Compare Kaiser, MO Car Insurance Rates (2021)

Car insurance in Kaiser, MO averages $275 a month. Kaiser, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kaiser car insurance rates, compare quotes from the top car insurance companies in Kaiser, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Kaiser is Nationwide
  • Average car insurance rates in Kaiser, MO after a DUI are $3,829/year
  • The cheapest car insurance company in Kaiser for teen drivers is Nationwide

If you need to buy Kaiser, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Kaiser, MO is right here.

You’ll find Kaiser car insurance rates, the cheapest Kaiser, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Kaiser, Missouri car insurance rates to Lee’s Summit car insurance rates, St. Louis car insurance rates, and Springfield car insurance rates.

Ready to find affordable Kaiser, MO car insurance today? Enter your ZIP code for fast, free Kaiser car insurance quotes.

Cheapest Kaiser, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kaiser, MO car insurance rates? Every Kaiser, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kaiser, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,716 $2,637 $2,437 $2,515 $7,369 $7,979 $2,618 $2,710
American Family $2,191 $2,191 $1,948 $1,948 $5,884 $7,675 $2,191 $2,574
Farmers $2,388 $2,376 $2,131 $2,262 $9,891 $10,219 $2,714 $2,824
GEICO $1,729 $1,940 $1,347 $1,728 $5,421 $5,738 $1,582 $1,590
Liberty Mutual $2,778 $3,015 $2,282 $2,563 $9,408 $10,458 $2,934 $3,140
Nationwide $1,476 $1,508 $1,320 $1,399 $3,782 $4,847 $1,689 $1,827
Progressive $2,250 $2,117 $1,841 $1,890 $7,068 $7,971 $2,757 $2,837
State Farm $1,577 $1,577 $1,408 $1,408 $4,509 $5,674 $1,772 $2,029
USAA $1,604 $1,598 $1,429 $1,469 $4,629 $5,676 $2,017 $2,258

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Kaiser, MO

Every driver must carry the minimum car insurance in Kaiser, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Kaiser, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kaiser, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kaiser, MO. Compare credit history car insurance rates in Kaiser from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kaiser, Missouri

Insurance Company Poor Fair Good
Allstate $5,341 $3,435 $2,842
American Family $4,350 $3,054 $2,572
Farmers $4,964 $4,145 $3,942
GEICO $3,635 $2,370 $1,898
Liberty Mutual $6,571 $3,997 $3,149
Nationwide $2,630 $2,174 $1,890
Progressive $4,162 $3,440 $3,173
State Farm $3,409 $2,234 $1,840
USAA $4,340 $1,994 $1,421

Cheapest Kaiser, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kaiser, MO to rates for a clean record with top companies.

Annual Kaiser, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,338 $3,753 $4,637 $3,763
American Family $2,522 $3,585 $4,334 $2,860
Farmers $3,764 $4,684 $4,580 $4,374
GEICO $2,046 $2,666 $3,603 $2,222
Liberty Mutual $3,329 $4,762 $4,919 $5,279
Nationwide $1,752 $2,250 $3,004 $1,918
Progressive $3,138 $4,131 $3,456 $3,641
State Farm $2,295 $2,694 $2,494 $2,494
USAA $2,105 $2,518 $3,432 $2,285

Cheapest Kaiser, MO Car Insurance for Teen Drivers

Teen car insurance in Kaiser, MO can be expensive. Take a look at rates from the top car insurance companies in Kaiser for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kaiser, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,369 $7,979
American Family $5,884 $7,675
Farmers $9,891 $10,219
GEICO $5,421 $5,738
Liberty Mutual $9,408 $10,458
Nationwide $3,782 $4,847
Progressive $7,068 $7,971
State Farm $4,509 $5,674
USAA $4,629 $5,676

Cheapest Kaiser, MO Car Insurance for Seniors

Take a look at Kaiser, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kaiser, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,437 $2,515
American Family $1,948 $1,948
Farmers $2,131 $2,262
GEICO $1,347 $1,728
Liberty Mutual $2,282 $2,563
Nationwide $1,320 $1,399
Progressive $1,841 $1,890
State Farm $1,408 $1,408
USAA $1,429 $1,469

Cheapest Kaiser, MO Car Insurance Rates After a DUI

A DUI in Kaiser, MO increases car insurance rates. Compare Kaiser, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kaiser, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,637
American Family $4,334
Farmers $4,580
GEICO $3,603
Liberty Mutual $4,919
Nationwide $3,004
Progressive $3,456
State Farm $2,494
USAA $3,432

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kaiser, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kaiser, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kaiser, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $3,873
American Family $3,292 $3,359
Farmers $4,350 $4,350
GEICO $2,585 $2,683
Liberty Mutual $4,572 $4,572
Nationwide $2,231 $2,231
Progressive $3,591 $3,591
State Farm $2,435 $2,554
USAA $2,491 $2,680

The Best Cheap Car Insurance Companies in Kaiser, MO

Take a look at a side-by-side comparison of the top car insurance companies in Kaiser, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kaiser, Missouri

Insurance Company Average Annual Rates
Allstate $3,873
American Family $3,325
Farmers $4,350
GEICO $2,634
Liberty Mutual $4,572
Nationwide $2,231
Progressive $3,591
State Farm $2,494
USAA $2,585

Category Winners: Cheapest Car Insurance in Kaiser, Missouri

Find the cheapest car insurance companies in Kaiser, MO for each category right here.

Best Annual Car Insurance Rates by Company in Kaiser, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kaiser, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kaiser car insurance rates. Find the cheapest Kaiser, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kaiser, Missouri

Insurance Company Low Medium High
Allstate $3,735 $3,865 $4,018
American Family $3,236 $3,431 $3,309
Farmers $4,067 $4,310 $4,674
GEICO $2,462 $2,653 $2,788
Liberty Mutual $4,322 $4,592 $4,803
Nationwide $2,096 $2,253 $2,343
Progressive $3,253 $3,598 $3,923
State Farm $2,348 $2,500 $2,634
USAA $2,491 $2,578 $2,686

What affects car insurance rates in Kaiser, Missouri?

What factors can have an impact on Kaiser, MO car insurance? There are several reasons why Kaiser car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kaiser, Missouri.

Traffic in Kaiser

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Kaiser, MO traffic data from INRIX ranks Kaiser as the 529th-most congested in the world.

Compare Car Insurance Quotes in Kaiser, MO

Ready to find affordable Kaiser, Missouri car insurance today? Enter your ZIP code for fast, free Kaiser, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption