Compare Josephine, PA Car Insurance Rates (2021)

Car insurance in Josephine, PA averages $328 a month. Josephine, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Josephine car insurance rates, compare quotes from the top car insurance companies in Josephine, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Josephine, PA after a DUI are $4,299/year
  • The cheapest car insurance company in Josephine for teen drivers is USAA
  • The cheapest car insurance company in Josephine is USAA

If you need to buy Josephine, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Josephine, PA is right here.

You’ll find Josephine car insurance rates, the cheapest Josephine, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Josephine, Pennsylvania car insurance rates to Philadelphia car insurance rates, Reading car insurance rates, and Pittsburgh car insurance rates.

Ready to find affordable Josephine, PA car insurance today? Enter your ZIP code for fast, free Josephine car insurance quotes.

Cheapest Josephine, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Josephine, PA car insurance rates? Every Josephine, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Josephine, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,534 $2,534 $2,319 $2,319 $8,308 $8,308 $2,810 $2,810
GEICO $1,915 $1,658 $1,777 $1,540 $4,730 $4,103 $1,947 $1,685
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,854 $1,854 $1,750 $1,750 $5,154 $5,154 $2,074 $2,074
Progressive $2,563 $2,563 $2,288 $2,288 $8,118 $8,118 $3,262 $3,262
State Farm $1,705 $1,705 $1,494 $1,494 $5,877 $5,877 $1,870 $1,870
Travelers $1,659 $1,659 $1,782 $1,782 $24,178 $24,178 $2,000 $2,000
USAA $1,127 $1,127 $1,016 $1,016 $3,343 $3,343 $1,496 $1,496

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Josephine, PA

Every driver must carry the minimum car insurance in Josephine, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Josephine, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Josephine, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Josephine, PA. Compare credit history car insurance rates in Josephine from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Josephine, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,106 $3,805 $3,068
GEICO $3,628 $2,047 $1,583
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,183 $2,609 $2,332
Progressive $5,382 $3,770 $3,022
State Farm $3,891 $2,413 $1,906
Travelers $8,070 $7,277 $6,867
USAA $2,180 $1,621 $1,436

Cheapest Josephine, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Josephine, PA to rates for a clean record with top companies.

Annual Josephine, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,500 $3,824 $3,824
GEICO $1,778 $3,036 $2,392 $2,471
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $1,946 $2,606 $3,656 $2,624
Progressive $3,686 $5,064 $3,787 $3,694
State Farm $2,524 $2,949 $2,737 $2,737
Travelers $5,260 $7,469 $9,420 $7,469
USAA $1,408 $1,936 $2,065 $1,573

Cheapest Josephine, PA Car Insurance for Teen Drivers

Teen car insurance in Josephine, PA can be expensive. Take a look at rates from the top car insurance companies in Josephine for teenagers.

Annual Car Insurance Rates for Teen Drivers in Josephine, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,308 $8,308
GEICO $4,730 $4,103
Liberty Mutual $12,225 $12,225
Nationwide $5,154 $5,154
Progressive $8,118 $8,118
State Farm $5,877 $5,877
Travelers $24,178 $24,178
USAA $3,343 $3,343

Cheapest Josephine, PA Car Insurance for Seniors

Take a look at Josephine, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Josephine, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,319 $2,319
GEICO $1,777 $1,540
Liberty Mutual $3,814 $3,814
Nationwide $1,750 $1,750
Progressive $2,288 $2,288
State Farm $1,494 $1,494
Travelers $1,782 $1,782
USAA $1,016 $1,016

Cheapest Josephine, PA Car Insurance Rates After a DUI

A DUI in Josephine, PA increases car insurance rates. Compare Josephine, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Josephine, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,824
GEICO $2,392
Liberty Mutual $6,511
Nationwide $3,656
Progressive $3,787
State Farm $2,737
Travelers $9,420
USAA $2,065

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Josephine, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Josephine, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Josephine, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,915 $4,071
GEICO $2,377 $2,461
Liberty Mutual $6,212 $6,540
Nationwide $2,708 $2,708
Progressive $4,058 $4,058
State Farm $2,656 $2,817
Travelers $7,405 $7,405
USAA $1,696 $1,795

The Best Cheap Car Insurance Companies in Josephine, PA

Take a look at a side-by-side comparison of the top car insurance companies in Josephine, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Josephine, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,993
GEICO $2,419
Liberty Mutual $6,376
Nationwide $2,708
Progressive $4,058
State Farm $2,737
Travelers $7,405
USAA $1,746

Category Winners: Cheapest Car Insurance in Josephine, Pennsylvania

Find the cheapest car insurance companies in Josephine, PA for each category right here.

Best Annual Car Insurance Rates by Company in Josephine, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Josephine, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Josephine car insurance rates. Find the cheapest Josephine, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Josephine, Pennsylvania

Insurance Company Low Medium High
Allstate $3,825 $4,016 $4,138
GEICO $2,234 $2,438 $2,586
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,744 $2,738 $2,642
Progressive $3,720 $4,095 $4,359
State Farm $2,581 $2,765 $2,864
Travelers $7,453 $7,402 $7,360
USAA $1,634 $1,760 $1,842

Compare Car Insurance Quotes in Josephine, PA

Ready to find affordable Josephine, Pennsylvania car insurance today? Enter your ZIP code for fast, free Josephine, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption