Compare Julian, CA Car Insurance Rates (2021)

Car insurance in Julian, CA averages $283 a month. Julian, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Julian car insurance rates, compare quotes from the top car insurance companies in Julian, CA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Julian, CA after a DUI are $4,773/year
  • Average car insurance rates in Julian, CA are $3,402/year
  • The cheapest car insurance company in Julian for teen drivers is USAA

If you need to buy Julian, California car insurance, the options can be confusing. Everything you need to know about car insurance in Julian, CA is right here.

You’ll find Julian car insurance rates, the cheapest Julian, CA car insurance companies, and information on California car insurance laws. You can also compare Julian, California car insurance rates to Oakland car insurance rates, Long Beach car insurance rates, and San Jose car insurance rates.

Ready to find affordable Julian, CA car insurance today? Enter your ZIP code for fast, free Julian car insurance quotes.

Cheapest Julian, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Julian, CA car insurance rates? Every Julian, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Julian, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,570 $2,582 $1,870 $1,902 $7,065 $8,910 $3,330 $3,702
Farmers $2,507 $2,507 $2,260 $2,260 $8,007 $13,134 $2,971 $3,309
GEICO $1,693 $1,694 $1,592 $1,592 $5,157 $5,257 $2,432 $2,492
Liberty Mutual $2,184 $2,062 $2,035 $1,969 $4,713 $5,044 $2,453 $2,485
Nationwide $2,775 $2,653 $2,419 $2,285 $6,959 $7,688 $3,298 $3,269
Progressive $1,630 $1,680 $1,386 $1,647 $4,320 $5,229 $2,358 $2,541
State Farm $3,222 $3,222 $2,879 $2,879 $5,919 $7,333 $3,567 $3,679
Travelers $2,410 $2,334 $2,131 $2,109 $4,973 $5,684 $3,132 $3,065
USAA $1,840 $1,744 $1,798 $1,807 $4,167 $4,192 $2,550 $2,411

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Julian, CA

Every driver must carry the minimum car insurance in Julian, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Julian, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Julian, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Julian, CA to rates for a clean record with top companies.

Annual Julian, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,401 $4,066 $6,346 $3,154
Farmers $3,415 $4,650 $5,794 $4,619
GEICO $1,915 $2,955 $3,708 $2,376
Liberty Mutual $2,489 $3,334 $3,011 $2,638
Nationwide $2,738 $3,505 $5,925 $3,505
Progressive $1,700 $2,883 $3,369 $2,443
State Farm $2,916 $3,478 $6,572 $3,384
Travelers $2,158 $3,511 $4,079 $3,172
USAA $1,704 $2,530 $4,153 $1,867

Cheapest Julian, CA Car Insurance for Teen Drivers

Teen car insurance in Julian, CA can be expensive. Take a look at rates from the top car insurance companies in Julian for teenagers.

Annual Car Insurance Rates for Teen Drivers in Julian, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,065 $8,910
Farmers $8,007 $13,134
GEICO $5,157 $5,257
Liberty Mutual $4,713 $5,044
Nationwide $6,959 $7,688
Progressive $4,320 $5,229
State Farm $5,919 $7,333
Travelers $4,973 $5,684
USAA $4,167 $4,192

Cheapest Julian, CA Car Insurance for Seniors

Take a look at Julian, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Julian, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,902
Farmers $2,260 $2,260
GEICO $1,592 $1,592
Liberty Mutual $2,035 $1,969
Nationwide $2,419 $2,285
Progressive $1,386 $1,647
State Farm $2,879 $2,879
Travelers $2,131 $2,109
USAA $1,798 $1,807

Cheapest Julian, CA Car Insurance Rates After a DUI

A DUI in Julian, CA increases car insurance rates. Compare Julian, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Julian, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,346
Farmers $5,794
GEICO $3,708
Liberty Mutual $3,011
Nationwide $5,925
Progressive $3,369
State Farm $6,572
Travelers $4,079
USAA $4,153

Cheapest Julian, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Julian, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Julian, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,606 $4,378
Farmers $4,191 $5,047
GEICO $2,488 $2,989
Liberty Mutual $2,633 $3,104
Nationwide $3,461 $4,375
Progressive $2,364 $2,834
State Farm $3,940 $4,235
Travelers $2,906 $3,553
USAA $2,362 $2,765

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

The Best Cheap Car Insurance Companies in Julian, CA

Take a look at a side-by-side comparison of the top car insurance companies in Julian, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Julian, California

Insurance Company Average Annual Rates
Allstate $3,992
Farmers $4,619
GEICO $2,739
Liberty Mutual $2,868
Nationwide $3,918
Progressive $2,599
State Farm $4,088
Travelers $3,230
USAA $2,564

Category Winners: Cheapest Car Insurance in Julian, California

Find the cheapest car insurance companies in Julian, CA for each category right here.

Best Annual Car Insurance Rates by Company in Julian, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Julian, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Julian car insurance rates. Find the cheapest Julian, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Julian, California

Insurance Company Low Medium High
Allstate $3,812 $4,021 $4,141
Farmers $4,308 $4,655 $4,895
GEICO $2,503 $2,766 $2,946
Liberty Mutual $2,661 $2,894 $3,050
Nationwide $3,530 $3,977 $4,248
Progressive $2,342 $2,667 $2,787
State Farm $3,712 $4,151 $4,400
Travelers $2,819 $3,316 $3,554
USAA $2,341 $2,610 $2,740

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

What affects car insurance rates in Julian, California?

What factors can have an impact on Julian, CA car insurance? There are several reasons why Julian car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Julian, California.

Commute Time in Julian

The more time you spend in your car the higher the risk of an accident. The average commute length in Julian, CA is 27.0 minutes according to City-Data.

Compare Car Insurance Quotes in Julian, CA

Ready to find affordable Julian, California car insurance today? Enter your ZIP code for fast, free Julian, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption