Compare Kempton, IN Car Insurance Rates (2021)

Car insurance in Kempton, IN averages $270 a month. Kempton, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Kempton car insurance rates, compare quotes from the top car insurance companies in Kempton, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Kempton for teen drivers is USAA
  • The cheapest car insurance company in Kempton is USAA
  • Average car insurance rates in Kempton, IN are $3,237/year

If you need to buy Kempton, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Kempton, IN is right here.

You’ll find Kempton car insurance rates, the cheapest Kempton, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Kempton, Indiana car insurance rates to Hammond car insurance rates, Evansville car insurance rates, and South Bend car insurance rates.

Ready to find affordable Kempton, IN car insurance today? Enter your ZIP code for fast, free Kempton car insurance quotes.

Cheapest Kempton, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Kempton, IN car insurance rates? Every Kempton, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Kempton, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,463 $2,518 $2,168 $2,369 $7,744 $9,758 $2,489 $2,711
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,462 $1,443 $1,247 $1,403 $7,950 $8,485 $1,936 $2,093
GEICO $1,444 $1,435 $1,357 $1,411 $4,214 $3,902 $1,649 $1,448
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,616 $1,650 $1,419 $1,512 $4,751 $6,155 $1,901 $2,076
Progressive $1,599 $1,509 $1,453 $1,462 $9,517 $10,680 $2,005 $2,039
State Farm $1,396 $1,396 $1,243 $1,243 $4,217 $5,405 $1,544 $1,718
Travelers $1,274 $1,296 $1,191 $1,191 $7,776 $12,234 $1,347 $1,568
USAA $956 $943 $888 $897 $2,639 $2,956 $1,293 $1,387

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Minimum Car Insurance in Kempton, IN

Every driver must carry the minimum car insurance in Kempton, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Kempton, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Kempton, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Kempton, IN. Compare credit history car insurance rates in Kempton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Kempton, Indiana

Insurance Company Poor Fair Good
Allstate $4,983 $3,722 $3,378
American Family $4,755 $3,090 $2,588
Farmers $3,791 $3,096 $2,869
GEICO $2,534 $2,108 $1,681
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,000 $2,534 $2,372
Progressive $4,163 $3,697 $3,489
State Farm $3,308 $1,973 $1,530
Travelers $3,882 $3,288 $3,284
USAA $2,017 $1,329 $1,138

Cheapest Kempton, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Kempton, IN to rates for a clean record with top companies.

Annual Kempton, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,199 $4,721 $4,366 $3,825
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,907 $3,395 $3,497 $3,210
GEICO $1,384 $2,175 $2,954 $1,918
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,269 $2,919 $2,800 $2,553
Progressive $2,836 $4,979 $3,381 $3,935
State Farm $2,217 $2,430 $2,217 $2,217
Travelers $2,959 $3,659 $4,147 $3,174
USAA $1,131 $1,605 $1,842 $1,401

Cheapest Kempton, IN Car Insurance for Teen Drivers

Teen car insurance in Kempton, IN can be expensive. Take a look at rates from the top car insurance companies in Kempton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Kempton, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,744 $9,758
American Family $5,984 $8,674
Farmers $7,950 $8,485
GEICO $4,214 $3,902
Liberty Mutual $8,754 $13,230
Nationwide $4,751 $6,155
Progressive $9,517 $10,680
State Farm $4,217 $5,405
Travelers $7,776 $12,234
USAA $2,639 $2,956

Cheapest Kempton, IN Car Insurance for Seniors

Take a look at Kempton, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Kempton, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,168 $2,369
American Family $1,962 $1,962
Farmers $1,247 $1,403
GEICO $1,357 $1,411
Liberty Mutual $3,662 $3,662
Nationwide $1,419 $1,512
Progressive $1,453 $1,462
State Farm $1,243 $1,243
Travelers $1,191 $1,191
USAA $888 $897

Cheapest Kempton, IN Car Insurance Rates After a DUI

A DUI in Kempton, IN increases car insurance rates. Compare Kempton, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Kempton, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,366
American Family $4,834
Farmers $3,497
GEICO $2,954
Liberty Mutual $8,386
Nationwide $2,800
Progressive $3,381
State Farm $2,217
Travelers $4,147
USAA $1,842

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Cheapest Kempton, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Kempton, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Kempton, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,028 $4,028
American Family $3,436 $3,519
Farmers $3,252 $3,252
GEICO $2,070 $2,145
Liberty Mutual $5,687 $5,998
Nationwide $2,635 $2,635
Progressive $3,783 $3,783
State Farm $2,206 $2,335
Travelers $3,485 $3,485
USAA $1,475 $1,515

The Best Cheap Car Insurance Companies in Kempton, IN

Take a look at a side-by-side comparison of the top car insurance companies in Kempton, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Kempton, Indiana

Insurance Company Average Annual Rates
Allstate $4,028
American Family $3,477
Farmers $3,252
GEICO $2,108
Liberty Mutual $5,842
Nationwide $2,635
Progressive $3,783
State Farm $2,270
Travelers $3,485
USAA $1,495

Category Winners: Cheapest Car Insurance in Kempton, Indiana

Find the cheapest car insurance companies in Kempton, IN for each category right here.

Best Annual Car Insurance Rates by Company in Kempton, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Kempton, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Kempton car insurance rates. Find the cheapest Kempton, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Kempton, Indiana

Insurance Company Low Medium High
Allstate $3,844 $4,013 $4,226
American Family $3,445 $3,593 $3,394
Farmers $3,141 $3,247 $3,369
GEICO $1,963 $2,102 $2,258
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $2,670 $2,615 $2,620
Progressive $3,579 $3,726 $4,044
State Farm $2,164 $2,269 $2,377
Travelers $3,434 $3,517 $3,503
USAA $1,444 $1,491 $1,549

What affects car insurance rates in Kempton, Indiana?

What factors can have an impact on Kempton, IN car insurance? There are several reasons why Kempton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Kempton, Indiana.

Commute Time in Kempton

The more time you spend in your car the higher the risk of an accident. The average commute length in Kempton, IN is 31.4 minutes according to City-Data.

Compare Car Insurance Quotes in Kempton, IN

Ready to find affordable Kempton, Indiana car insurance today? Enter your ZIP code for fast, free Kempton, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State