Compare Kelso, WA Car Insurance Rates (2021)

Car insurance in Kelso, WA averages $231 a month. Kelso, Washington car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Kelso car insurance rates, compare quotes from the top car insurance companies in Kelso, WA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kelso is Nationwide
  • The cheapest car insurance company in Kelso for teen drivers is Nationwide
  • Average car insurance rates in Kelso, WA are $2,776/year

If you need to buy Kelso, Washington car insurance, the options can be confusing. Everything you need to know about car insurance in Kelso, WA is right here.

You’ll find Kelso car insurance rates, the cheapest Kelso, WA car insurance companies, and information on Washington car insurance laws. You can also compare Kelso, Washington car insurance rates to Spokane car insurance rates, Federal Way car insurance rates, and Renton car insurance rates.

Ready to find affordable Kelso, WA car insurance today? Enter your ZIP code for fast, free Kelso car insurance quotes.

Cheapest Kelso, WA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kelso, WA car insurance rates? Every Kelso, Washington car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kelso, Washington

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,831 $1,815 $1,690 $1,768 $6,192 $7,151 $1,947 $2,026
American Family $1,821 $1,821 $1,663 $1,663 $6,955 $9,504 $1,821 $2,445
Farmers $1,766 $1,811 $1,617 $1,825 $3,968 $4,250 $2,219 $2,310
GEICO $1,685 $1,715 $1,582 $1,582 $3,655 $4,781 $2,844 $2,073
Liberty Mutual $1,692 $1,854 $1,517 $1,771 $9,341 $10,335 $1,818 $1,985
Nationwide $1,271 $1,299 $1,184 $1,231 $3,381 $4,112 $1,510 $1,628
Progressive $1,463 $1,367 $1,318 $1,333 $7,409 $8,313 $1,754 $1,750
State Farm $1,441 $1,441 $1,296 $1,296 $4,092 $5,179 $1,633 $1,879
USAA $1,188 $1,171 $1,146 $1,145 $5,209 $6,154 $1,504 $1,646

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Minimum Car Insurance in Kelso, WA

Every driver must carry the minimum car insurance in Kelso, WA. Take a look at the Washington car insurance requirements.

Minimum Required Car Insurance Coverage in Kelso, Washington

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Kelso, WA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kelso, WA. Compare credit history car insurance rates in Kelso from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kelso, Washington

Insurance Company Poor Fair Good
Allstate $3,795 $2,885 $2,478
American Family $4,086 $3,336 $2,963
Farmers $3,021 $2,273 $2,118
GEICO $2,963 $2,371 $2,134
Liberty Mutual $5,419 $3,333 $2,616
Nationwide $2,317 $1,829 $1,710
Progressive $3,404 $3,036 $2,826
State Farm $3,305 $1,991 $1,551
USAA $3,021 $2,216 $1,949

Cheapest Kelso, WA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kelso, WA to rates for a clean record with top companies.

Annual Kelso, Washington Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,582 $3,208 $3,542 $2,878
American Family $2,775 $3,554 $4,115 $3,402
Farmers $2,050 $2,545 $2,748 $2,540
GEICO $1,921 $2,457 $3,660 $1,921
Liberty Mutual $3,235 $4,067 $4,155 $3,699
Nationwide $1,524 $2,052 $2,568 $1,663
Progressive $2,503 $3,912 $2,920 $3,020
State Farm $2,079 $2,485 $2,282 $2,282
USAA $1,759 $2,552 $3,190 $2,080

Cheapest Kelso, WA Car Insurance for Teen Drivers

Teen car insurance in Kelso, WA can be expensive. Take a look at rates from the top car insurance companies in Kelso for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kelso, Washington

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,192 $7,151
American Family $6,955 $9,504
Farmers $3,968 $4,250
GEICO $3,655 $4,781
Liberty Mutual $9,341 $10,335
Nationwide $3,381 $4,112
Progressive $7,409 $8,313
State Farm $4,092 $5,179
USAA $5,209 $6,154

Cheapest Kelso, WA Car Insurance for Seniors

Take a look at Kelso, WA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kelso, Washington

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,690 $1,768
American Family $1,663 $1,663
Farmers $1,617 $1,825
GEICO $1,582 $1,582
Liberty Mutual $1,517 $1,771
Nationwide $1,184 $1,231
Progressive $1,318 $1,333
State Farm $1,296 $1,296
USAA $1,146 $1,145

Cheapest Kelso, WA Car Insurance Rates After a DUI

A DUI in Kelso, WA increases car insurance rates. Compare Kelso, Washington DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kelso, Washington

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,542
American Family $4,115
Farmers $2,748
GEICO $3,660
Liberty Mutual $4,155
Nationwide $2,568
Progressive $2,920
State Farm $2,282
USAA $3,190

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Cheapest Kelso, WA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kelso, WA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kelso, Washington

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,053 $3,053
American Family $3,391 $3,532
Farmers $2,471 $2,471
GEICO $2,458 $2,521
Liberty Mutual $3,789 $3,789
Nationwide $1,952 $1,952
Progressive $3,089 $3,089
State Farm $2,221 $2,344
USAA $2,372 $2,419

The Best Cheap Car Insurance Companies in Kelso, WA

Take a look at a side-by-side comparison of the top car insurance companies in Kelso, WA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kelso, Washington

Insurance Company Average Annual Rates
Allstate $3,053
American Family $3,462
Farmers $2,471
GEICO $2,490
Liberty Mutual $3,789
Nationwide $1,952
Progressive $3,089
State Farm $2,282
USAA $2,395

Category Winners: Cheapest Car Insurance in Kelso, Washington

Find the cheapest car insurance companies in Kelso, WA for each category right here.

Best Annual Car Insurance Rates by Company in Kelso, Washington

Category Insurance Company
Teenagers Nationwide
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Kelso, WA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kelso car insurance rates. Find the cheapest Kelso, WA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kelso, Washington

Insurance Company Low Medium High
Allstate $2,887 $3,043 $3,227
American Family $3,277 $3,457 $3,651
Farmers $2,304 $2,471 $2,637
GEICO $2,342 $2,491 $2,636
Liberty Mutual $3,574 $3,795 $3,998
Nationwide $1,845 $1,951 $2,060
Progressive $2,805 $3,008 $3,453
State Farm $2,134 $2,289 $2,423
USAA $2,241 $2,394 $2,550

What affects car insurance rates in Kelso, Washington?

What factors can have an impact on Kelso, WA car insurance? There are several reasons why Kelso car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kelso, Washington.

Car Theft in Kelso

High levels of vehicle theft can make car insurance more expensive. Kelso, WA car theft statistics from the FBI indicate 45 vehicle thefts a year.

Commute Time in Kelso

The more time you spend in your car the higher the risk of an accident. The average commute length in Kelso, WA is 21.4 minutes according to City-Data.

Compare Car Insurance Quotes in Kelso, WA

Ready to find affordable Kelso, Washington car insurance today? Enter your ZIP code for fast, free Kelso, WA car insurance quotes.

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