Compare Karns City, PA Car Insurance Rates (2021)

Car insurance in Karns City, PA averages $338 a month. Karns City, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Karns City car insurance rates, compare quotes from the top car insurance companies in Karns City, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Karns City, PA after a DUI are $4,413/year
  • Average car insurance rates in Karns City, PA are $4,058/year
  • The cheapest car insurance company in Karns City is USAA

If you need to buy Karns City, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Karns City, PA is right here.

You’ll find Karns City car insurance rates, the cheapest Karns City, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Karns City, Pennsylvania car insurance rates to York car insurance rates, Altoona car insurance rates, and Lancaster car insurance rates.

Ready to find affordable Karns City, PA car insurance today? Enter your ZIP code for fast, free Karns City car insurance quotes.

Cheapest Karns City, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Karns City, PA car insurance rates? Every Karns City, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Karns City, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,576 $2,576 $2,350 $2,350 $8,325 $8,325 $2,861 $2,861
GEICO $2,134 $1,845 $1,965 $1,701 $5,339 $4,627 $2,171 $1,877
Liberty Mutual $4,166 $4,166 $3,814 $3,814 $12,225 $12,225 $5,297 $5,297
Nationwide $1,940 $1,940 $1,831 $1,831 $5,415 $5,415 $2,171 $2,171
Progressive $2,858 $2,858 $2,549 $2,549 $9,086 $9,086 $3,688 $3,688
State Farm $1,903 $1,903 $1,664 $1,664 $6,597 $6,597 $2,088 $2,088
Travelers $1,601 $1,601 $1,706 $1,706 $22,967 $22,967 $1,947 $1,947
USAA $1,189 $1,189 $1,073 $1,073 $3,570 $3,570 $1,583 $1,583

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Minimum Car Insurance in Karns City, PA

Every driver must carry the minimum car insurance in Karns City, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Karns City, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Karns City, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Karns City, PA. Compare credit history car insurance rates in Karns City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Karns City, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,151 $3,837 $3,096
GEICO $4,067 $2,288 $1,767
Liberty Mutual $8,142 $5,834 $5,151
Nationwide $3,333 $2,736 $2,448
Progressive $6,025 $4,219 $3,391
State Farm $4,362 $2,699 $2,129
Travelers $7,686 $6,935 $6,545
USAA $2,319 $1,720 $1,523

Cheapest Karns City, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Karns City, PA to rates for a clean record with top companies.

Annual Karns City, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,859 $4,536 $3,859 $3,859
GEICO $1,997 $3,382 $2,673 $2,777
Liberty Mutual $5,831 $6,649 $6,511 $6,511
Nationwide $2,042 $2,733 $3,833 $2,748
Progressive $4,128 $5,673 $4,242 $4,138
State Farm $2,825 $3,301 $3,063 $3,063
Travelers $5,050 $7,123 $8,926 $7,123
USAA $1,492 $2,058 $2,198 $1,668

Cheapest Karns City, PA Car Insurance for Teen Drivers

Teen car insurance in Karns City, PA can be expensive. Take a look at rates from the top car insurance companies in Karns City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Karns City, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,325 $8,325
GEICO $5,339 $4,627
Liberty Mutual $12,225 $12,225
Nationwide $5,415 $5,415
Progressive $9,086 $9,086
State Farm $6,597 $6,597
Travelers $22,967 $22,967
USAA $3,570 $3,570

Cheapest Karns City, PA Car Insurance for Seniors

Take a look at Karns City, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Karns City, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,350 $2,350
GEICO $1,965 $1,701
Liberty Mutual $3,814 $3,814
Nationwide $1,831 $1,831
Progressive $2,549 $2,549
State Farm $1,664 $1,664
Travelers $1,706 $1,706
USAA $1,073 $1,073

Cheapest Karns City, PA Car Insurance Rates After a DUI

A DUI in Karns City, PA increases car insurance rates. Compare Karns City, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Karns City, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,859
GEICO $2,673
Liberty Mutual $6,511
Nationwide $3,833
Progressive $4,242
State Farm $3,063
Travelers $8,926
USAA $2,198

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Cheapest Karns City, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Karns City, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Karns City, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,951 $4,105
GEICO $2,662 $2,753
Liberty Mutual $6,212 $6,540
Nationwide $2,839 $2,839
Progressive $4,545 $4,545
State Farm $2,973 $3,153
Travelers $7,055 $7,055
USAA $1,801 $1,907

The Best Cheap Car Insurance Companies in Karns City, PA

Take a look at a side-by-side comparison of the top car insurance companies in Karns City, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Karns City, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,028
GEICO $2,707
Liberty Mutual $6,376
Nationwide $2,839
Progressive $4,545
State Farm $3,063
Travelers $7,055
USAA $1,854

Category Winners: Cheapest Car Insurance in Karns City, Pennsylvania

Find the cheapest car insurance companies in Karns City, PA for each category right here.

Best Annual Car Insurance Rates by Company in Karns City, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Karns City, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Karns City car insurance rates. Find the cheapest Karns City, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Karns City, Pennsylvania

Insurance Company Low Medium High
Allstate $3,865 $4,051 $4,168
GEICO $2,535 $2,727 $2,861
Liberty Mutual $6,091 $6,419 $6,618
Nationwide $2,871 $2,874 $2,772
Progressive $4,214 $4,580 $4,842
State Farm $2,903 $3,095 $3,190
Travelers $7,178 $7,050 $6,939
USAA $1,726 $1,871 $1,964

What affects car insurance rates in Karns City, Pennsylvania?

What factors can have an impact on Karns City, PA car insurance? There are several reasons why Karns City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Karns City, Pennsylvania.

Commute Time in Karns City

The more time you spend in your car the higher the risk of an accident. The average commute length in Karns City, PA is 30.8 minutes according to City-Data.

Compare Car Insurance Quotes in Karns City, PA

Ready to find affordable Karns City, Pennsylvania car insurance today? Enter your ZIP code for fast, free Karns City, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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