Compare Josephville, MO Car Insurance Rates (2021)

Car insurance in Josephville, MO averages $280 a month. Josephville, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Josephville car insurance rates, compare quotes from the top car insurance companies in Josephville, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Josephville for teen drivers is Nationwide
  • The cheapest car insurance company in Josephville is Nationwide
  • Average car insurance rates in Josephville, MO are $3,359/year

If you need to buy Josephville, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Josephville, MO is right here.

You’ll find Josephville car insurance rates, the cheapest Josephville, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Josephville, Missouri car insurance rates to Springfield car insurance rates, St. Louis car insurance rates, and Kansas City car insurance rates.

Ready to find affordable Josephville, MO car insurance today? Enter your ZIP code for fast, free Josephville car insurance quotes.

Cheapest Josephville, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Josephville, MO car insurance rates? Every Josephville, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Josephville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,124 $2,124 $1,894 $1,894 $5,890 $7,647 $2,124 $2,477
Farmers $2,321 $2,304 $2,067 $2,196 $9,794 $10,114 $2,651 $2,759
GEICO $1,839 $2,082 $1,428 $1,878 $6,017 $6,349 $1,653 $1,646
Liberty Mutual $2,768 $2,997 $2,277 $2,556 $10,033 $11,146 $2,908 $3,092
Nationwide $1,570 $1,596 $1,411 $1,486 $4,083 $5,200 $1,802 $1,941
Progressive $2,016 $1,850 $1,660 $1,704 $7,129 $7,996 $2,462 $2,539
State Farm $1,563 $1,563 $1,419 $1,419 $4,809 $6,038 $1,767 $2,028
USAA $1,620 $1,602 $1,467 $1,486 $4,911 $5,994 $2,011 $2,232

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Minimum Car Insurance in Josephville, MO

Every driver must carry the minimum car insurance in Josephville, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Josephville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Josephville, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Josephville, MO. Compare credit history car insurance rates in Josephville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Josephville, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,274 $3,008 $2,534
Farmers $4,871 $4,079 $3,878
GEICO $3,951 $2,574 $2,059
Liberty Mutual $6,764 $4,145 $3,257
Nationwide $2,806 $2,330 $2,022
Progressive $3,928 $3,288 $3,042
State Farm $3,625 $2,277 $1,826
USAA $4,433 $2,074 $1,489

Cheapest Josephville, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Josephville, MO to rates for a clean record with top companies.

Annual Josephville, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,433 $3,535 $4,334 $2,787
Farmers $3,674 $4,616 $4,509 $4,304
GEICO $2,174 $2,896 $3,997 $2,379
Liberty Mutual $3,416 $4,937 $5,069 $5,467
Nationwide $1,856 $2,407 $3,243 $2,039
Progressive $2,917 $4,021 $3,270 $3,470
State Farm $2,347 $2,804 $2,576 $2,576
USAA $2,117 $2,592 $3,627 $2,325

Cheapest Josephville, MO Car Insurance for Teen Drivers

Teen car insurance in Josephville, MO can be expensive. Take a look at rates from the top car insurance companies in Josephville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Josephville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $5,890 $7,647
Farmers $9,794 $10,114
GEICO $6,017 $6,349
Liberty Mutual $10,033 $11,146
Nationwide $4,083 $5,200
Progressive $7,129 $7,996
State Farm $4,809 $6,038
USAA $4,911 $5,994

Cheapest Josephville, MO Car Insurance for Seniors

Take a look at Josephville, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Josephville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $1,894 $1,894
Farmers $2,067 $2,196
GEICO $1,428 $1,878
Liberty Mutual $2,277 $2,556
Nationwide $1,411 $1,486
Progressive $1,660 $1,704
State Farm $1,419 $1,419
USAA $1,467 $1,486

Cheapest Josephville, MO Car Insurance Rates After a DUI

A DUI in Josephville, MO increases car insurance rates. Compare Josephville, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Josephville, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
American Family $4,334
Farmers $4,509
GEICO $3,997
Liberty Mutual $5,069
Nationwide $3,243
Progressive $3,270
State Farm $2,576
USAA $3,627

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Cheapest Josephville, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Josephville, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Josephville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,240 $3,304
Farmers $4,276 $4,276
GEICO $2,811 $2,912
Liberty Mutual $4,722 $4,722
Nationwide $2,386 $2,386
Progressive $3,419 $3,419
State Farm $2,511 $2,640
USAA $2,571 $2,760

The Best Cheap Car Insurance Companies in Josephville, MO

Take a look at a side-by-side comparison of the top car insurance companies in Josephville, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Josephville, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,272
Farmers $4,276
GEICO $2,862
Liberty Mutual $4,722
Nationwide $2,386
Progressive $3,419
State Farm $2,576
USAA $2,665

Category Winners: Cheapest Car Insurance in Josephville, Missouri

Find the cheapest car insurance companies in Josephville, MO for each category right here.

Best Annual Car Insurance Rates by Company in Josephville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Josephville, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Josephville car insurance rates. Find the cheapest Josephville, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Josephville, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,165 $3,375 $3,277
Farmers $4,005 $4,238 $4,584
GEICO $2,653 $2,889 $3,043
Liberty Mutual $4,433 $4,746 $4,987
Nationwide $2,232 $2,411 $2,516
Progressive $3,072 $3,428 $3,758
State Farm $2,388 $2,588 $2,751
USAA $2,548 $2,657 $2,791

What affects car insurance rates in Josephville, Missouri?

What factors can have an impact on Josephville, MO car insurance? There are several reasons why Josephville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Josephville, Missouri.

Commute Time in Josephville

The more time you spend in your car the higher the risk of an accident. The average commute length in Josephville, MO is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in Josephville, MO

Ready to find affordable Josephville, Missouri car insurance today? Enter your ZIP code for fast, free Josephville, MO car insurance quotes.

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