Compare Kalida, OH Car Insurance Rates (2021)

Car insurance in Kalida, OH averages $204 a month. Kalida, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kalida car insurance rates, compare quotes from the top car insurance companies in Kalida, OH.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kalida is American Family
  • The cheapest car insurance company in Kalida for teen drivers is American Family
  • Average car insurance rates in Kalida, OH are $2,447/year

If you need to buy Kalida, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Kalida, OH is right here.

You’ll find Kalida car insurance rates, the cheapest Kalida, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Kalida, Ohio car insurance rates to Cincinnati car insurance rates, Canton car insurance rates, and Lorain car insurance rates.

Ready to find affordable Kalida, OH car insurance today? Enter your ZIP code for fast, free Kalida car insurance quotes.

Cheapest Kalida, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kalida, OH car insurance rates? Every Kalida, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kalida, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,781 $1,776 $1,605 $1,714 $4,854 $5,561 $1,877 $2,007
American Family $877 $910 $795 $800 $2,553 $2,770 $1,075 $1,131
Farmers $1,634 $1,628 $1,440 $1,517 $7,117 $7,382 $1,833 $1,919
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,636 $1,537 $1,364 $1,410 $7,342 $8,265 $1,949 $2,017
State Farm $1,258 $1,258 $1,123 $1,123 $3,883 $4,876 $1,460 $1,676
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

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Minimum Car Insurance in Kalida, OH

Every driver must carry the minimum car insurance in Kalida, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Kalida, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kalida, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kalida, OH. Compare credit history car insurance rates in Kalida from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kalida, Ohio

Insurance Company Poor Fair Good
Allstate $3,389 $2,475 $2,076
American Family $1,804 $1,238 $1,050
Farmers $3,466 $2,925 $2,785
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,576 $3,098 $2,896
State Farm $2,966 $1,834 $1,446
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

Cheapest Kalida, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kalida, OH to rates for a clean record with top companies.

Annual Kalida, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,235 $2,688 $3,143 $2,520
American Family $1,308 $1,382 $1,382 $1,382
Farmers $2,522 $3,246 $3,166 $3,301
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,750 $3,743 $2,932 $3,336
State Farm $1,900 $2,265 $2,082 $2,082
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheapest Kalida, OH Car Insurance for Teen Drivers

Teen car insurance in Kalida, OH can be expensive. Take a look at rates from the top car insurance companies in Kalida for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kalida, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,854 $5,561
American Family $2,553 $2,770
Farmers $7,117 $7,382
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $7,342 $8,265
State Farm $3,883 $4,876
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheapest Kalida, OH Car Insurance for Seniors

Take a look at Kalida, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kalida, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,605 $1,714
American Family $795 $800
Farmers $1,440 $1,517
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,364 $1,410
State Farm $1,123 $1,123
Travelers $1,247 $1,242
USAA $798 $797

Cheapest Kalida, OH Car Insurance Rates After a DUI

A DUI in Kalida, OH increases car insurance rates. Compare Kalida, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kalida, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,143
American Family $1,382
Farmers $3,166
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,932
State Farm $2,082
Travelers $3,940
USAA $1,861

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Cheapest Kalida, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kalida, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kalida, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,647 $2,647
American Family $1,348 $1,380
Farmers $3,059 $3,059
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $3,190 $3,190
State Farm $2,031 $2,133
Travelers $2,726 $2,726
USAA $1,328 $1,433

The Best Cheap Car Insurance Companies in Kalida, OH

Take a look at a side-by-side comparison of the top car insurance companies in Kalida, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kalida, Ohio

Insurance Company Average Annual Rates
Allstate $2,647
American Family $1,364
Farmers $3,059
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $3,190
State Farm $2,082
Travelers $2,726
USAA $1,380

Category Winners: Cheapest Car Insurance in Kalida, Ohio

Find the cheapest car insurance companies in Kalida, OH for each category right here.

Best Annual Car Insurance Rates by Company in Kalida, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Kalida, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kalida car insurance rates. Find the cheapest Kalida, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kalida, Ohio

Insurance Company Low Medium High
Allstate $2,575 $2,642 $2,723
American Family $1,342 $1,374 $1,376
Farmers $2,909 $3,017 $3,250
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $3,046 $3,159 $3,365
State Farm $1,985 $2,088 $2,174
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

What affects car insurance rates in Kalida, Ohio?

What factors can have an impact on Kalida, OH car insurance? There are several reasons why Kalida car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kalida, Ohio.

Commute Time in Kalida

The more time you spend in your car the higher the risk of an accident. The average commute length in Kalida, OH is 21.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kalida, OH

Ready to find affordable Kalida, Ohio car insurance today? Enter your ZIP code for fast, free Kalida, OH car insurance quotes.

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