Compare Junction City, OR Car Insurance Rates (2021)

Car insurance in Junction City, OR averages $264 a month. Junction City, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Junction City car insurance rates, compare quotes from the top car insurance companies in Junction City, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Junction City, OR after a DUI are $3,743/year
  • Average car insurance rates in Junction City, OR are $3,172/year
  • The cheapest car insurance company in Junction City for teen drivers is USAA

If you need to buy Junction City, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Junction City, OR is right here.

You’ll find Junction City car insurance rates, the cheapest Junction City, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Junction City, Oregon car insurance rates to Bend car insurance rates, Salem car insurance rates, and Medford car insurance rates.

Ready to find affordable Junction City, OR car insurance today? Enter your ZIP code for fast, free Junction City car insurance quotes.

Cheapest Junction City, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Junction City, OR car insurance rates? Every Junction City, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Junction City, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,787 $2,599 $2,555 $2,584 $8,416 $9,383 $2,914 $2,920
American Family $2,144 $2,144 $1,913 $1,913 $5,294 $8,291 $2,144 $2,248
Farmers $1,885 $1,842 $1,668 $1,774 $7,740 $7,907 $2,110 $2,162
GEICO $2,187 $2,106 $2,042 $2,054 $5,600 $5,061 $2,330 $1,985
Liberty Mutual $2,566 $2,704 $2,228 $2,478 $8,340 $9,005 $2,462 $2,480
Nationwide $2,074 $2,068 $1,848 $1,935 $4,747 $5,946 $2,418 $2,552
Progressive $1,669 $1,509 $1,454 $1,499 $7,145 $7,846 $1,983 $1,865
State Farm $1,548 $1,548 $1,419 $1,419 $4,963 $6,218 $1,757 $2,023
Travelers $1,700 $1,704 $1,531 $1,587 $4,735 $5,702 $1,770 $1,791
USAA $1,615 $1,564 $1,606 $1,545 $4,948 $5,297 $2,076 $2,149

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Minimum Car Insurance in Junction City, OR

Every driver must carry the minimum car insurance in Junction City, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Junction City, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Junction City, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Junction City, OR. Compare credit history car insurance rates in Junction City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Junction City, Oregon

Insurance Company Poor Fair Good
Allstate $5,599 $3,948 $3,262
American Family $4,139 $3,058 $2,588
Farmers $3,913 $3,206 $3,039
GEICO $3,522 $2,921 $2,320
Liberty Mutual $5,903 $3,495 $2,701
Nationwide $3,560 $2,830 $2,456
Progressive $3,505 $3,033 $2,826
State Farm $3,648 $2,327 $1,861
Travelers $3,215 $2,512 $1,969
USAA $3,904 $2,170 $1,726

Cheapest Junction City, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Junction City, OR to rates for a clean record with top companies.

Annual Junction City, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,441 $4,635 $4,803 $4,200
American Family $2,267 $3,494 $4,381 $2,904
Farmers $2,856 $3,679 $3,597 $3,412
GEICO $1,924 $3,076 $4,038 $2,645
Liberty Mutual $3,573 $4,000 $4,588 $3,970
Nationwide $2,502 $2,678 $3,786 $2,828
Progressive $2,360 $4,285 $3,034 $2,805
State Farm $2,313 $3,031 $2,552 $2,552
Travelers $2,081 $2,663 $2,978 $2,538
USAA $1,886 $2,638 $3,668 $2,208

Cheapest Junction City, OR Car Insurance for Teen Drivers

Teen car insurance in Junction City, OR can be expensive. Take a look at rates from the top car insurance companies in Junction City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Junction City, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,416 $9,383
American Family $5,294 $8,291
Farmers $7,740 $7,907
GEICO $5,600 $5,061
Liberty Mutual $8,340 $9,005
Nationwide $4,747 $5,946
Progressive $7,145 $7,846
State Farm $4,963 $6,218
Travelers $4,735 $5,702
USAA $4,948 $5,297

Cheapest Junction City, OR Car Insurance for Seniors

Take a look at Junction City, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Junction City, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,555 $2,584
American Family $1,913 $1,913
Farmers $1,668 $1,774
GEICO $2,042 $2,054
Liberty Mutual $2,228 $2,478
Nationwide $1,848 $1,935
Progressive $1,454 $1,499
State Farm $1,419 $1,419
Travelers $1,531 $1,587
USAA $1,606 $1,545

Cheapest Junction City, OR Car Insurance Rates After a DUI

A DUI in Junction City, OR increases car insurance rates. Compare Junction City, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Junction City, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,803
American Family $4,381
Farmers $3,597
GEICO $4,038
Liberty Mutual $4,588
Nationwide $3,786
Progressive $3,034
State Farm $2,552
Travelers $2,978
USAA $3,668

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Cheapest Junction City, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Junction City, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Junction City, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,270 $4,270
American Family $3,211 $3,312
Farmers $3,386 $3,386
GEICO $2,876 $2,966
Liberty Mutual $4,033 $4,033
Nationwide $2,948 $2,948
Progressive $3,121 $3,121
State Farm $2,545 $2,679
Travelers $2,463 $2,667
USAA $2,526 $2,674

The Best Cheap Car Insurance Companies in Junction City, OR

Take a look at a side-by-side comparison of the top car insurance companies in Junction City, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Junction City, Oregon

Insurance Company Average Annual Rates
Allstate $4,270
American Family $3,262
Farmers $3,386
GEICO $2,921
Liberty Mutual $4,033
Nationwide $2,948
Progressive $3,121
State Farm $2,612
Travelers $2,565
USAA $2,600

Category Winners: Cheapest Car Insurance in Junction City, Oregon

Find the cheapest car insurance companies in Junction City, OR for each category right here.

Best Annual Car Insurance Rates by Company in Junction City, Oregon

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Junction City, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Junction City car insurance rates. Find the cheapest Junction City, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Junction City, Oregon

Insurance Company Low Medium High
Allstate $4,094 $4,260 $4,455
American Family $3,245 $3,448 $3,092
Farmers $3,178 $3,343 $3,637
GEICO $2,672 $2,936 $3,154
Liberty Mutual $3,775 $4,022 $4,301
Nationwide $2,812 $3,027 $3,007
Progressive $3,009 $3,106 $3,249
State Farm $2,468 $2,615 $2,752
Travelers $2,421 $2,553 $2,722
USAA $2,485 $2,603 $2,712

What affects car insurance rates in Junction City, Oregon?

What factors can have an impact on Junction City, OR car insurance? There are several reasons why Junction City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Junction City, Oregon.

Commute Time in Junction City

The more time you spend in your car the higher the risk of an accident. The average commute length in Junction City, OR is 23.1 minutes according to City-Data.

Compare Car Insurance Quotes in Junction City, OR

Ready to find affordable Junction City, Oregon car insurance today? Enter your ZIP code for fast, free Junction City, OR car insurance quotes.

Free Car Insurance Comparison

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