Compare Kearns, UT Car Insurance Rates (2021)

Car insurance in Kearns, UT averages $371 a month. Kearns, Utah car insurance requirements are 25/65/15, but you might need full coverage insurance if your car is financed. To find cheap Kearns car insurance rates, compare quotes from the top car insurance companies in Kearns, UT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kearns is USAA
  • Average car insurance rates in Kearns, UT are $4,447/year
  • Average car insurance rates in Kearns, UT after a DUI are $5,065/year

If you need to buy Kearns, Utah car insurance, the options can be confusing. Everything you need to know about car insurance in Kearns, UT is right here.

You’ll find Kearns car insurance rates, the cheapest Kearns, UT car insurance companies, and information on Utah car insurance laws. You can also compare Kearns, Utah car insurance rates to Salt Lake City car insurance rates, Sandy car insurance rates, and South Jordan car insurance rates.

Ready to find affordable Kearns, UT car insurance today? Enter your ZIP code for fast, free Kearns car insurance quotes.

Cheapest Kearns, UT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kearns, UT car insurance rates? Every Kearns, Utah car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kearns, Utah

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,781 $2,564 $2,534 $2,532 $9,037 $10,131 $2,936 $2,909
American Family $2,516 $2,516 $2,321 $2,321 $9,207 $11,942 $2,516 $2,951
Farmers $2,346 $2,319 $2,068 $2,207 $10,202 $10,524 $2,658 $2,742
GEICO $2,076 $2,325 $2,318 $2,731 $6,326 $6,742 $1,792 $1,783
Liberty Mutual $2,897 $3,117 $2,392 $2,668 $12,106 $13,435 $3,046 $3,225
Nationwide $2,236 $2,253 $1,998 $2,097 $6,285 $7,977 $2,605 $2,789
Progressive $2,656 $2,452 $2,182 $2,323 $11,295 $12,577 $3,067 $3,236
State Farm $3,786 $3,786 $3,478 $3,478 $12,013 $14,947 $4,307 $4,907
USAA $1,797 $1,758 $1,622 $1,606 $6,622 $7,734 $2,180 $2,388

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Minimum Car Insurance in Kearns, UT

Every driver must carry the minimum car insurance in Kearns, UT. Take a look at the Utah car insurance requirements.

Minimum Required Car Insurance Coverage in Kearns, Utah

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$65,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kearns, UT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kearns, UT. Compare credit history car insurance rates in Kearns from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kearns, Utah

Insurance Company Poor Fair Good
Allstate $5,920 $3,979 $3,385
American Family $5,704 $4,279 $3,625
Farmers $5,005 $4,178 $3,968
GEICO $4,978 $2,751 $2,057
Liberty Mutual $7,640 $4,727 $3,714
Nationwide $4,347 $3,320 $2,924
Progressive $5,588 $4,827 $4,505
State Farm $10,329 $5,187 $3,497
USAA $4,596 $2,942 $2,102

Cheapest Kearns, UT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kearns, UT to rates for a clean record with top companies.

Annual Kearns, Utah Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,712 $4,497 $5,294 $4,208
American Family $3,727 $4,674 $5,540 $4,204
Farmers $3,728 $4,854 $4,714 $4,236
GEICO $2,326 $3,659 $4,350 $2,711
Liberty Mutual $4,177 $5,781 $6,208 $5,277
Nationwide $2,799 $3,774 $4,424 $3,124
Progressive $4,191 $6,409 $4,390 $4,904
State Farm $5,735 $6,941 $6,338 $6,338
USAA $2,509 $3,202 $4,326 $2,817

Cheapest Kearns, UT Car Insurance for Teen Drivers

Teen car insurance in Kearns, UT can be expensive. Take a look at rates from the top car insurance companies in Kearns for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kearns, Utah

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,037 $10,131
American Family $9,207 $11,942
Farmers $10,202 $10,524
GEICO $6,326 $6,742
Liberty Mutual $12,106 $13,435
Nationwide $6,285 $7,977
Progressive $11,295 $12,577
State Farm $12,013 $14,947
USAA $6,622 $7,734

Cheapest Kearns, UT Car Insurance for Seniors

Take a look at Kearns, UT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kearns, Utah

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,534 $2,532
American Family $2,321 $2,321
Farmers $2,068 $2,207
GEICO $2,318 $2,731
Liberty Mutual $2,392 $2,668
Nationwide $1,998 $2,097
Progressive $2,182 $2,323
State Farm $3,478 $3,478
USAA $1,622 $1,606

Cheapest Kearns, UT Car Insurance Rates After a DUI

A DUI in Kearns, UT increases car insurance rates. Compare Kearns, Utah DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kearns, Utah

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,294
American Family $5,540
Farmers $4,714
GEICO $4,350
Liberty Mutual $6,208
Nationwide $4,424
Progressive $4,390
State Farm $6,338
USAA $4,326

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Cheapest Kearns, UT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kearns, UT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kearns, Utah

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,428 $4,428
American Family $4,534 $4,539
Farmers $4,383 $4,383
GEICO $3,209 $3,315
Liberty Mutual $5,276 $5,446
Nationwide $3,530 $3,530
Progressive $4,973 $4,973
State Farm $6,169 $6,506
USAA $3,178 $3,248

The Best Cheap Car Insurance Companies in Kearns, UT

Take a look at a side-by-side comparison of the top car insurance companies in Kearns, UT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kearns, Utah

Insurance Company Average Annual Rates
Allstate $4,428
American Family $4,536
Farmers $4,383
GEICO $3,262
Liberty Mutual $5,361
Nationwide $3,530
Progressive $4,973
State Farm $6,338
USAA $3,213

Category Winners: Cheapest Car Insurance in Kearns, Utah

Find the cheapest car insurance companies in Kearns, UT for each category right here.

Best Annual Car Insurance Rates by Company in Kearns, Utah

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Kearns, UT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kearns car insurance rates. Find the cheapest Kearns, UT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kearns, Utah

Insurance Company Low Medium High
Allstate $4,236 $4,419 $4,629
American Family $4,390 $4,597 $4,621
Farmers $3,983 $4,317 $4,851
GEICO $3,004 $3,250 $3,532
Liberty Mutual $5,084 $5,340 $5,657
Nationwide $3,847 $3,356 $3,387
Progressive $4,499 $4,763 $5,658
State Farm $5,875 $6,362 $6,776
USAA $3,050 $3,218 $3,372

What affects car insurance rates in Kearns, Utah?

What factors can have an impact on Kearns, UT car insurance? There are several reasons why Kearns car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kearns, Utah.

Commute Time in Kearns

The more time you spend in your car the higher the risk of an accident. The average commute length in Kearns, UT is 25.0 minutes according to City-Data.

Compare Car Insurance Quotes in Kearns, UT

Ready to find affordable Kearns, Utah car insurance today? Enter your ZIP code for fast, free Kearns, UT car insurance quotes.

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