Compare Karnes City, TX Car Insurance Rates (2021)

Car insurance in Karnes City, TX averages $308 a month. Karnes City, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Karnes City car insurance rates, compare quotes from the top car insurance companies in Karnes City, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Karnes City is USAA
  • Average car insurance rates in Karnes City, TX after a DUI are $4,187/year
  • The cheapest car insurance company in Karnes City for teen drivers is USAA

If you need to buy Karnes City, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Karnes City, TX is right here.

You’ll find Karnes City car insurance rates, the cheapest Karnes City, TX car insurance companies, and information on Texas car insurance laws. You can also compare Karnes City, Texas car insurance rates to Houston car insurance rates, Fort Worth car insurance rates, and Laredo car insurance rates.

Ready to find affordable Karnes City, TX car insurance today? Enter your ZIP code for fast, free Karnes City car insurance quotes.

Cheapest Karnes City, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Karnes City, TX car insurance rates? Every Karnes City, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Karnes City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,299 $3,335 $3,259 $3,259 $8,590 $10,383 $4,079 $4,262
American Family $2,670 $2,963 $2,478 $2,831 $6,963 $9,162 $3,811 $4,352
GEICO $2,352 $2,535 $2,269 $2,563 $5,082 $5,305 $2,540 $2,541
Nationwide $2,386 $2,428 $2,108 $2,232 $6,800 $8,727 $2,806 $3,035
Progressive $2,422 $2,296 $2,159 $2,200 $10,215 $11,376 $2,864 $2,896
State Farm $1,793 $1,793 $1,591 $1,591 $4,207 $5,346 $1,944 $2,006
USAA $1,487 $1,498 $1,420 $1,412 $4,154 $4,529 $1,982 $2,130

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Minimum Car Insurance in Karnes City, TX

Every driver must carry the minimum car insurance in Karnes City, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Karnes City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Karnes City, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Karnes City, TX. Compare credit history car insurance rates in Karnes City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Karnes City, Texas

Insurance Company Poor Fair Good
Allstate $6,429 $4,713 $4,032
American Family $6,082 $3,801 $3,328
GEICO $4,855 $2,752 $1,838
Nationwide $4,579 $3,675 $3,190
Progressive $5,119 $4,432 $4,110
State Farm $3,588 $2,234 $1,780
USAA $3,416 $1,974 $1,589

Cheapest Karnes City, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Karnes City, TX to rates for a clean record with top companies.

Annual Karnes City, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,960 $6,024 $6,290 $3,960
American Family $4,018 $5,104 $4,476 $4,018
GEICO $2,674 $3,522 $2,954 $3,444
Nationwide $3,310 $3,310 $4,902 $3,738
Progressive $3,970 $5,142 $4,634 $4,469
State Farm $2,261 $2,581 $3,033 $2,261
USAA $1,737 $2,559 $3,017 $1,993

Cheapest Karnes City, TX Car Insurance for Teen Drivers

Teen car insurance in Karnes City, TX can be expensive. Take a look at rates from the top car insurance companies in Karnes City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Karnes City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,590 $10,383
American Family $6,963 $9,162
GEICO $5,082 $5,305
Nationwide $6,800 $8,727
Progressive $10,215 $11,376
State Farm $4,207 $5,346
USAA $4,154 $4,529

Cheapest Karnes City, TX Car Insurance for Seniors

Take a look at Karnes City, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Karnes City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,259 $3,259
American Family $2,478 $2,831
GEICO $2,269 $2,563
Nationwide $2,108 $2,232
Progressive $2,159 $2,200
State Farm $1,591 $1,591
USAA $1,420 $1,412

Cheapest Karnes City, TX Car Insurance Rates After a DUI

A DUI in Karnes City, TX increases car insurance rates. Compare Karnes City, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Karnes City, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,290
American Family $4,476
GEICO $2,954
Nationwide $4,902
Progressive $4,634
State Farm $3,033
USAA $3,017

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Cheapest Karnes City, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Karnes City, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Karnes City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,942 $5,174
American Family $4,404 $4,404
GEICO $3,089 $3,208
Nationwide $3,815 $3,815
Progressive $4,554 $4,554
State Farm $2,534 $2,534
USAA $2,297 $2,356

The Best Cheap Car Insurance Companies in Karnes City, TX

Take a look at a side-by-side comparison of the top car insurance companies in Karnes City, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Karnes City, Texas

Insurance Company Average Annual Rates
Allstate $5,058
American Family $4,404
GEICO $3,148
Nationwide $3,815
Progressive $4,554
State Farm $2,534
USAA $2,326

Category Winners: Cheapest Car Insurance in Karnes City, Texas

Find the cheapest car insurance companies in Karnes City, TX for each category right here.

Best Annual Car Insurance Rates by Company in Karnes City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Karnes City, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Karnes City car insurance rates. Find the cheapest Karnes City, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Karnes City, Texas

Insurance Company Low Medium High
Allstate $4,943 $5,015 $5,216
American Family $4,116 $4,252 $4,843
GEICO $2,983 $3,105 $3,357
Nationwide $4,120 $3,650 $3,676
Progressive $4,326 $4,531 $4,804
State Farm $2,407 $2,525 $2,669
USAA $2,249 $2,317 $2,414

What affects car insurance rates in Karnes City, Texas?

What factors can have an impact on Karnes City, TX car insurance? There are several reasons why Karnes City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Karnes City, Texas.

Car Theft in Karnes City

High levels of vehicle theft can make car insurance more expensive. Karnes City, TX car theft statistics from the FBI indicate 4 vehicle thefts a year.

Commute Time in Karnes City

The more time you spend in your car the higher the risk of an accident. The average commute length in Karnes City, TX is 21.8 minutes according to City-Data.

Compare Car Insurance Quotes in Karnes City, TX

Ready to find affordable Karnes City, Texas car insurance today? Enter your ZIP code for fast, free Karnes City, TX car insurance quotes.

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