Compare Kalama, WA Car Insurance Rates (2021)

Car insurance in Kalama, WA averages $237 a month. Kalama, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kalama car insurance rates, compare quotes from the top car insurance companies in Kalama, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kalama, WA are $2,840/year
  • The cheapest car insurance company in Kalama for teen drivers is Nationwide
  • Average car insurance rates in Kalama, WA after a DUI are $3,330/year

If you need to buy Kalama, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Kalama, WA is right here.

You’ll find Kalama car insurance rates, the cheapest Kalama, WA car insurance companies, and information on Washington car insurance laws. You can also compare Kalama, Washington car insurance rates to Tacoma car insurance rates, Spokane car insurance rates, and Spokane Valley car insurance rates.

Ready to find affordable Kalama, WA car insurance today? Enter your ZIP code for fast, free Kalama car insurance quotes.

Cheapest Kalama, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kalama, WA car insurance rates? Every Kalama, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kalama, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,988 $1,965 $1,839 $1,926 $6,911 $7,991 $2,110 $2,187
American Family $1,821 $1,821 $1,663 $1,663 $6,955 $9,504 $1,821 $2,445
Farmers $1,790 $1,837 $1,640 $1,856 $4,005 $4,283 $2,248 $2,326
GEICO $1,913 $1,947 $1,795 $1,795 $4,154 $5,427 $3,231 $2,352
Liberty Mutual $1,628 $1,781 $1,457 $1,702 $9,082 $10,032 $1,739 $1,891
Nationwide $1,292 $1,320 $1,202 $1,250 $3,410 $4,157 $1,531 $1,652
Progressive $1,460 $1,365 $1,312 $1,328 $7,330 $8,222 $1,751 $1,750
State Farm $1,441 $1,441 $1,296 $1,296 $4,092 $5,179 $1,633 $1,879
USAA $1,200 $1,183 $1,156 $1,156 $5,257 $6,217 $1,520 $1,664

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Minimum Car Insurance in Kalama, WA

Every driver must carry the minimum car insurance in Kalama, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Kalama, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kalama, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kalama, WA. Compare credit history car insurance rates in Kalama from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kalama, Washington

Insurance Company Poor Fair Good
Allstate $4,182 $3,182 $2,729
American Family $4,086 $3,336 $2,963
Farmers $3,056 $2,298 $2,140
GEICO $3,365 $2,692 $2,423
Liberty Mutual $5,234 $3,226 $2,531
Nationwide $2,345 $1,853 $1,732
Progressive $3,380 $3,012 $2,802
State Farm $3,305 $1,991 $1,551
USAA $3,053 $2,238 $1,967

Cheapest Kalama, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kalama, WA to rates for a clean record with top companies.

Annual Kalama, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,835 $3,541 $3,915 $3,167
American Family $2,775 $3,554 $4,115 $3,402
Farmers $2,080 $2,581 $2,761 $2,570
GEICO $2,183 $2,789 $4,151 $2,183
Liberty Mutual $3,127 $3,937 $4,015 $3,577
Nationwide $1,542 $2,079 $2,603 $1,683
Progressive $2,485 $3,874 $2,902 $2,998
State Farm $2,079 $2,485 $2,282 $2,282
USAA $1,777 $2,577 $3,222 $2,101

Cheapest Kalama, WA Car Insurance for Teen Drivers

Teen car insurance in Kalama, WA can be expensive. Take a look at rates from the top car insurance companies in Kalama for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kalama, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,911 $7,991
American Family $6,955 $9,504
Farmers $4,005 $4,283
GEICO $4,154 $5,427
Liberty Mutual $9,082 $10,032
Nationwide $3,410 $4,157
Progressive $7,330 $8,222
State Farm $4,092 $5,179
USAA $5,257 $6,217

Cheapest Kalama, WA Car Insurance for Seniors

Take a look at Kalama, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kalama, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,839 $1,926
American Family $1,663 $1,663
Farmers $1,640 $1,856
GEICO $1,795 $1,795
Liberty Mutual $1,457 $1,702
Nationwide $1,202 $1,250
Progressive $1,312 $1,328
State Farm $1,296 $1,296
USAA $1,156 $1,156

Cheapest Kalama, WA Car Insurance Rates After a DUI

A DUI in Kalama, WA increases car insurance rates. Compare Kalama, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kalama, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,915
American Family $4,115
Farmers $2,761
GEICO $4,151
Liberty Mutual $4,015
Nationwide $2,603
Progressive $2,902
State Farm $2,282
USAA $3,222

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Cheapest Kalama, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kalama, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kalama, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,364 $3,364
American Family $3,391 $3,532
Farmers $2,498 $2,498
GEICO $2,791 $2,862
Liberty Mutual $3,664 $3,664
Nationwide $1,977 $1,977
Progressive $3,065 $3,065
State Farm $2,221 $2,344
USAA $2,395 $2,443

The Best Cheap Car Insurance Companies in Kalama, WA

Take a look at a side-by-side comparison of the top car insurance companies in Kalama, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kalama, Washington

Insurance Company Average Annual Rates
Allstate $3,364
American Family $3,462
Farmers $2,498
GEICO $2,827
Liberty Mutual $3,664
Nationwide $1,977
Progressive $3,065
State Farm $2,282
USAA $2,419

Category Winners: Cheapest Car Insurance in Kalama, Washington

Find the cheapest car insurance companies in Kalama, WA for each category right here.

Best Annual Car Insurance Rates by Company in Kalama, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Kalama, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kalama car insurance rates. Find the cheapest Kalama, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kalama, Washington

Insurance Company Low Medium High
Allstate $3,154 $3,353 $3,586
American Family $3,277 $3,457 $3,651
Farmers $2,322 $2,496 $2,677
GEICO $2,644 $2,828 $3,007
Liberty Mutual $3,447 $3,669 $3,876
Nationwide $1,870 $1,975 $2,085
Progressive $2,807 $2,994 $3,394
State Farm $2,134 $2,289 $2,423
USAA $2,266 $2,418 $2,574

What affects car insurance rates in Kalama, Washington?

What factors can have an impact on Kalama, WA car insurance? There are several reasons why Kalama car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kalama, Washington.

Car Theft in Kalama

High levels of vehicle theft can make car insurance more expensive. Kalama, WA car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Kalama

The more time you spend in your car the higher the risk of an accident. The average commute length in Kalama, WA is 24.6 minutes according to City-Data.

Traffic in Kalama

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Kalama, WA traffic data from INRIX ranks Kalama as the 969th-most congested in the world.

Compare Car Insurance Quotes in Kalama, WA

Ready to find affordable Kalama, Washington car insurance today? Enter your ZIP code for fast, free Kalama, WA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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