Compare Kelly, NC Car Insurance Rates (2021)

Car insurance in Kelly, NC averages $309 a month. Kelly, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Kelly car insurance rates, compare quotes from the top car insurance companies in Kelly, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kelly, NC are $3,709/year
  • The cheapest car insurance company in Kelly is Liberty Mutual
  • Average car insurance rates in Kelly, NC after a DUI are $6,930/year

If you need to buy Kelly, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Kelly, NC is right here.

You’ll find Kelly car insurance rates, the cheapest Kelly, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Kelly, North Carolina car insurance rates to Cary car insurance rates, Charlotte car insurance rates, and High Point car insurance rates.

Ready to find affordable Kelly, NC car insurance today? Enter your ZIP code for fast, free Kelly car insurance quotes.

Cheapest Kelly, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kelly, NC car insurance rates? Every Kelly, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kelly, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,786 $5,786 $4,760 $4,760 $13,582 $13,582 $5,900 $5,900
GEICO $3,166 $3,097 $3,132 $3,066 $6,389 $6,327 $2,709 $2,690
Liberty Mutual $1,929 $1,929 $1,996 $1,996 $3,338 $3,338 $1,929 $1,929
Nationwide $2,654 $2,654 $2,654 $2,654 $4,402 $4,402 $2,654 $2,654
Progressive $1,994 $1,994 $1,803 $1,803 $4,368 $4,368 $2,201 $2,201
State Farm $2,920 $2,920 $2,524 $2,524 $4,294 $4,294 $3,612 $3,612
Travelers $2,836 $2,836 $2,813 $2,813 $4,706 $4,706 $2,911 $2,911

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Minimum Car Insurance in Kelly, NC

Every driver must carry the minimum car insurance in Kelly, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Kelly, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kelly, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kelly, NC. Compare credit history car insurance rates in Kelly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kelly, North Carolina

Insurance Company Poor Fair Good
Allstate $10,187 $6,577 $5,757
GEICO $4,176 $3,802 $3,488
Liberty Mutual $2,298 $2,298 $2,298
Nationwide $3,091 $3,091 $3,091
Progressive $2,910 $2,537 $2,327
State Farm $4,694 $2,995 $2,323
Travelers $3,549 $3,222 $3,179

Cheapest Kelly, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kelly, NC to rates for a clean record with top companies.

Annual Kelly, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,037 $7,162 $13,347 $5,482
GEICO $2,306 $3,242 $6,747 $2,993
Liberty Mutual $1,362 $1,754 $4,322 $1,754
Nationwide $1,806 $2,344 $5,870 $2,344
Progressive $1,219 $1,786 $5,630 $1,732
State Farm $1,804 $2,571 $6,404 $2,571
Travelers $1,951 $2,587 $6,188 $2,539

Cheapest Kelly, NC Car Insurance for Teen Drivers

Teen car insurance in Kelly, NC can be expensive. Take a look at rates from the top car insurance companies in Kelly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kelly, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,582 $13,582
GEICO $6,389 $6,327
Liberty Mutual $3,338 $3,338
Nationwide $4,402 $4,402
Progressive $4,368 $4,368
State Farm $4,294 $4,294
Travelers $4,706 $4,706

Cheapest Kelly, NC Car Insurance for Seniors

Take a look at Kelly, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kelly, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,760 $4,760
GEICO $3,132 $3,066
Liberty Mutual $1,996 $1,996
Nationwide $2,654 $2,654
Progressive $1,803 $1,803
State Farm $2,524 $2,524
Travelers $2,813 $2,813

Cheapest Kelly, NC Car Insurance Rates After a DUI

A DUI in Kelly, NC increases car insurance rates. Compare Kelly, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kelly, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $13,347
GEICO $6,747
Liberty Mutual $4,322
Nationwide $5,870
Progressive $5,630
State Farm $6,404
Travelers $6,188

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Cheapest Kelly, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kelly, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kelly, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,507 $7,507
GEICO $3,822 $3,822
Liberty Mutual $2,298 $2,298
Nationwide $3,091 $3,091
Progressive $2,592 $2,592
State Farm $3,312 $3,363
Travelers $3,316 $3,316

The Best Cheap Car Insurance Companies in Kelly, NC

Take a look at a side-by-side comparison of the top car insurance companies in Kelly, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kelly, North Carolina

Insurance Company Average Annual Rates
Allstate $7,507
GEICO $3,822
Liberty Mutual $2,298
Nationwide $3,091
Progressive $2,592
State Farm $3,338
Travelers $3,316

Category Winners: Cheapest Car Insurance in Kelly, North Carolina

Find the cheapest car insurance companies in Kelly, NC for each category right here.

Best Annual Car Insurance Rates by Company in Kelly, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Kelly, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kelly car insurance rates. Find the cheapest Kelly, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kelly, North Carolina

Insurance Company Low Medium High
Allstate $7,239 $7,480 $7,801
GEICO $3,627 $3,812 $4,027
Liberty Mutual $2,187 $2,284 $2,423
Nationwide $2,962 $3,077 $3,234
Progressive $2,462 $2,577 $2,735
State Farm $3,200 $3,322 $3,490
Travelers $3,176 $3,300 $3,473

Compare Car Insurance Quotes in Kelly, NC

Ready to find affordable Kelly, North Carolina car insurance today? Enter your ZIP code for fast, free Kelly, NC car insurance quotes.

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