Compare Keaton, KY Car Insurance Rates (2021)

Car insurance in Keaton, KY averages $582 a month. Keaton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Keaton car insurance rates, compare quotes from the top car insurance companies in Keaton, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Keaton, KY after a DUI are $8,330/year
  • The cheapest car insurance company in Keaton is USAA
  • Average car insurance rates in Keaton, KY are $6,987/year

If you need to buy Keaton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Keaton, KY is right here.

You’ll find Keaton car insurance rates, the cheapest Keaton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Keaton, Kentucky car insurance rates to Hopkinsville car insurance rates, Independence car insurance rates, and Florence car insurance rates.

Ready to find affordable Keaton, KY car insurance today? Enter your ZIP code for fast, free Keaton car insurance quotes.

Cheapest Keaton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Keaton, KY car insurance rates? Every Keaton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Keaton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,384 $5,275 $4,909 $5,256 $22,326 $24,772 $5,851 $6,118
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,630 $5,042 $3,910 $4,403 $20,012 $22,215 $4,822 $5,005
Nationwide $5,612 $5,527 $5,076 $5,251 $12,513 $15,335 $6,384 $6,579
Progressive $3,280 $3,103 $2,971 $2,971 $16,601 $18,846 $4,076 $4,118
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $4,016 $4,090 $3,958 $3,963 $20,555 $33,336 $4,202 $4,866
USAA $2,086 $2,099 $1,883 $1,927 $5,515 $5,811 $2,647 $2,914

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Minimum Car Insurance in Keaton, KY

Every driver must carry the minimum car insurance in Keaton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Keaton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Keaton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Keaton, KY. Compare credit history car insurance rates in Keaton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Keaton, Kentucky

Insurance Company Poor Fair Good
Allstate $13,323 $9,121 $7,515
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,606 $7,662 $5,996
Nationwide $9,567 $7,412 $6,376
Progressive $7,809 $6,820 $6,358
State Farm $5,740 $3,505 $2,756
Travelers $11,031 $9,310 $9,279
USAA $4,625 $2,592 $2,113

Cheapest Keaton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Keaton, KY to rates for a clean record with top companies.

Annual Keaton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,113 $10,845 $11,702 $9,286
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,259 $11,286 $8,731 $7,744
Nationwide $6,138 $8,016 $10,201 $6,784
Progressive $5,765 $8,634 $6,569 $7,014
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $8,576 $8,828 $12,875 $9,215
USAA $2,341 $3,319 $3,962 $2,818

Cheapest Keaton, KY Car Insurance for Teen Drivers

Teen car insurance in Keaton, KY can be expensive. Take a look at rates from the top car insurance companies in Keaton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Keaton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,326 $24,772
GEICO $8,902 $10,417
Liberty Mutual $20,012 $22,215
Nationwide $12,513 $15,335
Progressive $16,601 $18,846
State Farm $7,103 $8,745
Travelers $20,555 $33,336
USAA $5,515 $5,811

Cheapest Keaton, KY Car Insurance for Seniors

Take a look at Keaton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Keaton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,909 $5,256
GEICO $4,595 $4,158
Liberty Mutual $3,910 $4,403
Nationwide $5,076 $5,251
Progressive $2,971 $2,971
State Farm $2,371 $2,371
Travelers $3,958 $3,963
USAA $1,883 $1,927

Cheapest Keaton, KY Car Insurance Rates After a DUI

A DUI in Keaton, KY increases car insurance rates. Compare Keaton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Keaton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $11,702
GEICO $8,597
Liberty Mutual $8,731
Nationwide $10,201
Progressive $6,569
State Farm $4,000
Travelers $12,875
USAA $3,962

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Cheapest Keaton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Keaton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Keaton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,987 $9,987
GEICO $5,341 $5,438
Liberty Mutual $8,755 $8,755
Nationwide $7,785 $7,785
Progressive $6,996 $6,996
State Farm $3,895 $4,105
Travelers $9,873 $9,873
USAA $2,991 $3,229

The Best Cheap Car Insurance Companies in Keaton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Keaton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Keaton, Kentucky

Insurance Company Average Annual Rates
Allstate $9,987
GEICO $5,390
Liberty Mutual $8,755
Nationwide $7,785
Progressive $6,996
State Farm $4,000
Travelers $9,873
USAA $3,110

Category Winners: Cheapest Car Insurance in Keaton, Kentucky

Find the cheapest car insurance companies in Keaton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Keaton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Keaton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Keaton car insurance rates. Find the cheapest Keaton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Keaton, Kentucky

Insurance Company Low Medium High
Allstate $8,770 $9,923 $11,267
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,185 $8,682 $9,397
Nationwide $7,752 $7,650 $7,952
Progressive $6,249 $6,828 $7,909
State Farm $3,743 $3,988 $4,270
Travelers $9,335 $9,905 $10,380
USAA $2,950 $3,102 $3,279

Compare Car Insurance Quotes in Keaton, KY

Ready to find affordable Keaton, Kentucky car insurance today? Enter your ZIP code for fast, free Keaton, KY car insurance quotes.

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