Compare Junction, TX Car Insurance Rates (2021)

Car insurance in Junction, TX averages $310 a month. Junction, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Junction car insurance rates, compare quotes from the top car insurance companies in Junction, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Junction for teen drivers is USAA
  • The cheapest car insurance company in Junction is USAA
  • Average car insurance rates in Junction, TX are $3,715/year

If you need to buy Junction, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Junction, TX is right here.

You’ll find Junction car insurance rates, the cheapest Junction, TX car insurance companies, and information on Texas car insurance laws. You can also compare Junction, Texas car insurance rates to Fort Worth car insurance rates, Laredo car insurance rates, and El Paso car insurance rates.

Ready to find affordable Junction, TX car insurance today? Enter your ZIP code for fast, free Junction car insurance quotes.

Cheapest Junction, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Junction, TX car insurance rates? Every Junction, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Junction, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,659 $3,562 $3,562 $9,248 $11,259 $4,489 $4,720
American Family $2,326 $2,565 $2,126 $2,412 $5,721 $7,521 $3,248 $3,696
GEICO $2,309 $2,482 $2,221 $2,500 $4,942 $5,148 $2,490 $2,489
Nationwide $2,572 $2,616 $2,272 $2,408 $7,216 $9,282 $3,015 $3,265
Progressive $2,450 $2,337 $2,172 $2,217 $10,023 $11,191 $2,905 $2,953
State Farm $1,986 $1,986 $1,759 $1,759 $4,626 $5,871 $2,150 $2,218
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

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Minimum Car Insurance in Junction, TX

Every driver must carry the minimum car insurance in Junction, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Junction, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Junction, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Junction, TX. Compare credit history car insurance rates in Junction from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Junction, Texas

Insurance Company Poor Fair Good
Allstate $7,031 $5,129 $4,377
American Family $5,150 $3,175 $2,780
GEICO $4,735 $2,687 $1,796
Nationwide $4,906 $3,926 $3,411
Progressive $5,119 $4,402 $4,071
State Farm $3,961 $2,462 $1,960
USAA $3,399 $1,957 $1,572

Cheapest Junction, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Junction, TX to rates for a clean record with top companies.

Annual Junction, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,356 $6,544 $6,793 $4,356
American Family $3,391 $4,269 $3,757 $3,391
GEICO $2,610 $3,426 $2,890 $3,364
Nationwide $3,537 $3,537 $5,251 $3,998
Progressive $3,952 $5,094 $4,623 $4,455
State Farm $2,496 $2,845 $3,339 $2,496
USAA $1,726 $2,539 $2,992 $1,980

Cheapest Junction, TX Car Insurance for Teen Drivers

Teen car insurance in Junction, TX can be expensive. Take a look at rates from the top car insurance companies in Junction for teenagers.

Annual Car Insurance Rates for Teen Drivers in Junction, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,248 $11,259
American Family $5,721 $7,521
GEICO $4,942 $5,148
Nationwide $7,216 $9,282
Progressive $10,023 $11,191
State Farm $4,626 $5,871
USAA $4,118 $4,497

Cheapest Junction, TX Car Insurance for Seniors

Take a look at Junction, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Junction, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,562 $3,562
American Family $2,126 $2,412
GEICO $2,221 $2,500
Nationwide $2,272 $2,408
Progressive $2,172 $2,217
State Farm $1,759 $1,759
USAA $1,408 $1,400

Cheapest Junction, TX Car Insurance Rates After a DUI

A DUI in Junction, TX increases car insurance rates. Compare Junction, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Junction, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,793
American Family $3,757
GEICO $2,890
Nationwide $5,251
Progressive $4,623
State Farm $3,339
USAA $2,992

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Cheapest Junction, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Junction, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Junction, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,387 $5,638
American Family $3,702 $3,702
GEICO $3,014 $3,132
Nationwide $4,081 $4,081
Progressive $4,531 $4,531
State Farm $2,794 $2,794
USAA $2,280 $2,339

The Best Cheap Car Insurance Companies in Junction, TX

Take a look at a side-by-side comparison of the top car insurance companies in Junction, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Junction, Texas

Insurance Company Average Annual Rates
Allstate $5,513
American Family $3,702
GEICO $3,073
Nationwide $4,081
Progressive $4,531
State Farm $2,794
USAA $2,309

Category Winners: Cheapest Car Insurance in Junction, Texas

Find the cheapest car insurance companies in Junction, TX for each category right here.

Best Annual Car Insurance Rates by Company in Junction, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Junction, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Junction car insurance rates. Find the cheapest Junction, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Junction, Texas

Insurance Company Low Medium High
Allstate $5,419 $5,478 $5,641
American Family $3,478 $3,585 $4,042
GEICO $2,913 $3,032 $3,273
Nationwide $4,377 $3,906 $3,959
Progressive $4,304 $4,510 $4,779
State Farm $2,658 $2,787 $2,937
USAA $2,237 $2,301 $2,391

What affects car insurance rates in Junction, Texas?

What factors can have an impact on Junction, TX car insurance? There are several reasons why Junction car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Junction, Texas.

Car Theft in Junction

High levels of vehicle theft can make car insurance more expensive. Junction, TX car theft statistics from the FBI indicate 2 vehicle thefts a year.

Commute Time in Junction

The more time you spend in your car the higher the risk of an accident. The average commute length in Junction, TX is 16.5 minutes according to City-Data.

Compare Car Insurance Quotes in Junction, TX

Ready to find affordable Junction, Texas car insurance today? Enter your ZIP code for fast, free Junction, TX car insurance quotes.

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