Compare Junction City, AR Car Insurance Rates (2021)

Car insurance in Junction City, AR averages $352 a month. Junction City, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Junction City car insurance rates, compare quotes from the top car insurance companies in Junction City, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Junction City, AR are $4,222/year
  • The cheapest car insurance company in Junction City is USAA
  • Average car insurance rates in Junction City, AR after a DUI are $5,092/year

If you need to buy Junction City, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Junction City, AR is right here.

You’ll find Junction City car insurance rates, the cheapest Junction City, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Junction City, Arkansas car insurance rates to Hot Springs car insurance rates, North Little Rock car insurance rates, and Conway car insurance rates.

Ready to find affordable Junction City, AR car insurance today? Enter your ZIP code for fast, free Junction City car insurance quotes.

Cheapest Junction City, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Junction City, AR car insurance rates? Every Junction City, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Junction City, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,085 $3,131 $2,728 $2,925 $10,757 $12,812 $3,447 $3,760
Farmers $2,348 $2,337 $2,103 $2,205 $9,500 $9,833 $2,688 $2,843
GEICO $2,713 $2,693 $2,511 $2,441 $6,706 $6,759 $2,645 $2,681
Liberty Mutual $2,453 $2,631 $2,316 $2,583 $8,242 $9,071 $2,645 $2,778
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $2,781 $2,652 $2,281 $2,380 $11,403 $12,861 $3,333 $3,606
State Farm $1,902 $1,902 $1,690 $1,690 $5,324 $6,717 $2,140 $2,444
Travelers $2,388 $2,436 $2,344 $2,353 $13,664 $21,878 $2,549 $2,976
USAA $1,477 $1,495 $1,366 $1,380 $4,662 $4,887 $1,914 $2,068

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Minimum Car Insurance in Junction City, AR

Every driver must carry the minimum car insurance in Junction City, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Junction City, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Junction City, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Junction City, AR. Compare credit history car insurance rates in Junction City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Junction City, Arkansas

Insurance Company Poor Fair Good
Allstate $6,716 $5,122 $4,154
Farmers $4,826 $4,030 $3,840
GEICO $4,368 $3,585 $2,977
Liberty Mutual $5,925 $3,555 $2,789
Nationwide $4,545 $3,642 $3,312
Progressive $5,879 $4,984 $4,624
State Farm $4,314 $2,595 $2,020
Travelers $7,265 $6,052 $5,654
USAA $3,196 $2,173 $1,849

Cheapest Junction City, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Junction City, AR to rates for a clean record with top companies.

Annual Junction City, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,440 $5,540 $6,093 $5,250
Farmers $3,580 $4,576 $4,470 $4,302
GEICO $2,450 $3,787 $5,701 $2,637
Liberty Mutual $2,810 $4,514 $5,277 $3,758
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,455 $6,162 $4,677 $5,354
State Farm $2,742 $3,210 $2,976 $2,976
Travelers $5,301 $5,477 $8,005 $6,512
USAA $1,846 $2,342 $3,387 $2,049

Cheapest Junction City, AR Car Insurance for Teen Drivers

Teen car insurance in Junction City, AR can be expensive. Take a look at rates from the top car insurance companies in Junction City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Junction City, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,757 $12,812
Farmers $9,500 $9,833
GEICO $6,706 $6,759
Liberty Mutual $8,242 $9,071
Nationwide $6,216 $7,979
Progressive $11,403 $12,861
State Farm $5,324 $6,717
Travelers $13,664 $21,878
USAA $4,662 $4,887

Cheapest Junction City, AR Car Insurance for Seniors

Take a look at Junction City, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Junction City, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,728 $2,925
Farmers $2,103 $2,205
GEICO $2,511 $2,441
Liberty Mutual $2,316 $2,583
Nationwide $2,364 $2,513
Progressive $2,281 $2,380
State Farm $1,690 $1,690
Travelers $2,344 $2,353
USAA $1,366 $1,380

Cheapest Junction City, AR Car Insurance Rates After a DUI

A DUI in Junction City, AR increases car insurance rates. Compare Junction City, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Junction City, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,093
Farmers $4,470
GEICO $5,701
Liberty Mutual $5,277
Nationwide $5,241
Progressive $4,677
State Farm $2,976
Travelers $8,005
USAA $3,387

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Cheapest Junction City, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Junction City, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Junction City, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,331 $5,331
Farmers $4,232 $4,232
GEICO $3,625 $3,662
Liberty Mutual $4,090 $4,090
Nationwide $3,833 $3,833
Progressive $5,162 $5,162
State Farm $2,905 $3,048
Travelers $6,324 $6,324
USAA $2,336 $2,476

The Best Cheap Car Insurance Companies in Junction City, AR

Take a look at a side-by-side comparison of the top car insurance companies in Junction City, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Junction City, Arkansas

Insurance Company Average Annual Rates
Allstate $5,331
Farmers $4,232
GEICO $3,644
Liberty Mutual $4,090
Nationwide $3,833
Progressive $5,162
State Farm $2,976
Travelers $6,324
USAA $2,406

Category Winners: Cheapest Car Insurance in Junction City, Arkansas

Find the cheapest car insurance companies in Junction City, AR for each category right here.

Best Annual Car Insurance Rates by Company in Junction City, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Junction City, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Junction City car insurance rates. Find the cheapest Junction City, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Junction City, Arkansas

Insurance Company Low Medium High
Allstate $5,200 $5,327 $5,464
Farmers $4,053 $4,195 $4,448
GEICO $3,492 $3,642 $3,796
Liberty Mutual $3,957 $4,064 $4,249
Nationwide $3,882 $3,758 $3,859
Progressive $4,819 $5,093 $5,575
State Farm $2,839 $2,974 $3,116
Travelers $6,062 $6,342 $6,567
USAA $2,308 $2,397 $2,513

What affects car insurance rates in Junction City, Arkansas?

What factors can have an impact on Junction City, AR car insurance? There are several reasons why Junction City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Junction City, Arkansas.

Commute Time in Junction City

The more time you spend in your car the higher the risk of an accident. The average commute length in Junction City, AR is 20.8 minutes according to City-Data.

Compare Car Insurance Quotes in Junction City, AR

Ready to find affordable Junction City, Arkansas car insurance today? Enter your ZIP code for fast, free Junction City, AR car insurance quotes.

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Average Monthly Car Insurance Rates by State