Compare Kearneysville, WV Car Insurance Rates (2021)

Car insurance in Kearneysville, WV averages $299 a month. Kearneysville, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kearneysville car insurance rates, compare quotes from the top car insurance companies in Kearneysville, WV.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Kearneysville for teen drivers is State Farm
  • Average car insurance rates in Kearneysville, WV after a DUI are $4,403/year
  • The cheapest car insurance company in Kearneysville is State Farm

If you need to buy Kearneysville, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Kearneysville, WV is right here.

You’ll find Kearneysville car insurance rates, the cheapest Kearneysville, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Kearneysville, West Virginia car insurance rates to Martinsburg car insurance rates, Charleston car insurance rates, and Fairmont car insurance rates.

Ready to find affordable Kearneysville, WV car insurance today? Enter your ZIP code for fast, free Kearneysville car insurance quotes.

Cheapest Kearneysville, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kearneysville, WV car insurance rates? Every Kearneysville, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kearneysville, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,406 $2,311 $2,317 $9,181 $9,589 $2,867 $2,874
GEICO $2,274 $2,242 $2,164 $2,098 $5,574 $6,721 $2,185 $2,277
Liberty Mutual $3,607 $3,915 $2,899 $3,527 $13,705 $15,460 $3,725 $4,100
Nationwide $1,789 $1,816 $1,635 $1,711 $4,520 $5,700 $2,008 $2,145
Progressive $2,034 $1,961 $1,877 $1,878 $8,698 $9,761 $2,436 $2,509
State Farm $1,411 $1,411 $1,272 $1,272 $3,131 $4,039 $1,662 $1,318
USAA $1,683 $1,661 $1,561 $1,577 $5,532 $6,132 $2,176 $2,340

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Kearneysville, WV

Every driver must carry the minimum car insurance in Kearneysville, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Kearneysville, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kearneysville, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kearneysville, WV. Compare credit history car insurance rates in Kearneysville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kearneysville, West Virginia

Insurance Company Poor Fair Good
Allstate $5,165 $4,114 $3,520
GEICO $3,849 $3,130 $2,597
Liberty Mutual $9,107 $5,597 $4,398
Nationwide $3,034 $2,565 $2,398
Progressive $4,360 $3,796 $3,528
State Farm $2,781 $1,700 $1,338
USAA $4,184 $2,398 $1,916

Cheapest Kearneysville, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kearneysville, WV to rates for a clean record with top companies.

Annual Kearneysville, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,614 $4,272 $5,085 $4,095
GEICO $1,977 $3,177 $5,493 $2,121
Liberty Mutual $5,217 $6,587 $7,295 $6,370
Nationwide $2,145 $2,838 $3,298 $2,382
Progressive $3,315 $4,424 $3,955 $3,884
State Farm $1,783 $2,096 $1,940 $1,940
USAA $2,229 $2,631 $3,754 $2,716

Cheapest Kearneysville, WV Car Insurance for Teen Drivers

Teen car insurance in Kearneysville, WV can be expensive. Take a look at rates from the top car insurance companies in Kearneysville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kearneysville, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,181 $9,589
GEICO $5,574 $6,721
Liberty Mutual $13,705 $15,460
Nationwide $4,520 $5,700
Progressive $8,698 $9,761
State Farm $3,131 $4,039
USAA $5,532 $6,132

Cheapest Kearneysville, WV Car Insurance for Seniors

Take a look at Kearneysville, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kearneysville, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,311 $2,317
GEICO $2,164 $2,098
Liberty Mutual $2,899 $3,527
Nationwide $1,635 $1,711
Progressive $1,877 $1,878
State Farm $1,272 $1,272
USAA $1,561 $1,577

Cheapest Kearneysville, WV Car Insurance Rates After a DUI

A DUI in Kearneysville, WV increases car insurance rates. Compare Kearneysville, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kearneysville, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,085
GEICO $5,493
Liberty Mutual $7,295
Nationwide $3,298
Progressive $3,955
State Farm $1,940
USAA $3,754

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kearneysville, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kearneysville, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kearneysville, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,266 $4,266
GEICO $3,157 $3,226
Liberty Mutual $6,367 $6,367
Nationwide $2,666 $2,666
Progressive $3,894 $3,894
State Farm $1,888 $1,991
USAA $2,800 $2,866

The Best Cheap Car Insurance Companies in Kearneysville, WV

Take a look at a side-by-side comparison of the top car insurance companies in Kearneysville, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kearneysville, West Virginia

Insurance Company Average Annual Rates
Allstate $4,266
GEICO $3,192
Liberty Mutual $6,367
Nationwide $2,666
Progressive $3,894
State Farm $1,940
USAA $2,833

Category Winners: Cheapest Car Insurance in Kearneysville, West Virginia

Find the cheapest car insurance companies in Kearneysville, WV for each category right here.

Best Annual Car Insurance Rates by Company in Kearneysville, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Kearneysville, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kearneysville car insurance rates. Find the cheapest Kearneysville, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kearneysville, West Virginia

Insurance Company Low Medium High
Allstate $4,135 $4,260 $4,404
GEICO $3,005 $3,199 $3,372
Liberty Mutual $6,053 $6,352 $6,696
Nationwide $2,616 $2,651 $2,730
Progressive $3,742 $3,855 $4,087
State Farm $1,816 $1,933 $2,070
USAA $2,738 $2,828 $2,933

Compare Car Insurance Quotes in Kearneysville, WV

Ready to find affordable Kearneysville, West Virginia car insurance today? Enter your ZIP code for fast, free Kearneysville, WV car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption