3,176 $3,676 $2,969
American Family $2,928 $3,646 $4,307 $3,286
Farmers $3,361 $4,375 $4,247 $3,819
GEICO $2,131 $3,301 $3,801 $2,473
Liberty Mutual $3,262 $4,450 $4,803 $4,090
Nationwide $2,207 $2,977 $3,493 $2,465
Progressive $3,197 $4,823 $3,341 $3,751
State Farm $3,719 $4,442 $4,081 $4,081
USAA $1,857 $2,345 $3,158 $2,080

Cheapest Joseph, UT Car Insurance for Teen Drivers

Teen car insurance in Joseph, UT can be expensive. Take a look at rates from the top car insurance companies in Joseph for teenagers.

Annual Car Insurance Rates for Teen Drivers in Joseph, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,135 $6,835
American Family $7,096 $9,328
Farmers $9,068 $9,342
GEICO $5,626 $6,011
Liberty Mutual $8,950 $9,941
Nationwide $4,808 $6,139
Progressive $8,389 $9,337
State Farm $7,548 $9,386
USAA $4,736 $5,538

Cheapest Joseph, UT Car Insurance for Seniors

Take a look at Joseph, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Joseph, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,844 $1,846
American Family $1,815 $1,815
Farmers $1,900 $2,019
GEICO $2,068 $2,389
Liberty Mutual $1,976 $2,201
Nationwide $1,625 $1,716
Progressive $1,697 $1,809
State Farm $2,277 $2,277
USAA $1,220 $1,221

Cheapest Joseph, UT Car Insurance Rates After a DUI

A DUI in Joseph, UT increases car insurance rates. Compare Joseph, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Joseph, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,676
American Family $4,307
Farmers $4,247
GEICO $3,801
Liberty Mutual $4,803
Nationwide $3,493
Progressive $3,341
State Farm $4,081
USAA $3,158

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Cheapest Joseph, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Joseph, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Joseph, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,117 $3,117
American Family $3,539 $3,544
Farmers $3,950 $3,950
GEICO $2,875 $2,978
Liberty Mutual $4,082 $4,220
Nationwide $2,785 $2,785
Progressive $3,778 $3,778
State Farm $3,979 $4,182
USAA $2,334 $2,386

The Best Cheap Car Insurance Companies in Joseph, UT

Take a look at a side-by-side comparison of the top car insurance companies in Joseph, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Joseph, Utah

Insurance Company Average Annual Rates
Allstate $3,117
American Family $3,542
Farmers $3,950
GEICO $2,927
Liberty Mutual $4,151
Nationwide $2,785
Progressive $3,778
State Farm $4,081
USAA $2,360

Category Winners: Cheapest Car Insurance in Joseph, Utah

Find the cheapest car insurance companies in Joseph, UT for each category right here.

Best Annual Car Insurance Rates by Company in Joseph, Utah

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Joseph, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Joseph car insurance rates. Find the cheapest Joseph, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Joseph, Utah

Insurance Company Low Medium High
Allstate $2,976 $3,110 $3,264
American Family $3,455 $3,588 $3,582
Farmers $3,641 $3,899 $4,311
GEICO $2,730 $2,914 $3,135
Liberty Mutual $3,956 $4,135 $4,363
Nationwide $3,058 $2,646 $2,653
Progressive $3,518 $3,676 $4,140
State Farm $3,848 $4,090 $4,304
USAA $2,260 $2,361 $2,459

What affects car insurance rates in Joseph, Utah?

What factors can have an impact on Joseph, UT car insurance? There are several reasons why Joseph car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Joseph, Utah.

Commute Time in Joseph

The more time you spend in your car the higher the risk of an accident. The average commute length in Joseph, UT is 29.4 minutes according to City-Data.

Compare Car Insurance Quotes in Joseph, UT

Ready to find affordable Joseph, Utah car insurance today? Enter your ZIP code for fast, free Joseph, UT car insurance quotes.

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