Compare Junction City, KY Car Insurance Rates (2021)

Car insurance in Junction City, KY averages $352 a month. Junction City, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Junction City car insurance rates, compare quotes from the top car insurance companies in Junction City, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Junction City for teen drivers is USAA
  • The cheapest car insurance company in Junction City is State Farm
  • Average car insurance rates in Junction City, KY are $4,223/year

If you need to buy Junction City, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Junction City, KY is right here.

You’ll find Junction City car insurance rates, the cheapest Junction City, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Junction City, Kentucky car insurance rates to Bowling Green car insurance rates, Richmond car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Junction City, KY car insurance today? Enter your ZIP code for fast, free Junction City car insurance quotes.

Cheapest Junction City, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Junction City, KY car insurance rates? Every Junction City, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Junction City, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,055 $11,831 $13,282 $3,482 $3,670
GEICO $3,286 $3,041 $3,436 $3,112 $6,749 $7,991 $2,682 $2,313
Liberty Mutual $2,560 $2,769 $2,168 $2,420 $11,126 $12,315 $2,676 $2,784
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,164 $2,040 $1,960 $1,958 $10,985 $12,445 $2,682 $2,725
State Farm $1,670 $1,670 $1,493 $1,493 $4,773 $6,069 $1,859 $2,052
Travelers $2,053 $2,086 $2,031 $2,032 $10,070 $16,184 $2,153 $2,452
USAA $1,882 $1,882 $1,701 $1,725 $5,037 $5,301 $2,370 $2,588

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Minimum Car Insurance in Junction City, KY

Every driver must carry the minimum car insurance in Junction City, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Junction City, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Junction City, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Junction City, KY. Compare credit history car insurance rates in Junction City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Junction City, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $6,702 $3,346 $2,180
Liberty Mutual $6,922 $4,270 $3,365
Nationwide $5,260 $4,162 $3,616
Progressive $5,136 $4,510 $4,214
State Farm $3,792 $2,305 $1,807
Travelers $5,433 $4,615 $4,599
USAA $4,181 $2,343 $1,909

Cheapest Junction City, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Junction City, KY to rates for a clean record with top companies.

Annual Junction City, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,197
GEICO $2,428 $4,321 $6,581 $2,974
Liberty Mutual $4,041 $6,229 $4,841 $4,298
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,815 $5,685 $4,350 $4,631
State Farm $2,420 $2,850 $2,635 $2,635
Travelers $4,257 $4,376 $6,339 $4,560
USAA $2,120 $2,994 $3,577 $2,553

Cheapest Junction City, KY Car Insurance for Teen Drivers

Teen car insurance in Junction City, KY can be expensive. Take a look at rates from the top car insurance companies in Junction City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Junction City, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $6,749 $7,991
Liberty Mutual $11,126 $12,315
Nationwide $7,042 $8,761
Progressive $10,985 $12,445
State Farm $4,773 $6,069
Travelers $10,070 $16,184
USAA $5,037 $5,301

Cheapest Junction City, KY Car Insurance for Seniors

Take a look at Junction City, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Junction City, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,055
GEICO $3,436 $3,112
Liberty Mutual $2,168 $2,420
Nationwide $2,775 $2,893
Progressive $1,960 $1,958
State Farm $1,493 $1,493
Travelers $2,031 $2,032
USAA $1,701 $1,725

Cheapest Junction City, KY Car Insurance Rates After a DUI

A DUI in Junction City, KY increases car insurance rates. Compare Junction City, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Junction City, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,428
GEICO $6,581
Liberty Mutual $4,841
Nationwide $5,633
Progressive $4,350
State Farm $2,635
Travelers $6,339
USAA $3,577

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Cheapest Junction City, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Junction City, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Junction City, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,038 $4,114
Liberty Mutual $4,852 $4,852
Nationwide $4,346 $4,346
Progressive $4,620 $4,620
State Farm $2,568 $2,701
Travelers $4,883 $4,883
USAA $2,707 $2,914

The Best Cheap Car Insurance Companies in Junction City, KY

Take a look at a side-by-side comparison of the top car insurance companies in Junction City, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Junction City, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $4,076
Liberty Mutual $4,852
Nationwide $4,346
Progressive $4,620
State Farm $2,635
Travelers $4,883
USAA $2,811

Category Winners: Cheapest Car Insurance in Junction City, Kentucky

Find the cheapest car insurance companies in Junction City, KY for each category right here.

Best Annual Car Insurance Rates by Company in Junction City, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Junction City, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Junction City car insurance rates. Find the cheapest Junction City, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Junction City, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $3,806 $4,060 $4,363
Liberty Mutual $4,621 $4,823 $5,114
Nationwide $4,367 $4,301 $4,370
Progressive $4,226 $4,551 $5,084
State Farm $2,448 $2,630 $2,826
Travelers $4,614 $4,906 $5,128
USAA $2,683 $2,804 $2,946

What affects car insurance rates in Junction City, Kentucky?

What factors can have an impact on Junction City, KY car insurance? There are several reasons why Junction City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Junction City, Kentucky.

Commute Time in Junction City

The more time you spend in your car the higher the risk of an accident. The average commute length in Junction City, KY is 27.9 minutes according to City-Data.

Compare Car Insurance Quotes in Junction City, KY

Ready to find affordable Junction City, Kentucky car insurance today? Enter your ZIP code for fast, free Junction City, KY car insurance quotes.

Free Car Insurance Comparison

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