Compare Kaufman, TX Car Insurance Rates (2021)

Car insurance in Kaufman, TX averages $323 a month. Kaufman, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Kaufman car insurance rates, compare quotes from the top car insurance companies in Kaufman, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kaufman for teen drivers is USAA
  • Average car insurance rates in Kaufman, TX after a DUI are $4,435/year
  • The cheapest car insurance company in Kaufman is USAA

If you need to buy Kaufman, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Kaufman, TX is right here.

You’ll find Kaufman car insurance rates, the cheapest Kaufman, TX car insurance companies, and information on Texas car insurance laws. You can also compare Kaufman, Texas car insurance rates to Fort Worth car insurance rates, Corpus Christi car insurance rates, and El Paso car insurance rates.

Ready to find affordable Kaufman, TX car insurance today? Enter your ZIP code for fast, free Kaufman car insurance quotes.

Cheapest Kaufman, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kaufman, TX car insurance rates? Every Kaufman, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kaufman, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,688 $3,709 $3,637 $3,637 $9,993 $12,043 $4,567 $4,741
American Family $2,422 $2,689 $2,260 $2,581 $6,322 $8,276 $3,454 $3,934
GEICO $2,521 $2,725 $2,448 $2,770 $5,547 $5,788 $2,725 $2,725
Nationwide $2,309 $2,347 $2,041 $2,159 $6,596 $8,461 $2,718 $2,939
Progressive $2,397 $2,266 $2,138 $2,176 $10,177 $11,357 $2,834 $2,870
State Farm $2,051 $2,051 $1,829 $1,829 $4,989 $6,371 $2,235 $2,302
USAA $1,769 $1,774 $1,694 $1,675 $5,038 $5,470 $2,357 $2,516

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Minimum Car Insurance in Kaufman, TX

Every driver must carry the minimum car insurance in Kaufman, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Kaufman, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kaufman, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kaufman, TX. Compare credit history car insurance rates in Kaufman from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kaufman, Texas

Insurance Company Poor Fair Good
Allstate $7,305 $5,358 $4,593
American Family $5,495 $3,456 $3,025
GEICO $5,262 $2,975 $1,981
Nationwide $4,430 $3,563 $3,096
Progressive $5,088 $4,407 $4,086
State Farm $4,188 $2,607 $2,077
USAA $4,086 $2,368 $1,906

Cheapest Kaufman, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kaufman, TX to rates for a clean record with top companies.

Annual Kaufman, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,407 $6,946 $7,247 $4,407
American Family $3,646 $4,619 $4,058 $3,646
GEICO $2,890 $3,836 $3,183 $3,715
Nationwide $3,207 $3,207 $4,750 $3,622
Progressive $3,946 $5,117 $4,608 $4,437
State Farm $2,620 $3,015 $3,574 $2,620
USAA $2,070 $3,072 $3,627 $2,378

Cheapest Kaufman, TX Car Insurance for Teen Drivers

Teen car insurance in Kaufman, TX can be expensive. Take a look at rates from the top car insurance companies in Kaufman for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kaufman, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,993 $12,043
American Family $6,322 $8,276
GEICO $5,547 $5,788
Nationwide $6,596 $8,461
Progressive $10,177 $11,357
State Farm $4,989 $6,371
USAA $5,038 $5,470

Cheapest Kaufman, TX Car Insurance for Seniors

Take a look at Kaufman, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kaufman, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,637 $3,637
American Family $2,260 $2,581
GEICO $2,448 $2,770
Nationwide $2,041 $2,159
Progressive $2,138 $2,176
State Farm $1,829 $1,829
USAA $1,694 $1,675

Cheapest Kaufman, TX Car Insurance Rates After a DUI

A DUI in Kaufman, TX increases car insurance rates. Compare Kaufman, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kaufman, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,247
American Family $4,058
GEICO $3,183
Nationwide $4,750
Progressive $4,608
State Farm $3,574
USAA $3,627

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Cheapest Kaufman, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kaufman, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kaufman, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,605 $5,899
American Family $3,992 $3,992
GEICO $3,346 $3,466
Nationwide $3,696 $3,696
Progressive $4,527 $4,527
State Farm $2,957 $2,957
USAA $2,751 $2,822

The Best Cheap Car Insurance Companies in Kaufman, TX

Take a look at a side-by-side comparison of the top car insurance companies in Kaufman, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kaufman, Texas

Insurance Company Average Annual Rates
Allstate $5,752
American Family $3,992
GEICO $3,406
Nationwide $3,696
Progressive $4,527
State Farm $2,957
USAA $2,787

Category Winners: Cheapest Car Insurance in Kaufman, Texas

Find the cheapest car insurance companies in Kaufman, TX for each category right here.

Best Annual Car Insurance Rates by Company in Kaufman, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Kaufman, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kaufman car insurance rates. Find the cheapest Kaufman, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kaufman, Texas

Insurance Company Low Medium High
Allstate $5,628 $5,705 $5,922
American Family $3,712 $3,842 $4,423
GEICO $3,234 $3,367 $3,617
Nationwide $3,983 $3,539 $3,568
Progressive $4,304 $4,504 $4,773
State Farm $2,797 $2,946 $3,128
USAA $2,685 $2,775 $2,900

What affects car insurance rates in Kaufman, Texas?

What factors can have an impact on Kaufman, TX car insurance? There are several reasons why Kaufman car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kaufman, Texas.

Car Theft in Kaufman

High levels of vehicle theft can make car insurance more expensive. Kaufman, TX car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Kaufman

The more time you spend in your car the higher the risk of an accident. The average commute length in Kaufman, TX is 29.7 minutes according to City-Data.

Compare Car Insurance Quotes in Kaufman, TX

Ready to find affordable Kaufman, Texas car insurance today? Enter your ZIP code for fast, free Kaufman, TX car insurance quotes.

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