Compare Keene, ND Car Insurance Rates (2021)

Car insurance in Keene, ND averages $364 a month. Keene, North Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Keene car insurance rates, compare quotes from the top car insurance companies in Keene, ND.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Keene, ND after a DUI are $5,206/year
  • Average car insurance rates in Keene, ND are $4,364/year
  • The cheapest car insurance company in Keene is USAA

If you need to buy Keene, North Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Keene, ND is right here.

You’ll find Keene car insurance rates, the cheapest Keene, ND car insurance companies, and information on North Dakota car insurance laws. You can also compare Keene, North Dakota car insurance rates to Williston car insurance rates, Bismarck car insurance rates, and Wahpeton car insurance rates.

Ready to find affordable Keene, ND car insurance today? Enter your ZIP code for fast, free Keene car insurance quotes.

Cheapest Keene, ND Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Keene, ND car insurance rates? Every Keene, North Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Keene, North Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,506 $2,511 $2,217 $2,348 $9,644 $11,355 $2,755 $2,981
American Family $2,833 $2,833 $2,553 $2,553 $5,947 $8,573 $2,833 $3,318
Farmers $1,933 $1,903 $1,729 $1,797 $6,883 $7,072 $2,202 $2,336
GEICO $2,163 $2,147 $1,863 $1,884 $4,150 $5,218 $1,953 $2,172
Liberty Mutual $7,257 $7,845 $5,827 $7,059 $28,822 $32,136 $7,599 $8,338
Nationwide $1,975 $2,027 $1,767 $1,890 $4,413 $5,467 $2,249 $2,393
Progressive $2,407 $2,288 $1,946 $2,024 $9,015 $10,077 $2,956 $3,001
State Farm $1,793 $1,793 $1,575 $1,575 $4,879 $6,182 $2,000 $2,257
USAA $1,139 $1,131 $927 $930 $3,928 $4,747 $1,640 $1,784

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Minimum Car Insurance in Keene, ND

Every driver must carry the minimum car insurance in Keene, ND. Take a look at the North Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Keene, North Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Keene, ND Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Keene, ND. Compare credit history car insurance rates in Keene from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Keene, North Dakota

Insurance Company Poor Fair Good
Allstate $5,730 $4,354 $3,535
American Family $5,170 $3,587 $3,033
Farmers $3,737 $3,055 $2,904
GEICO $3,222 $2,595 $2,265
Liberty Mutual $19,074 $11,368 $8,889
Nationwide $3,381 $2,628 $2,309
Progressive $4,860 $4,068 $3,715
State Farm $3,857 $2,452 $1,962
USAA $2,801 $1,773 $1,511

Cheapest Keene, ND Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Keene, ND to rates for a clean record with top companies.

Annual Keene, North Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,672 $4,042 $6,172 $4,273
American Family $2,875 $4,096 $5,457 $3,292
Farmers $2,724 $3,473 $3,429 $3,302
GEICO $1,556 $2,605 $4,084 $2,529
Liberty Mutual $11,630 $13,123 $14,263 $13,426
Nationwide $2,037 $2,823 $3,909 $2,321
Progressive $3,885 $4,799 $3,932 $4,241
State Farm $2,559 $2,955 $2,757 $2,757
USAA $1,441 $2,040 $2,854 $1,779

Cheapest Keene, ND Car Insurance for Teen Drivers

Teen car insurance in Keene, ND can be expensive. Take a look at rates from the top car insurance companies in Keene for teenagers.

Annual Car Insurance Rates for Teen Drivers in Keene, North Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,644 $11,355
American Family $5,947 $8,573
Farmers $6,883 $7,072
GEICO $4,150 $5,218
Liberty Mutual $28,822 $32,136
Nationwide $4,413 $5,467
Progressive $9,015 $10,077
State Farm $4,879 $6,182
USAA $3,928 $4,747

Cheapest Keene, ND Car Insurance for Seniors

Take a look at Keene, ND senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Keene, North Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,217 $2,348
American Family $2,553 $2,553
Farmers $1,729 $1,797
GEICO $1,863 $1,884
Liberty Mutual $5,827 $7,059
Nationwide $1,767 $1,890
Progressive $1,946 $2,024
State Farm $1,575 $1,575
USAA $927 $930

Cheapest Keene, ND Car Insurance Rates After a DUI

A DUI in Keene, ND increases car insurance rates. Compare Keene, North Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Keene, North Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,172
American Family $5,457
Farmers $3,429
GEICO $4,084
Liberty Mutual $14,263
Nationwide $3,909
Progressive $3,932
State Farm $2,757
USAA $2,854

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Cheapest Keene, ND Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Keene, ND by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Keene, North Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,429 $4,651
American Family $3,881 $3,979
Farmers $3,232 $3,232
GEICO $2,663 $2,724
Liberty Mutual $13,110 $13,110
Nationwide $2,773 $2,773
Progressive $4,214 $4,214
State Farm $2,683 $2,831
USAA $2,008 $2,049

The Best Cheap Car Insurance Companies in Keene, ND

Take a look at a side-by-side comparison of the top car insurance companies in Keene, ND to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Keene, North Dakota

Insurance Company Average Annual Rates
Allstate $4,540
American Family $3,930
Farmers $3,232
GEICO $2,694
Liberty Mutual $13,110
Nationwide $2,773
Progressive $4,214
State Farm $2,757
USAA $2,028

Category Winners: Cheapest Car Insurance in Keene, North Dakota

Find the cheapest car insurance companies in Keene, ND for each category right here.

Best Annual Car Insurance Rates by Company in Keene, North Dakota

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Keene, ND Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Keene car insurance rates. Find the cheapest Keene, ND car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Keene, North Dakota

Insurance Company Low Medium High
Allstate $4,454 $4,538 $4,627
American Family $4,061 $4,126 $3,604
Farmers $3,164 $3,219 $3,313
GEICO $2,647 $2,689 $2,745
Liberty Mutual $12,831 $13,056 $13,445
Nationwide $2,708 $2,759 $2,851
Progressive $4,099 $4,201 $4,343
State Farm $2,691 $2,764 $2,816
USAA $1,977 $2,030 $2,079

Compare Car Insurance Quotes in Keene, ND

Ready to find affordable Keene, North Dakota car insurance today? Enter your ZIP code for fast, free Keene, ND car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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