Compare Kelso, TN Car Insurance Rates (2021)

Car insurance in Kelso, TN averages $295 a month. Kelso, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Kelso car insurance rates, compare quotes from the top car insurance companies in Kelso, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Kelso, TN are $3,543/year
  • Average car insurance rates in Kelso, TN after a DUI are $4,155/year
  • The cheapest car insurance company in Kelso for teen drivers is State Farm

If you need to buy Kelso, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Kelso, TN is right here.

You’ll find Kelso car insurance rates, the cheapest Kelso, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Kelso, Tennessee car insurance rates to Knoxville car insurance rates, Memphis car insurance rates, and Jackson car insurance rates.

Ready to find affordable Kelso, TN car insurance today? Enter your ZIP code for fast, free Kelso car insurance quotes.

Cheapest Kelso, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kelso, TN car insurance rates? Every Kelso, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kelso, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,839 $2,734 $2,545 $2,643 $10,463 $11,377 $3,046 $3,159
Farmers $1,494 $1,521 $1,344 $1,469 $5,992 $6,376 $2,016 $2,132
GEICO $2,128 $2,152 $1,966 $1,966 $6,288 $6,418 $2,151 $2,218
Liberty Mutual $3,672 $129 $3,014 $3,366 $14,799 $16,440 $3,944 $4,211
Nationwide $2,029 $2,050 $1,818 $1,853 $5,414 $7,005 $2,323 $2,533
Progressive $1,829 $1,729 $1,488 $1,556 $8,141 $9,169 $2,206 $2,411
State Farm $1,607 $1,607 $1,439 $1,439 $4,792 $5,997 $1,812 $2,109
Travelers $1,809 $1,906 $1,629 $1,736 $4,966 $6,106 $1,933 $2,035
USAA $1,580 $1,605 $1,426 $1,423 $5,728 $6,565 $2,065 $2,202

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Minimum Car Insurance in Kelso, TN

Every driver must carry the minimum car insurance in Kelso, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Kelso, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Kelso, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kelso, TN. Compare credit history car insurance rates in Kelso from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kelso, Tennessee

Insurance Company Poor Fair Good
Allstate $6,193 $4,737 $3,622
Farmers $3,325 $2,597 $2,457
GEICO $3,591 $3,070 $2,822
Liberty Mutual $8,892 $5,442 $4,257
Nationwide $3,761 $2,980 $2,643
Progressive $4,016 $3,456 $3,227
State Farm $3,776 $2,265 $1,759
Travelers $3,528 $2,754 $2,013
USAA $4,096 $2,398 $1,977

Cheapest Kelso, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kelso, TN to rates for a clean record with top companies.

Annual Kelso, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,077 $4,851 $5,826 $4,649
Farmers $2,387 $2,947 $3,017 $2,821
GEICO $2,284 $3,076 $5,001 $2,284
Liberty Mutual $5,028 $7,239 $6,738 $5,783
Nationwide $2,704 $2,704 $4,070 $3,033
Progressive $3,142 $4,074 $3,346 $3,703
State Farm $2,377 $2,823 $2,600 $2,600
Travelers $2,245 $2,881 $3,171 $2,764
USAA $2,048 $3,078 $3,627 $2,542

Cheapest Kelso, TN Car Insurance for Teen Drivers

Teen car insurance in Kelso, TN can be expensive. Take a look at rates from the top car insurance companies in Kelso for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kelso, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,463 $11,377
Farmers $5,992 $6,376
GEICO $6,288 $6,418
Liberty Mutual $14,799 $16,440
Nationwide $5,414 $7,005
Progressive $8,141 $9,169
State Farm $4,792 $5,997
Travelers $4,966 $6,106
USAA $5,728 $6,565

Cheapest Kelso, TN Car Insurance for Seniors

Take a look at Kelso, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kelso, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,643
Farmers $1,344 $1,469
GEICO $1,966 $1,966
Liberty Mutual $3,014 $3,366
Nationwide $1,818 $1,853
Progressive $1,488 $1,556
State Farm $1,439 $1,439
Travelers $1,629 $1,736
USAA $1,426 $1,423

Cheapest Kelso, TN Car Insurance Rates After a DUI

A DUI in Kelso, TN increases car insurance rates. Compare Kelso, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kelso, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,826
Farmers $3,017
GEICO $5,001
Liberty Mutual $6,738
Nationwide $4,070
Progressive $3,346
State Farm $2,600
Travelers $3,171
USAA $3,627

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Cheapest Kelso, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kelso, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kelso, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,851 $4,851
Farmers $2,793 $2,793
GEICO $3,145 $3,177
Liberty Mutual $6,197 $6,197
Nationwide $3,128 $3,128
Progressive $3,566 $3,566
State Farm $2,540 $2,661
Travelers $2,656 $2,874
USAA $2,745 $2,903

The Best Cheap Car Insurance Companies in Kelso, TN

Take a look at a side-by-side comparison of the top car insurance companies in Kelso, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kelso, Tennessee

Insurance Company Average Annual Rates
Allstate $4,851
Farmers $2,793
GEICO $3,161
Liberty Mutual $6,197
Nationwide $3,128
Progressive $3,566
State Farm $2,600
Travelers $2,765
USAA $2,824

Category Winners: Cheapest Car Insurance in Kelso, Tennessee

Find the cheapest car insurance companies in Kelso, TN for each category right here.

Best Annual Car Insurance Rates by Company in Kelso, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors Farmers
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Kelso, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kelso car insurance rates. Find the cheapest Kelso, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kelso, Tennessee

Insurance Company Low Medium High
Allstate $4,677 $4,839 $5,036
Farmers $2,636 $2,780 $2,963
GEICO $3,017 $3,154 $3,312
Liberty Mutual $5,944 $6,195 $6,451
Nationwide $3,154 $3,057 $3,173
Progressive $3,361 $3,565 $3,772
State Farm $2,470 $2,610 $2,720
Travelers $2,619 $2,763 $2,913
USAA $2,738 $2,814 $2,920

Compare Car Insurance Quotes in Kelso, TN

Ready to find affordable Kelso, Tennessee car insurance today? Enter your ZIP code for fast, free Kelso, TN car insurance quotes.

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