Compare Kamiah, ID Car Insurance Rates (2021)

Car insurance in Kamiah, ID averages $251 a month. Kamiah, Idaho car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Kamiah car insurance rates, compare quotes from the top car insurance companies in Kamiah, ID.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kamiah, ID after a DUI are $3,724/year
  • The cheapest car insurance company in Kamiah is State Farm
  • Average car insurance rates in Kamiah, ID are $3,008/year

If you need to buy Kamiah, Idaho car insurance, the options can be confusing. Everything you need to know about car insurance in Kamiah, ID is right here.

You’ll find Kamiah car insurance rates, the cheapest Kamiah, ID car insurance companies, and information on Idaho car insurance laws. You can also compare Kamiah, Idaho car insurance rates to Coeur d’Alene car insurance rates, Idaho Falls car insurance rates, and Meridian car insurance rates.

Ready to find affordable Kamiah, ID car insurance today? Enter your ZIP code for fast, free Kamiah car insurance quotes.

Cheapest Kamiah, ID Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kamiah, ID car insurance rates? Every Kamiah, Idaho car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kamiah, Idaho

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,689 $2,677 $2,327 $2,412 $9,827 $11,368 $3,021 $3,212
American Family $2,088 $2,088 $1,859 $1,859 $7,355 $9,596 $2,088 $2,629
Farmers $1,664 $1,651 $1,470 $1,552 $7,947 $8,215 $1,922 $2,035
GEICO $2,016 $1,991 $1,919 $1,863 $4,278 $5,328 $2,718 $2,106
Liberty Mutual $1,551 $1,674 $1,257 $1,401 $4,951 $5,501 $1,650 $1,750
Nationwide $1,889 $1,933 $1,704 $1,807 $4,697 $5,796 $2,218 $2,389
State Farm $1,230 $1,230 $1,106 $1,106 $3,653 $4,603 $1,388 $1,604
Travelers $1,416 $1,439 $1,422 $1,415 $6,924 $10,895 $1,506 $1,734
USAA $1,173 $1,178 $1,137 $1,126 $3,833 $4,295 $1,557 $1,687

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Minimum Car Insurance in Kamiah, ID

Every driver must carry the minimum car insurance in Kamiah, ID. Take a look at the Idaho car insurance requirements.

Minimum Required Car Insurance Coverage in Kamiah, Idaho

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kamiah, ID Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kamiah, ID. Compare credit history car insurance rates in Kamiah from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kamiah, Idaho

Insurance Company Poor Fair Good
Allstate $6,200 $4,207 $3,668
American Family $4,776 $3,404 $2,905
Farmers $3,735 $3,163 $3,023
GEICO $3,377 $2,696 $2,260
Liberty Mutual $3,528 $2,162 $1,711
Nationwide $3,348 $2,701 $2,363
State Farm $2,796 $1,767 $1,406
Travelers $3,832 $3,220 $2,980
USAA $2,941 $1,695 $1,359

Cheapest Kamiah, ID Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kamiah, ID to rates for a clean record with top companies.

Annual Kamiah, Idaho Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,869 $4,859 $5,446 $4,594
American Family $2,917 $4,122 $4,444 $3,299
Farmers $2,891 $3,656 $3,416 $3,264
GEICO $1,704 $2,720 $3,808 $2,879
Liberty Mutual $2,048 $2,564 $2,650 $2,606
Nationwide $2,144 $2,781 $3,884 $2,408
State Farm $1,816 $2,163 $1,990 $1,990
Travelers $2,065 $2,934 $5,098 $3,279
USAA $1,433 $2,042 $2,781 $1,737

Cheapest Kamiah, ID Car Insurance for Teen Drivers

Teen car insurance in Kamiah, ID can be expensive. Take a look at rates from the top car insurance companies in Kamiah for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kamiah, Idaho

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,827 $11,368
American Family $7,355 $9,596
Farmers $7,947 $8,215
GEICO $4,278 $5,328
Liberty Mutual $4,951 $5,501
Nationwide $4,697 $5,796
State Farm $3,653 $4,603
Travelers $6,924 $10,895
USAA $3,833 $4,295

Cheapest Kamiah, ID Car Insurance for Seniors

Take a look at Kamiah, ID senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kamiah, Idaho

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,327 $2,412
American Family $1,859 $1,859
Farmers $1,470 $1,552
GEICO $1,919 $1,863
Liberty Mutual $1,257 $1,401
Nationwide $1,704 $1,807
State Farm $1,106 $1,106
Travelers $1,422 $1,415
USAA $1,137 $1,126

Cheapest Kamiah, ID Car Insurance Rates After a DUI

A DUI in Kamiah, ID increases car insurance rates. Compare Kamiah, Idaho DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kamiah, Idaho

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,446
American Family $4,444
Farmers $3,416
GEICO $3,808
Liberty Mutual $2,650
Nationwide $3,884
State Farm $1,990
Travelers $5,098
USAA $2,781

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Cheapest Kamiah, ID Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kamiah, ID by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kamiah, Idaho

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,692 $4,692
American Family $3,619 $3,771
Farmers $3,307 $3,307
GEICO $2,730 $2,825
Liberty Mutual $2,467 $2,467
Nationwide $2,804 $2,804
State Farm $1,942 $2,037
Travelers $3,344 $3,344
USAA $1,974 $2,022

The Best Cheap Car Insurance Companies in Kamiah, ID

Take a look at a side-by-side comparison of the top car insurance companies in Kamiah, ID to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kamiah, Idaho

Insurance Company Average Annual Rates
Allstate $4,692
American Family $3,695
Farmers $3,307
GEICO $2,778
Liberty Mutual $2,467
Nationwide $2,804
State Farm $1,990
Travelers $3,344
USAA $1,998

Category Winners: Cheapest Car Insurance in Kamiah, Idaho

Find the cheapest car insurance companies in Kamiah, ID for each category right here.

Best Annual Car Insurance Rates by Company in Kamiah, Idaho

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Kamiah, ID Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kamiah car insurance rates. Find the cheapest Kamiah, ID car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kamiah, Idaho

Insurance Company Low Medium High
Allstate $4,552 $4,685 $4,838
American Family $3,705 $3,879 $3,502
Farmers $3,161 $3,274 $3,486
GEICO $2,640 $2,773 $2,920
Liberty Mutual $2,345 $2,463 $2,593
Nationwide $2,770 $2,945 $2,697
State Farm $1,884 $1,994 $2,092
Travelers $3,306 $3,393 $3,334
USAA $1,949 $1,995 $2,050

What affects car insurance rates in Kamiah, Idaho?

What factors can have an impact on Kamiah, ID car insurance? There are several reasons why Kamiah car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kamiah, Idaho.

Commute Time in Kamiah

The more time you spend in your car the higher the risk of an accident. The average commute length in Kamiah, ID is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in Kamiah, ID

Ready to find affordable Kamiah, Idaho car insurance today? Enter your ZIP code for fast, free Kamiah, ID car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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